Should use my mutual funds to pay off my credit card debt? [more inside]
posted on Sep 10, 2008 - 10 answers

I'm thinking of getting a credit card -is it worth it? [more inside]
posted on Jul 13, 2008 - 14 answers

A man has debt, he comes into a little bit of money... how best should he spend it? [more inside]
posted on Jun 13, 2008 - 13 answers

I have this money-making idea in mind, and I wanted to test its potential viability and profitability with some of you who may know more about banking and credit cards... [more inside]
posted on Apr 28, 2008 - 15 answers

Where can I get $1200? (quickly) [more inside]
posted on Mar 11, 2008 - 58 answers

Recommendations for a financial advisor/accountant for a young couple in NYC? [more inside]
posted on Jan 30, 2008 - 2 answers

I am trying to build up my credit. I would like to pay my rent by charging my credit card and then paying it off each month. Is there a service that will mail a check for you by charging a card? Can any one thing how to make this work?
posted on Jan 6, 2008 - 11 answers

How can I set up a system for allowing fraternity members to pay their dues by credit card without shelling out cash for a service? Any legal issues? [more inside]
posted on Nov 15, 2007 - 7 answers

Beyond the obvious (Google and MeFi searches have been done), what can I do to restore my credit over the next 2 and half years? [more inside]
posted on Jul 7, 2007 - 9 answers

I am in my 20's, have no debt and have no need for a loan; should I get one anyways to help my credit? [more inside]
posted on Jun 23, 2007 - 18 answers

I've paid off all my credit cards.... now what? [more inside]
posted on Mar 7, 2007 - 22 answers

Bad Credit Filter: When I was 19/20 years old, my credit was ruined. It's nearly 7 years later, are these charges going to disappear, or is that just an urban legend? [more inside]
posted on Feb 20, 2007 - 40 answers

So... Debt collectors are calling, and I'm not sure if they're acting within the law. Please advise. [more inside]
posted on Jan 20, 2007 - 13 answers

Cheap Money Filter: I've got a moderate amount of credit card debt right now ($15k), at reasonable but not great rates (13-18%). I'll be making more money in the upcoming year, and the debt load is manageable, but I want to explore trading these loans with an unsecured line-of-credit type loan or some other loan. Advice? Suggestions on where to get a good rate (i.e. got any good junk mail lately)? [more inside]
posted on Jan 10, 2007 - 15 answers

Why would I need $80,000 in credit? [more inside]
posted on Jan 6, 2007 - 27 answers

I'm being offered free money to try a Chase service out. Should I take it? [more inside]
posted on Dec 29, 2006 - 9 answers

Buying a new computer: which of these options will be better for my credit in the long run? [more inside]
posted on Dec 28, 2006 - 13 answers

I have a question about resolving an issue with my credit that is keeping me from opening a new bank account. I was overdrawn at Washington Mutual in California. The amount is around seven hundred dollars. It went to a credit agency a while ago and now shows up on my credit report. I have moved to Pennsylvania and when I went to open a new bank account, surprise surprise was not allowed to. The bank employee told me that what I needed to do is call the credit company and tell them that I will pay the full amount, (which I want to do, and thankfully, can now), if I get them to agree to send a written confirmation that I have made good on my debt and that the matter has been resolved. He said that is the only way that I will ever get to open an account at any bank. A few weeks ago, I went through metafilter with a fine tooth comb to find advice on how to go about this, but didnt find the answers I need. [more inside]
posted on Dec 5, 2006 - 17 answers

Help! I need tips for cleaning up my credit before I get hitched. [more inside]
posted on Dec 1, 2006 - 10 answers

I'm having a one-day lingerie sample sale in Edinburgh, and am really struggling to work out the best way to process credit cards on the day. [more inside]
posted on Nov 4, 2006 - 9 answers

I just landed a well paying job in Seattle after having a soul sucking job, where I did not save a penny for about a year. While the new salary will be great, I am essentially broke, and I need a $3000 loan to relocate and get started (which has been determined to be my responsibility to cover by negociation). None of my relatives or friends have this kind of cash, nor do I have a credit card. So how would I go about getting $3000? Can I just take my job offer into a bank and use that as leverage for a loan? Mefites, help me back out of this corner and find the cash to live my dream.
posted on Oct 27, 2006 - 16 answers

Like most Americans, my wife and I are struggling with debts. I thought of a great way to eliminate them, but my wife does not agree. What do you think? [more inside]
posted on Oct 3, 2006 - 42 answers

How do you find and pick the right credit union? [more inside]
posted on Sep 8, 2006 - 5 answers

I got a few credit card checks with 2% APR until April 07. Should I use them to invest in the stock market? [more inside]
posted on Sep 3, 2006 - 38 answers

Well over a week ago, I took some friends out to brunch and paid with my debit card. The charge still has not been debited from my bank account. Is there a limit to how long the restaurant has to deduct the funds? [more inside]
posted on Aug 8, 2006 - 10 answers

SketchyDebtCollectionsFilter: Someone calling and demanding payment on a credit card that was paid off and cancelled in 2002. Fraud? Error? What can be done? [more inside]
posted on Jul 6, 2006 - 16 answers

What actually happens when one goes through credit counseling and/or debt consolidation? I'm in an ugly mess and I'm scared--everyone tells me it's not that bad, but that's only in comparison to horror stories. I see that it's not getting better anytime soon. Details inside--any practical advice is appreciated! [more inside]
posted on May 1, 2006 - 34 answers

My wife and I are about to go through invitro fertilization and we think we'll need about $20,000. We have maybe half of that now and would like to get a credit card to pay the difference. We're looking for a card that has 0% for a year, preferably some rewards back (miles, cash, whatever), and obviously a somewhat high limit. Our credit is very good so we should qualify for the good deals and rates. Any recommendations for good credit cards that would fit our needs?
posted on Apr 16, 2006 - 10 answers

I have finally paid off all my delinquent credit card debts. My credit rating is pretty crappy though. But I now have a secure job, and am now ready to re-open some of the closed accounts (if it's even possible), and also hopefully reinstate the original credit-limits on them. But there's that pesky issue of my credit rating standing in the way. What is my best strategy to get my credit back on track? [more inside]
posted on Feb 20, 2006 - 13 answers

Which banks are the most secure? [more inside]
posted on Dec 19, 2005 - 14 answers

DellHellfilter: Dell are telling my sister that if she doesn't sign the contract they sent her for a new computer her credit rating will be affected and she won't be able to get credit for anything again. This can't possibly be true, can it? [more inside]
posted on Nov 22, 2005 - 29 answers

Ok, so it says that the typical person earns $14/hour, and the typical household earns less than $40k/year. Yet everywhere I look, I see displays of wealth. Expensive homes, cars, boats, TVs, activities, etc. So my question is: how are people paying for all of these expensive things? [more inside]
posted on Feb 22, 2005 - 46 answers

How should I repair my bad credit? I'm 26, my income ($53k) exceeds my expenses and I have only $1.5k debt, but I was awful about paying bills on time until the last year or so. Now I'm finding it difficult to secure a car loan. I haven't even gotten a credit report because I'm afraid to look at it. I will probably end up talking to a credit counselor, but I thought I'd ask for advice before I do. College kids, don't wait until the utility bill is yellow to pay it. Trust me.
posted on Nov 10, 2004 - 13 answers

My wallet was stolen -- how do I protect myself against ID theft? [more inside]
posted on Nov 7, 2004 - 7 answers

Is there such a thing as a disposable credit card?
posted on Jun 26, 2004 - 13 answers

Trying to solve a problem for a dear friend from highschool. She's been ignoring her school loans and came to me out of confidence. They were around 22k about six years ago; She doesn't know how to get herself straightened out. A second job isn't an option (based on her first) as the first job pays well (travel), but is being garnished; She needs a way to get them off her back, but not overwhelm her so much that she drowns trying to deal with them.

I'm ok with money, but I just can't figure out what to tell her.

Are there any counselors who specialize in this that I could send her to? If you're shy about this and dealt with this, please feel free to contact me directly by email.
posted on Dec 20, 2003 - 12 answers

There's Paypal, eGold, amazon bucks et al. Is there a "net-cash" system out there that people from all over the world - from Aruba to Brazil to Zimbabwe - can use?
posted on Dec 16, 2003 - 5 answers