I'm living in BC and and have a money on a credit card that is at around 15%. Every once in a while I hear about some offer that they will transfer your debt and give you 0% or really low interest for a year or something. Any good offers out there right now??? Thank you!
posted by figTree on Oct 28, 2008 - 4 answers

How can I lower my interest rates on my credit card and mortgage? [more inside]
posted by anonymous on Oct 8, 2008 - 8 answers

Posting for a friend: My friend was bad about paying bills on time for a credit card over a long period of time (multiple years). It's one of the major blemishes on their credit score right now and the issuer has just decided to cancel their card. The question is, how much will the issuer canceling the credit card be on my friend's credit score, and what can they do? [more inside]
posted by Eldritch on Jan 22, 2008 - 4 answers

I'd welcome hearing of Mefites who have had experiences with the Prosper website as a borrower. (Or, if no one can help me on that, recommendations for Chicago or national credit unions accessible to most anyone.) [more inside]
posted by WCityMike on Mar 7, 2007 - 6 answers

I've paid off all my credit cards.... now what? [more inside]
posted by weiler63 on Mar 7, 2007 - 22 answers

My wife (who only works part-time) and I will be applying for a joint mortgage soon. My FICO score is 800; hers is 670. How will a lender determine our interest rate when we have such different scores?
posted by boognish on Mar 26, 2006 - 7 answers

I bought an engagement ring with the store CC and was given 6 months no interest. Well that six months is almost up, and I'd love to be able to get my CC's 1% cash-back. Problem is, if I transfer the money to my CC, I don't get the 1% back. I have the money and can pay it off, but 1% is a significant amount and I'd like to finagle that 1% into my wallet if at all possible. Is there anything I can do? Thanks for the help, SEINFELD
posted by seinfeld on May 12, 2005 - 3 answers

I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.
posted by anonymous on Jan 4, 2005 - 16 answers

Credit Card Filter. I’m a college student on the verge of graduating this spring. I have never had a credit card. Should I have one to start to establish a good credit rating for the future? [mi] [more inside]
posted by asterisk on Oct 24, 2004 - 30 answers