How do you establish your credit rating and rental history in one country when you're from another one? [more inside]
posted on Feb 7, 2008 - 9 answers

I'd welcome hearing of Mefites who have had experiences with the Prosper website as a borrower. (Or, if no one can help me on that, recommendations for Chicago or national credit unions accessible to most anyone.) [more inside]
posted on Mar 7, 2007 - 6 answers

I have a question about resolving an issue with my credit that is keeping me from opening a new bank account. I was overdrawn at Washington Mutual in California. The amount is around seven hundred dollars. It went to a credit agency a while ago and now shows up on my credit report. I have moved to Pennsylvania and when I went to open a new bank account, surprise surprise was not allowed to. The bank employee told me that what I needed to do is call the credit company and tell them that I will pay the full amount, (which I want to do, and thankfully, can now), if I get them to agree to send a written confirmation that I have made good on my debt and that the matter has been resolved. He said that is the only way that I will ever get to open an account at any bank. A few weeks ago, I went through metafilter with a fine tooth comb to find advice on how to go about this, but didnt find the answers I need. [more inside]
posted on Dec 5, 2006 - 17 answers

Credit Card Filter: I know there has been plenty, but this is a bit different, I searched and could not find anything related. I am beginning to work for a company who let's me use my own credit card for expenses. Problem is I do not have a credit card, I have a debit card. My credit isn't that hot. Basically, I am looking for a credit card that is easy to get and that I can get miles on. Remember my credit is whatever.
posted on Mar 30, 2006 - 8 answers

I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.
posted on Jan 4, 2005 - 16 answers