Posting for a friend: My friend was bad about paying bills on time for a credit card over a long period of time (multiple years). It's one of the major blemishes on their credit score right now and the issuer has just decided to cancel their card. The question is, how much will the issuer canceling the credit card be on my friend's credit score, and what can they do? [more inside]
posted on Jan 22, 2008 - 4 answers
How many credit cards should I have and what should my limits be for the best possible credit score? [more inside]
posted on Nov 29, 2007 - 7 answers 
Help me design the Best Possible Plan For My Credit in 2008. Ten years ago I had no cash, and terrible credit. Today I have some cash, and no credit. I want to make some good choices next year, based on a well-considered strategy. [more inside]
posted on Nov 26, 2007 - 5 answers
Despite good intentions and record levels of responsibility, a stupid credit card screw-up and other small mistake just resulted in big fees and bad credit comments. How do I get these fees back and these comments off my credit report? [more inside]
posted on Jun 11, 2007 - 7 answers
Security Deposit Dispute: Will going to court hurt my credit? [more inside]
posted on Oct 17, 2006 - 10 answers
Why is my credit score so high? [more inside]
posted on Sep 12, 2006 - 12 answers
CreditFilter: Does co-signing for my student loans affect my parents' credit? [more inside]
posted on Jul 1, 2006 - 9 answers
CreditFilter: Two years ago, not really understanding the importance of good credit behavior, I let a department store card slide for 180 days, twice (I KNOW!). This impacted my credit history greatly. I had previously had 4 years of good payment on two credit cards. Over the past year, to help recover and instill good habits, I pay my credit cards in full every month (read: no personal debt) and added a paid off car loan to my reports (15K). My CC limits have slowly increased but my score has remained somewhat the same (10 pt increase).
What can I do to get out of this rut? Some collegues I know have a sizable CC debt (around 15-20K) with less income than me but have great scores and could buy a house tommorrow with no problems. What am I missing and no, credit-fixing agencies are NOT an option.
posted on Dec 12, 2004 - 11 answers
Credit Reports. I've just received mine from the big three via MyFICO.com. I've got above average scores (750+), but I see a bunch of old credit cards that may or may not affect my score. You see, I'm getting my finances in order to go home loan shopping for the first time. What's steps should I be taking to make loan officers like me?
posted on Dec 8, 2004 - 11 answers
