I am new to renting and I just called the power company and they said that I have to pay a deposit no mater what my credit is. Is this normal practice? [more inside]
posted on May 16, 2008 - 31 answers

I have a curbside mailbox and mail theft is common in Utah (http://deseretnews.com/dn/view/0,1249,600129714,00.html). Big Credit Card Company (BCCC) sends me convenience checks that can be stolen and cashed by anybody. The post office won’t let me move my mailbox to my house. Local politicians sided with the Postmaster. A rental box or a new security mailbox are impractical. [more inside]
posted on May 11, 2008 - 11 answers

I have this money-making idea in mind, and I wanted to test its potential viability and profitability with some of you who may know more about banking and credit cards... [more inside]
posted on Apr 28, 2008 - 15 answers

I just ordered a cellphone over the internet. On a contract. It didn't seem like there was a credit check at any point. How does that work? [more inside]
posted on Apr 23, 2008 - 6 answers

Recently relocated to US, trying to build credit - already got a secured credit card, should I get a store credit card or try for a real one? [more inside]
posted on Apr 20, 2008 - 7 answers

[GrownupFilter] Many credit threads on here, but I couldn't find one that really helped: I have shit credit, and I hate throwing money away with renting. In the next 12-18 months, what can I do to help me buy a house? [more inside]
posted on Apr 19, 2008 - 17 answers

Is it a good idea to take out a 401k loan to pay off unsecured credit card debt, and how do these loans work?
posted on Apr 1, 2008 - 22 answers

US Bank Credit Card(REI VISA Card) My bank account was double-billed for my full payment. I have been using this account and paying online for about a year with no prior problems. [more inside]
posted on Mar 29, 2008 - 8 answers

One of my boyfriend's student loans just got turned over to a collection agency. How bad is this? [more inside]
posted on Mar 25, 2008 - 15 answers

Financial FUBAR!! I am having a serious problem with my Credit Union. I am trying to quit but due to a screw up on their part, and mine, they will not let me and are dunning me for monies I do not feel that I am liable for. [more inside]
posted on Mar 23, 2008 - 6 answers

Why do I keep getting credit card offers when it is sure that I'll be denied? Or is it? [more inside]
posted on Mar 18, 2008 - 9 answers

Credit rating/report question... [more inside]
posted on Mar 16, 2008 - 10 answers

You'd think banks would want you to throw money at them, but alas. Why do online banks pull credit reports just to open a savings account, and do any banks just want your deposits regardless of your history? [more inside]
posted on Mar 16, 2008 - 9 answers

Should I sign up for a credit card right now? If so, from where? [more inside]
posted on Mar 14, 2008 - 32 answers

What's the best way to get a flight for the minimum number of points using my BofA (formerly MBNA) World Points? We want to go somewhere besides the US, the Caribbean or Mexico. [more inside]
posted on Mar 14, 2008 - 2 answers

Where can I get $1200? (quickly) [more inside]
posted on Mar 11, 2008 - 58 answers

How can I reduce my debt? Does anyone have experience with debt reduction companies? [more inside]
posted on Mar 8, 2008 - 10 answers

I've been able to reduce my debt and build great credit. I only have 1 credit card and they refuse to drop my rate, its pretty high and I they nickel and dime you for everything. Does anyone know of a website or a deal on a credit card that has a low rate, good reputation and free or low transfer rate?
posted on Mar 5, 2008 - 8 answers

My husband and his brother have the same first and last names. This has become a big problem with a hospital bill, and I need you guys’ advice on what to do next. [more inside]
posted on Mar 3, 2008 - 17 answers

I work for a billing company and we would like to use an accounting software that can process credit cards and deposit the funds into our clients respective bank accounts. Does anyone have any experience doing this or have any recommendations?
posted on Feb 29, 2008 - 1 answers

Creditors are starting to harass me again for old debt that I don't believe I'm responsible for. [more inside]
posted on Feb 29, 2008 - 9 answers

Paying US back-taxes: should I go for an installment plan or pay it all now, and pay off the credit card companies instead? [more inside]
posted on Feb 26, 2008 - 8 answers

Debit card fraud: despite being told several times by Washington Mutual that they've canceled a debit card that has been compromised, the card is still being used by someone in Florida. What to do? [more inside]
posted on Feb 17, 2008 - 15 answers

Debt/collection agency help: I want to pay off my $1600 debt. What is the best way to go about doing this? [more inside]
posted on Feb 15, 2008 - 4 answers

Can I sell my place if I'm on a repayment plan for its mortgage? [more inside]
posted on Feb 14, 2008 - 2 answers

How do you establish your credit rating and rental history in one country when you're from another one? [more inside]
posted on Feb 7, 2008 - 9 answers

Why was I asked for my zip code when I payed at the pump? ID verification? [more inside]
posted on Feb 5, 2008 - 30 answers

Background: I am in a serious relationship. The woman I am dating currently has what I would consider significant financial problems. What are her best options? [more inside]
posted on Feb 4, 2008 - 22 answers

Is there a way to direct HR in the USA to send my entire paycheck directly to my credit card account without first needing to send it to my checking account? (hypothetical) [more inside]
posted on Feb 4, 2008 - 8 answers

Subprimes still lending?? I thought that the subprime loan market was out of business. Why am I getting multiple calls from Household Finance claiming that they have "new programs" trying to lend me money I don't need? ps I don't have a loan with Household Finance. I don't know if they're trying to make a home loan or a consumer credit facility.
posted on Feb 3, 2008 - 7 answers

I have managed to run my once-great credit into the ground. What now? How screwed am I, and for how long? [more inside]
posted on Jan 30, 2008 - 10 answers

Recommendations for a financial advisor/accountant for a young couple in NYC? [more inside]
posted on Jan 30, 2008 - 2 answers

Posting for a friend: My friend was bad about paying bills on time for a credit card over a long period of time (multiple years). It's one of the major blemishes on their credit score right now and the issuer has just decided to cancel their card. The question is, how much will the issuer canceling the credit card be on my friend's credit score, and what can they do? [more inside]
posted on Jan 22, 2008 - 4 answers

We say, we don't owe it. They say, the birthdate equals a legal signature. Who's right? (more inside) [more inside]
posted on Jan 21, 2008 - 23 answers

What are some retail credit card accounts (ie Macy's Card) that deliver good freebies, coupons, discounts or other promos for members? [more inside]
posted on Jan 13, 2008 - 13 answers

Can a person add money to their checking account buy using a credit card balance transfer offer online and entering their Visa CheckCard number as the account to be credited?
posted on Jan 11, 2008 - 9 answers

Someone opened a credit account in my name a few years back; it is now overdue. What do I do? [more inside]
posted on Jan 10, 2008 - 12 answers

My friend is a server at a privately-owned restaurant, and she received a big tip from a patron ($40 on a $100 bill). However, it turns out days later that the card used was stolen, and now the restaurant owners have asked for her to return the tip money. Do they have any legal ground to do so? [more inside]
posted on Jan 7, 2008 - 33 answers

Is a company required to make a good faith effort to collect on a debt before reporting it as charged off? Do I have any recourse for my credit report? [more inside]
posted on Jan 7, 2008 - 4 answers

I am trying to build up my credit. I would like to pay my rent by charging my credit card and then paying it off each month. Is there a service that will mail a check for you by charging a card? Can any one thing how to make this work?
posted on Jan 6, 2008 - 11 answers

TAX-Filter: Please help me understand the difference between: (a) Deducting child care expenses from my taxes, (b) claiming the Child and Dependent Care Credit on my tax return, and (c) Using a section 125 Flexible Spending Account to pay for child care expenses. [more inside]
posted on Jan 5, 2008 - 6 answers

How much do late fees/oustanding fines from video stores affect my credit score? [more inside]
posted on Jan 4, 2008 - 10 answers

Is it legal to file for child tax credit separately? [more inside]
posted on Jan 3, 2008 - 7 answers

Like a lot of Latinos, I have a huge name. I am afraid that, in the long run, it may get me in trouble in the US. Help me prevent it. [more inside]
posted on Jan 2, 2008 - 13 answers

So do we just stop paying our credit cards? [more inside]
posted on Dec 20, 2007 - 36 answers

Can Canadians give tax-deductible donations to American non-profit organizations? [more inside]
posted on Dec 18, 2007 - 2 answers

Someone bought a telescope in my name on Nov 7th. That's all I know. How do I protect myself even though I don't know what store, or more importantly, what method of "payment" was used to complete the transaction? [more inside]
posted on Dec 4, 2007 - 11 answers

The financial problems of someone who shared my name and former address are showing up on my credit report! How do I even begin to go about disputing this, should the credit agency's investigation not go in my favor? [more inside]
posted on Dec 2, 2007 - 7 answers

Can Microsoft put anything negative on my credit history if I owe them $8.30 for a month of unpaid Xbox Live Gold membership? [more inside]
posted on Nov 30, 2007 - 15 answers

How many credit cards should I have and what should my limits be for the best possible credit score? [more inside]
posted on Nov 29, 2007 - 7 answers