I am finally selling this long-suffering house, to a buyer with a VA loan. How mandatory is it that I cover her closing costs? She is moving from a state with way, way higher housing costs than this location; she loooves the house, and upped the asking price by $6K to beat out another offer within 5 days of listing. My agent was adamant that I agree to cover her closing costs, somewhat over $5K, because it's routine. [more inside]
Help me understand the heating and cooling system of this house we just toured. [more inside]
I plan to interview Oregon non-profit organizations this year. Not counting Guidestar, I have compiled a list of about 1800 NPs in the state from six other lists (Charity Navigator, nonprofitlist.org, Oregon Department of Justice, Combined Federal Campaign Oregon, Non Profit Association of Oregon and GiveGuide2014). I want to explore the work of some of those little known who never get publicity or don't have a lot of money but have missions worthy of attention. [more inside]
I have been recruited for a senior level management position at a startup. Things are moving fast and I'm about to hire an attorney — but I'm unsure of the fees and how much I might end up paying. Can any MeFi attorneys weigh in and tell me what a normal cost range would be for this kind of work? [more inside]
How can we cover my recently-hospitalized, uninsured friend in Toronto? [more inside]
I have some friends who don't have GCSEs or A-levels. I would like to help them study for these qualifications. How can they support their living costs? [more inside]
I'm looking for hosting costs data that I can present to management. This is for 3 Drupal-based sites which each get approximately 100 million page views per year. [more inside]
I've recently been on a kick reading about the current problems in higher education – tuition rising while state funding to universities decreases, large student debt, enrollments down, increased use of contingent faculty to control costs, increased spending on amenities, etc. What would happen if the federal subsidies were suddenly removed? [more inside]
There was a time in my childhood when my family was poor. Our situation improved as I grew up. But I must've somehow picked up this anxiety about things such as food and clothing. It doesn't exactly interfere with my life, but it can be a waste of mental energy and makes things a bit less enjoyable. Do you have any suggestions for me? [more inside]
My husband's new job only offers one plan: a high deductible plan with $5,000 and $10,000 deductibles. We both have chronic illnesses with lots of medications and several doctors. We cannot afford to pay out of pocket for everything. What can I do? [more inside]
We're first time homebuyers, and getting a little overwhelmed thinking about all the things we might have to fix and/or replace in whatever house we buy, and how that should affect what we're willing to pay for a home. What are the most expensive (and/or frustrating to fix) things we should be keeping an eye out for and factoring into deciding whether to make an offer on a house and the offer price (i.e. adjusting up/down compared to comparable homes)? [more inside]
Unfortunately we did not win Powerball last night but it sparked an interesting conversation. Do wealthy (US) people have health insurance? I would think that once you hit a certain amount of wealth you could go ahead and drop it, right? Like $50 million or so? Which made us discuss how someone like Sunny von Bulow could be kept in luxurious surroundings for most of her comatose life. Would her family have paid out of pocket or are rich people dealing with same health insurance BS that the rest of us do? I mean she was in a coma for years, it had to have cost a small fortune.
My brother has been diagnosed with an acute form of leukemia, and is currently in the ICU. What we know is that he's not going to die tonight. He's got some life left in him. They're not sure about the precise form yet, that will take some time. But in the meantime, we have a problem: he's 31, recently unemployed, and uninsured. My family is far from being able to afford out of pocket health costs. And from all the doctors, drugs, machines he's been hooked up to in the past 10 hours, I know the bill is already creeping into the many tens of thousands of dollars. So my question to MeFites is: what are our options? How do we pay for this? We have very few assets, although I'm sure we'd sell the family home to keep my brother alive for a few more years. But apart from that, we've got nothing substantial. (I'm a graduate student, and my mother is a self-employed seamstress. My father is unemployed). Are there any gov't programs available? Can he go on Medicaid? Etc. I'm having trouble finding hard info on people in his particular situation (not a minor, not elderly, and diagnosed with cancer). Help!
I'm almost certain I just severed the tendon in my pinky...the bleeding is under control but I cannot bend it. I have severe fear of ER costs due to bad past experiences that cost me lots and lots of money. How bad is this, and can it wait for an Urgent Care place? [more inside]
How much will this traffic violation cost me? [more inside]
I want to fly out to see my boyfriend, and can afford to cover all costs myself. Should I? [more inside]
Trying to make sense of our closing costs when purchasing a newly constructed home in Kaufman county (right outside of Dallas, TX) Mainly, property taxes. [more inside]
How much does a masters course in London usually end up costing? [more inside]
I've seen a job posting in Brighton, UK, and the job looks great. But I know nothing about the city. Help me figure out if it could be right for me! [more inside]
How would Congress control costs in a single-payer healthcare system? [more inside]
How extreme is the price difference between generic antidepressants of various types and their non-generic counterparts in Australia, assuming one has a prescription and a medicare card? [more inside]
Routine non-emergency hernia surgery--unmet insurance deductible and wondering if there are any cost-cutting ideas we will wish we had known when we get the bill for the surgery. Assuming the hospital won't just shout out ideas if we call them, so...any ideas? [more inside]
How much money should a couple budget for one year's worth of travel? [more inside]
Taking my dance classes to the next level...am I at the most expensive dance studio in town? [more inside]
My research group currently tracks our expenses (for lab supplies, travel, etc.) by printing copies of receipts and then manually tallying them in an Excel spreadsheet. Can anyone recommend a web service that will make this process easier? We'd prefer something free (or self-hosted), but are open to low-cost options as well. [more inside]
What is the best way to get a second generation iPad when it comes out in exchange for my current one? The most cost effective way would be the best.
I went to the emergency room a few months ago for a back injury, and, to be honest, I don't feel like the medical services provided to me were adequate. I saw a doctor for about 45 seconds the entire time I was there. When I was leaving, they gave me information for "if my chest started hurting later," despite my protests that my back was the injured part, and the next day, I discovered the X-rays they had taken were of my chest, not my back. Now that I have the bill, can I contest it? [more inside]
How much does it cost to have gas central heating installed? (UK) [more inside]
How do commercial real estate quotes work in Canada? Are they monthly or annual? [more inside]
This is a four-part question, in which I ask: how much profit does a merchant typically make on the following products and services: A $2.00 slice of plain pizza, a $5.50 cycle on a laundromat clothes washer, a $1.50 box of strawberries and a $0.25 cycle of 8-10 minutes in a laundromat dryer? [more inside]
Some less common types of building construction (e.g. Straw bale, earth, adobe, tires) seem like they would be cheaper than the standard balloon wooden houses that are built these days. Assuming you could find knowledgeable workers, which type would be the least expensive to build, but would still meet modern construction codes?
London, UK living arrangements. Help me sort out the options and get settled! [more inside]
Reasonable cost for a new hot water heater? [more inside]
When the time comes, I'd like for it to be possible for me to stay at home for at least a year after a baby is born (I am not pregnant yet). I guess this is two questions. First, how much should I have saved up to care for baby for the first year and secondly, how much should I have saved up to cover myself for the year? [more inside]
How am I supposed to make financial projections for a business plan when I don't even know how much money I'd earn in a month? [more inside]
Sold internationally on eBay (I'll never do it again) but couldn't ship via the method the buyer wanted. Do I refund the difference, or chalk it up to lessons learned? [more inside]
My SO and I recently got engaged. We're pretty chill folk, and are looking to have a medium-to-large wedding (150-200 people) but constrain costs to well under $10K. We have flexibility on timing and location, but we're aiming for MA/NH/VT/ME/RI of 2009. The question I want to ask of the married MeFi hive is: of the things you spent money on for your wedding, what was most worth it? What was least worth it?
When buying a house is it better to have the seller pay the closing costs or to reduce the sale price of the home? [more inside]
Getting back to social gaming/console gaming, and other related considerations from an ex-hXc gamer. [more inside]
Streaming radio production cost: what is the cost to a local radio station for internet streaming of one program to one listener? Not just the cost of paying the royalty cost of a national program (like Prairie Home Companion}, but the local costs incurred by the station, e.g. servers, software, staff time devoted to webcasting. Bonus question: is it more or less expensive than the cost of downloading a single podcast to a single listener?
Simple set of calculations/spreadsheet formulas for thinking about the true cost of starting a business or going freelance? [more inside]
Family of four, moving to Bay Area, making $115K. Is this crazy? [more inside]
Hivemind, can you help me work out if my friend will be covered by the health system in trying to see a psychologist in Ontario? [more inside]
How can I determine or calculate the average amount a company pays for healthcare/benefits for a single full-time employee? [more inside]
I'm organising the hiring of a car for myself and 2 other people who are a couple. I'll be paying for the car upfront - should I ask them for half of the amount or two-thirds? [more inside]
What is the average range cost for an abortion? I know there are different procedures and costs most likely vary depending on health insurance? But I just need some basic idea because I cannot talk to a health professional until monday, and I want some idea. Please no moral judgements!
How does one estimate utilitiy costs utilities in 4000 square foot retail space? [more inside]
I have been asked to rapidly (tomorrow night) put together a plan to re-launch/re-design a website. What are the pitifalls/costs/technical factors that of which I should be made aware? [more inside]
The high costs of prescription drugs is often reported in the media, but what is currently being done about it? [more inside]
Using Cold Outside Air to Reduce Refrigeration Costs: Why isn't this done? [more inside]
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