3 posts tagged with consolidation by Anonymous.
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I am having some serious financial issues. Who, in Eastern Canada, can I talk to about this kind of thing? [more inside]
posted by anonymous on Mar 18, 2008 - 1 answer

I'm in (defaulted) student-loan hell. [more inside]
posted by anonymous on Dec 30, 2005 - 18 answers

FinancialFilter. I'm looking to consolidate credit card debt and am not sure what my options are. Advice?

I owe about $13,000 on four credit cards (14.9% - 19.9% APR), and about $35,000 on a consolidated student loan (4.5% APR). I've had a checking account with my current bank for over four years, but no savings account. I'm employed full-time, would be willing to close all but one of my credit card accounts when paid off, and although I don't know what my credit rating is, I know it's got to be pretty good. Oh, and I'm female, over thirty, if that matters.

What kind of APR could I expect from a signature loan? Is a signature loan a good idea? Should I leave my student loan as is?
posted by anonymous on Jan 27, 2005 - 11 answers