Help! -- My credit debt is nearly $50,000, my mortgage is upside down by 25% and my fiancee walked out the door a month ago. I can't make my bills. I'm trying to sort out which route to go with the credit cards. A service like CCCS? Or some other route like Credit Elimination? Please help me understand this. Thanks
posted by antipode12 on Dec 6, 2009 - 26 answers

What is the best way for me to try to get a debt consolidation loan? [more inside]
posted by drjimmy11 on Dec 3, 2009 - 6 answers

Debt/Loan Filter: I was stupid with credit and debt when I was younger. Is there anything I can do now? More details inside. [more inside]
posted by slavlin on Aug 24, 2008 - 11 answers

I am having some serious financial issues. Who, in Eastern Canada, can I talk to about this kind of thing? [more inside]
posted by anonymous on Mar 18, 2008 - 1 answer

Recommend me a good educational loan consolidator. [more inside]
posted by calistasm on Oct 11, 2007 - 8 answers

So I finally bought my first car (not counting the 20 year old brown volvo I part owned for 3 months in Canada). During the 'chat' with the finance person at the dealership he was adamant about two things that puzzled me [more inside]
posted by Rc on Oct 2, 2006 - 14 answers

Recently I was contacted by a company called Liberty Settlements regarding my outstanding debt. [more inside]
posted by Raze2k on Jul 28, 2006 - 10 answers

FinancialFilter. I'm looking to consolidate credit card debt and am not sure what my options are. Advice?

I owe about $13,000 on four credit cards (14.9% - 19.9% APR), and about $35,000 on a consolidated student loan (4.5% APR). I've had a checking account with my current bank for over four years, but no savings account. I'm employed full-time, would be willing to close all but one of my credit card accounts when paid off, and although I don't know what my credit rating is, I know it's got to be pretty good. Oh, and I'm female, over thirty, if that matters.

What kind of APR could I expect from a signature loan? Is a signature loan a good idea? Should I leave my student loan as is?
posted by anonymous on Jan 27, 2005 - 11 answers