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Mortgage dilemma: seems like there is no optimal solution?

This was me a few months ago: Rent or sell my condo at a loss? Well, now I've decided to sell it. But have a question about what to do about my mortgage. [more inside]
posted by myorangesocks on Jun 26, 2014 - 1 answer

Whoops. Condo Board Renovation Issues

I own a small condo apartment. In December, I contacted the condo board to ask for information about how to proceed with changing my floating floor because I had a 6'X6' section of damaged flooring (just from 7 years of wear and tear... the original materials were really really shoddy). A representative responded immediately and gave me the material specifications and informed me that I would need to obtain authorization before proceeding with the work. I didn't proceed with the work at the time... [more inside]
posted by anonymous on Jun 25, 2014 - 7 answers

Neighbors and condo repair situation in Somerville, MA

My neighbor and I both live on the top floor of our condo building. He wants to fix his AC/heating system inside the shared attic, and is asking to use an attic entryway inside my apt. What can I do to protect myself in case his contractor damages my things? Please help. Thanks. [more inside]
posted by miomiomio on May 21, 2014 - 8 answers

Details on how to buy a condo/co-op real estate: The Dummies Version

Filter: NYC version or competitive real estate market. I am trying to understand the time table for each step of the process. [more inside]
posted by Wolfster on May 12, 2014 - 11 answers

Toronto Condo Bylaw...how far can they go?

We rent a condo that my parents bought under my name last October (and pay rent to my parents), and have gradually realized that there are several bylaws that seems unreasonable. One of them is the complete prohibition of bicycles in the building. The board claims that there is a "bike room," but it's actually just a mobile bike rack in the garage where most of the bikes on the rack are missing tires, saddles, parts (so we know it's not secure, and there are thefts around). The garage also has been inaccessible for the last 8 months due to construction. The other unreasonable rule is that there is a fixed laundry room schedule that was determined before we moved in. I want to know to what extent can a condo board enforce these bylaws? What can they do? Do they actually have legal rights to tell me when I am and am not allowed to wash my clothes? What can we do to change the bylaws? [more inside]
posted by redwaterman on Apr 23, 2014 - 26 answers

Smoke/Fire alarm repeater?

I want a device that I can attach to our front door, and if the building's alarm goes off, a signal would be relayed to an alarm outside our bedroom door. Does this kind of thing exist? [more inside]
posted by EastCoastBias on Apr 8, 2014 - 11 answers

Rent or sell my condo at a loss?

Should I sell my condo at a loss to make a fresh start on a new place with my partner? (I am using a sockpuppet, because this question contains personal financial info that I don’t want linked to my primary --and identifiable -- account and I may need to answer follow-up questions.) [more inside]
posted by myorangesocks on Mar 31, 2014 - 18 answers

Buy a condo/loft without joining a HOA in LA or San Francisco?

Is such a thing even possible? I have always rented apartments and am now looking into purchasing a loft, preferably, in either San Francisco or Los Angeles. I really have no interest in then paying for "rent" to some HOA at around $400/month. Is there a reasonable way to not do so, or does it entail looking for solo owned places which are probably really expensive? I'm hoping to keep it around 500k total. Thanks in advance for any advice.
posted by madglee on Mar 11, 2014 - 17 answers

Do I have to pay capital gains tax if I made no profit?

Taxfilter: I sold a condo in April. I sold it for $5,000 less than I bought it for, but I walked away with some money because I had owned it for 10 years and paid down the principal. I had been renting it out for 4 years before I sold it because I moved to a city nearby. I also put about 10K into renovations over the past few years. Do I have to pay any capital gains taxes? Is it worth it to try to get any kind of credit for the loss I took when I sold it for less than I bought it for?
posted by Clustercuss on Feb 26, 2014 - 8 answers

FSBO in Chicago - how to appeal to investors?

I own a condo in Chicago (in a trendy neighborhood) in a building that has no rental cap and is mostly renters. I'm interested in trying to sell it myself, and am interested in thoughts on what sort of things I'd want to do to make it particularly interesting to investors rather than owner-residents. [more inside]
posted by juniperesque on Feb 12, 2014 - 6 answers

A month after move, ex-landlord now wants money for "damages" to condo.

We rented a condo in Chicago for 6 years and moved out last month. We had a month to month agreement with the owner and no security deposit was given or requested at the time we moved in. We hired an established cleaning crew to go through the apt on the day after moving out and paid them $250.00 for cleaning the 2 bedroom duplex. The owner showed up at the same time and everything was amenable, no problems were stated at that time. He said he was going to do some re-hab work as he wanted to raise the rental price 'acknowledging the whole unit needed a lot of updating in order to merit the higher rent. Now, a month later, he sent an email saying that we owe him over $1000.00 as he has found out many things that need repair such as excessive nail holes in the wall, some junk removal (clay pots on the deck, etc) some other minor damages and he says the dishwasher needs to be replaced at $800.00. When we left the unit the dishwasher, a 6 year old Bosch, was working fine. What are our obligations here? Thanks.
posted by Tullyogallaghan on Feb 6, 2014 - 20 answers

Help clueless future parents buy the right home to raise kids in!

As future parents and first time homebuyers, what aren't we thinking about, or under-emphasizing/over-emphasizing, in trying to pick a home to raise (two) kids in?  What should we consider in deciding on house versus condo, location, neighborhood, size, layout, features, etc? [more inside]
posted by EmilyClimbs on Jan 10, 2014 - 36 answers

How can I find an inexpensive beach rental on the TX coast?

Where can retired Alaska snowbirds find a rental along the Texas gulf coast? By that I do not mean where are the nice beaches, as I know the answers to that question. I need to know HOW to find a rental by the month that includes linens, a furnished kitchen, cable, and internet. VRBO, Craigslist, airbnb, and other sources have failed. Everything I find is daily/weekly and incredibly expensive. I hope to travel from mid Jan thru mid Feb and $900 to $1100 per month seams reasonable to me. The specific location is not as important as price, and a beach view.
posted by woman on Dec 14, 2013 - 4 answers

Community referrals for a Realtor in Saint Paul.

I am assisting family members as they work to move out and sell their condo in Saint Paul, MN. We are looking for a local, reputable Realtor to manage the selling process. Can any MeFites provide a firsthand referral for a Realtor you had an excellent experience using? Also, what dangers or warning signs should we look out for as we navigate this process?
posted by BigLankyBastard on Dec 6, 2013 - 3 answers

Condo insurance conflict of interest?

I'm in the process of buying my first condominium. Is using the same insurance agent that holds the condo association's insurance for my own homeowners/content policy a good idea? If not, any suggestions for insurance agents in the Bergen County area of NJ?
posted by quokka quokka quokka on Nov 26, 2013 - 3 answers

What is this heater, and how much could I expect it to cost me?

What is this type of heating unit? There are two of them in a 600 sq. ft condo I am thinking of purchasing. The listing says it is "Other/Electric." I have only ever seen something like this in a hotel. My memory of them, is that they are finicky and imprecise! I am afraid that the bills are going to get out of control. What kind of utilities might I see from such a thing? Second floor of a low-rise condo, with outside shared hallways. Toronto, so, winter. (The current owner's bills are supposedly inaccurate because they had a newborn, and were keeping it cranked up.) It's helping me decide whether I can afford this condo. (It's by the beach!) Other photos.
posted by typewriter on Nov 1, 2013 - 14 answers

Condominium By-Laws Pets

My mother received two letters from her Condo association stating that she is in violation of a pet by-law for having me visit her at her home and bringing my dog(over 35 pounds). Here is the law as written: 10.8 A limit of one four legged animal, not weighing more than thirty-five (35) pounds is allowed per unit. I've spoken with the property management and they state that this law means no dogs over 35 pounds are allowed on property at all. As this law is written could that legally be in forced if i continue to visit with my dog? [more inside]
posted by slowtree on Sep 23, 2013 - 25 answers

Cracks In The Ceiling

Cracks in our concrete condo ceiling are leaking water from the channel to the dryer vent. Can we patch the concrete? [more inside]
posted by fatbird on Aug 29, 2013 - 8 answers

Vancouver condo rental

Planning a week in Vancouver in October, thinking of renting a condo instead of staying in a hotel. Anyone done this? Recommendations / things to look out for? [more inside]
posted by Koko on Jul 10, 2013 - 3 answers

Toronto indie band rehearsals...in a condo?

I live in the Annex of Toronto. My indie folk band has been rehearsing in my place, which I rent in a large apartment building, and there was never any problem. I just found out that in september I'll have to move into a condo with my sister. I don't own the condo but the important thing is that I won't be able to hold rehearsals because the people in the building like ultra-quietude. Where in Toronto can my band find very cheap rehearsal spaces for rent (we are based in the annex)? or, alternatively, how can I soundproof my apartment? [more inside]
posted by redwaterman on Jul 3, 2013 - 4 answers

What flooring would you want in a Miami condo?

We have inherited a dated 2 bedroom condo in Sunny Isles, Florida that we intend to sell in the autumn. The market for permanent residents and snow birds is pretty strong, and we've decided not to do a gut reno, but do want to "neutralize" it somewhat with fresh paint and flooring. White paint is easy to decide, but how to replace the 10 year old blue carpet is puzzling us. As a Floridian, would you want / expect ceramic throughout a 2 bdrm condo or laminate "hardwood"? Why? Our realtor advises ceramic tile throughout, but as Ontarians, that seems weird for bedrooms. I have seen this question but our situation is really focused on immediate resale in an upper middle class community - universally attractive is more important than durability.
posted by Heart_on_Sleeve on Jun 26, 2013 - 15 answers

Help finding an apartment in Seattle

I have a list of neighborhoods I'd consider living, a list of amenities that I consider necessary and/or negotiable, and a $ amount in mind per month. How can I make the selection process move along more quickly than the Craigslist Method? [more inside]
posted by DuckGirl on Feb 24, 2013 - 6 answers

How many WiFi access points can co-exist in the same space?

Local cable internet company wants to blanket my condo tower with WiFi APs to provide universal WiFi access for their subscribers. Will this degrade reception or throughput for existing private WiFi networks belonging to residents? [more inside]
posted by wutangclan on Feb 13, 2013 - 18 answers

How do I "research" a real estate market?

I am looking to perhaps purchase a condo in Toronto. What are some objective data sources or opinions to determine whether its a good time to enter the real estate market? [more inside]
posted by cacofonie on Jan 24, 2013 - 6 answers

21st century bureaucracy

Legally binding online forms? (British Columbia) [more inside]
posted by wutangclan on Nov 21, 2012 - 4 answers

I have no frame of reference here, Donny.

How can I get an idea of what typical expenses and reserves are for a condo that has about 12 units and a few garage spaces are? Please help me figure out if my condo's assessment hikes are reasonable. [more inside]
posted by anonymous on Nov 15, 2012 - 5 answers

know when to hold em?

Ways to mitigate renting underwater property at a loss? [more inside]
posted by sweet Annie Rich on Nov 9, 2012 - 11 answers

Can you cook with an electric grill on a balcony?

Can I keep it electric when cooking on my balcony? [more inside]
posted by RobotVoodooPower on Aug 7, 2012 - 9 answers

Walk me through buying a condo in NYC like I'm three

Buying a condo in NYC (Brooklyn specifically) and really need some guidance on resources and how things work here. [more inside]
posted by Sockowocky on Aug 6, 2012 - 13 answers

I put my dishes in the drawer.

What's your opinion of drawer dishwashers? [more inside]
posted by bendy on Aug 5, 2012 - 18 answers

Have some spare money, should we buy a condo to offer as rent?

Married, and have some savings. Does it make sense buying a condo just for giving it out as rental? Caveat - I may have to sell it off in about 3-4 years though so I'm wondering whether it'll all be worth it. [more inside]
posted by bbyboi on Jul 31, 2012 - 12 answers

Help me find an urban-friendly contractor to renovate our condo!

Renovating a condo for the first time in downtown Toronto: How do we find great contractors and designers? How do we get started? Snowflakes inside. [more inside]
posted by heatherann on Jul 2, 2012 - 2 answers

Living in a box, living in a cardboard box

Remodeling with an eye toward my own use (for the next 4-5 years) and rentability (in ~5 years?). [more inside]
posted by bendy on Jun 20, 2012 - 10 answers

We bought a home! Now what?

So we bought a condo. Now what? [more inside]
posted by backseatpilot on May 23, 2012 - 17 answers

I'd like to smoke outside, but I don't want to piss off the neighbors.

Should I introduce myself to potential new neighbors to see if my outdoor cigarette smoking would bother them? [more inside]
posted by Rob Rockets on May 18, 2012 - 38 answers

Old charm or a parking spot!

Home buying: modern, super convenient, and soulless or old school charm without the conveniences and all the potential pitfalls? [more inside]
posted by whoaali on Feb 29, 2012 - 9 answers

How to fill a bachelor pad

I am going to be moving soon, and for the first time in several years, it will be on my own. I'd really like resources for checklists on what to have in my new domicile, and as well, ideas for furnishing and decorating. [more inside]
posted by Mister Fabulous on Dec 26, 2011 - 21 answers

Help Me Find This Horror Movie

What is that 80s/90s horror movie involving someone terrorizing residents of a condo or apartment building by crawling within the walls? [more inside]
posted by dovesandstones on Dec 15, 2011 - 17 answers

My kingdom for a ladder.

I need a bit of extremely minor home repair... but can't do it myself. Who in the L.A. area would handle this sort of thing? [more inside]
posted by Justinian on Dec 9, 2011 - 19 answers

How can we sell our condo and buy a house?

How can we sell our condo and buy a house? [more inside]
posted by no bueno on Dec 8, 2011 - 15 answers

Where to stay near LegoLand (orlando)?

Looking for a nice, reasonable place for my family to stay near LegoLand in Orlando. Bonus for opinions on WorldQuest Resort . [more inside]
posted by qldaddy on Nov 23, 2011 - 3 answers

Condo insurance in Brooklyn

Condo insurance in New York City for a pair of n00bs. [more inside]
posted by Sticherbeast on Nov 10, 2011 - 4 answers

Group Condo Purchase

What do I need to consider with regards to a group buy of a condo? [more inside]
posted by rryan on Oct 14, 2011 - 7 answers

Tenancy status in Condominium in Georgia

I rent an apartment in a building with a condo association in Atlanta, GA. My lease was not registered by my landlord with the building condo association. Does this impact my legal tenancy status? [more inside]
posted by anonymous on Oct 5, 2011 - 3 answers

Help! My condo roof is leaking!

Condo roof is leaking into my top floor unit. Has anyone experienced this issue and can offer any advice? [more inside]
posted by my_thai on Aug 15, 2011 - 8 answers

I want to change a rule governing my condos management.

Condominium Outrage! Today, while taking a shower in my bathroom, i suddenly saw a reflection of a man in the vanity mirror - he was just outside the slightly open bathroom door. I screamed bloody murder while my heart beat out of my chest - i thought i was about to be the victim of a home invasion. Now, i want to do something about the apparent rule/bylaw/custom in my condo corporation/board that allows workers to enter the unit without the express permission of the owner or resident. [more inside]
posted by Kololo on Jul 19, 2011 - 37 answers

A laid-back urban trail dog

Help us choose the right dog, please. My wife and I live in a small condo in an industrial-type urban neighborhood but I want a trail-running buddy. Conditions and other info inside. [more inside]
posted by Ignatius J. Reilly on Jul 11, 2011 - 25 answers

What if my landlord isn't allowed to rent to me?

Friend signed a July 1 lease on a condo. Found out today that the owner is prohibited by the condo association from renting to her. Movers are scheduled for July 7. Now what? [more inside]
posted by ubermuffin on Jul 3, 2011 - 17 answers

I'm kind of a mess right now, and really need help cleaning and setting up my home.

I'm kind of a mess right now, and really need help cleaning and setting up my home. [more inside]
posted by anonymous on Jul 1, 2011 - 29 answers

condo flood. rugs are soaked. AC or no...?

condo flood. rugs are soaked. AC or no...? [more inside]
posted by ps_im_awesome on Jun 27, 2011 - 8 answers

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