I'm 29 and finally ready to attend college for the first time. A year ago, I fixated on a program (up-and-coming) and a school (local, private, VERY well-regarded). Since last August I've been admitted, laid off, rejected for loans, hired, rejected for *more* loans.
Last week I came to terms with not attending this September. Today I was unexpectedly approved for more aid that will almost cover my tuition (but none of my living expenses). Orientation starts in two weeks. [more inside]
posted by itesser
on Aug 19, 2013 -
My girlfriend is continually being called by a collection agency, NCO Financial, on a student loan that we don't think they actually have the rights to collect on. How can we get them to stop attempting to do so? [more inside]
posted by Carillon
on Jul 26, 2013 -
I need to find student loans in order to go back to college in September, but my parents have terrible credit and I can't find an alternative cosigner. I don't know what to do. [more inside]
posted by JimBennett
on Jul 11, 2011 -
I want to go back to school. Understatement: I'm a non-traditional student. I've been living below poverty levels for most of my life. I need funding - loans, grants, scholarships. How? [more inside]
posted by loquacious
on Oct 26, 2010 -
I have ~$100K in student debt...from undergrad. A very long story with legal, emotional and financial questions after the jump. [more inside]
posted by anonymous
on Mar 18, 2010 -
Can my university garnish my wages if I owe them tuition and I work for them? [more inside]
posted by bobber
on Mar 9, 2010 -
I'm trying to go back to school. I have bad credit, some unpaid debt, and cannot afford any classes without help... Help! [more inside]
posted by itsacover
on Jul 10, 2009 -
Friend is from S. Africa. Friend's family is going to have to move back there in August. Friend wants to continue going to college here but says he can't get student loans. Hive-mind to the rescue? [more inside]
posted by PaulingL
on Apr 23, 2009 -
How can I consolidate my PRIVATE student loans, to make my financial life a little easier? [more inside]
posted by SansPoint
on Jan 29, 2009 -
I am a frugal person entering his senior year in college [age 21].
I have been following advice like the stuff in
and thread 99852
and living below my means. I sought advice in Financial books for college kids my age [for example, generation debt], but left feeling wanting more because they focus primarily on how to cut expenses [skipping the latte, etc].
So, I have some student loans already, but will need more for my senior year. I also have some money set aside, but I should I use this money to lower the loan amount that I'll take out or use this money for an investment (Roth IRA, index fund), and take out more for my student loans ?
posted by fizzix
on Aug 26, 2008 -
Please tell me, using layman's terms whenever possibly, everything you know about student loans. (backstory inside) [more inside]
posted by Quidam
on Aug 12, 2007 -
StudentLoanHellFilter: No more sub or unsub fed loans. No help from FAFSA. Are we doomed to pay back student loans for the rest of our lives? [more inside]
posted by CwgrlUp
on May 9, 2007 -
I'm a poor, nineteen year old college student in Washington, DC. Given my predilection for travel and my extreme aversion to actual (i.e. boring) work, I figure it's about time to start saving money and finding ways to make a little on the side. [more inside]
posted by borkingchikapa
on Nov 30, 2005 -
I'm a full-time college sophomore. I'm working full time, 35 hours a week, to try and make ends meet but I'm having a hard time. I know there was another thread on loans earlier, but my situation is different.
The disbursement I get from the federal student loan programs is not enough to cover my tuition itself, and the extra cost of room, board, books and other necessities is eating in and I'm beginning to run up serious credit card debt. My parents make enough money to keep me from getting grants or financial need scholarships, but they will not help me with school, nor will they co-sign a 3rd party loan. I live in a very cheap apartment and take the bus to school, and I've cut food and entertainment expenses to the minimums. I talked to the financial aid office and they said that there was nothing they could do except offer me a position on campus (for less hours and the same money as my current job) or give me a list of 3rd party loan providers. I called the providers, but they all rejected me because I'm too young (21), single and don't have a cosigner.
What do I do? I feel like I'm being punished for trying to go to school.
posted by anonymous
on Jan 27, 2005 -
FinanceFilter: I recently experienced the wonderful epiphany of 'college student = poor' as I finished paying bills and checking my bank accounts today. It seems that I've spent almost all of my summer job savings, and by February 1st I will have the grand total of approximately $12 to my name.
My basic question is: what should I know before taking out student loans?
I'm looking for personal experiences, warnings, recommendations, etc. I want to make sure I do this right so a few years from now I won't be posting an AskMe question about trying to get out of my many-times-deferred loans. I'm not hardcore set on taking out student loans, but it's an option that seems favorable at first glance and has been recommended and pursued by many of my friends. [MI] [more inside]
posted by ElfWord
on Jan 26, 2005 -