I am a frugal person entering his senior year in college [age 21]. I have been following advice like the stuff in thread 84915and thread 99852 and living below my means. I sought advice in Financial books for college kids my age [for example, generation debt], but left feeling wanting more because they focus primarily on how to cut expenses [skipping the latte, etc]. So, I have some student loans already, but will need more for my senior year. I also have some money set aside, but I should I use this money to lower the loan amount that I'll take out or use this money for an investment (Roth IRA, index fund), and take out more for my student loans ? [more inside]
posted on Aug 26, 2008 - 11 answers

Is it better to get any degree or to get the degree that I want? I'm about to start my senior year of college but I find myself wanting to switch majors! What to do? [more inside]
posted on Aug 17, 2008 - 8 answers

It it worth it for me to put an amount of money into an immediate fixed annuity and take out a loan to pay for tuition, or is it alright to just pay off my tuition with the money available to me. [more inside]
posted on Jul 10, 2008 - 5 answers

How do I ask for more financial assistance / financing options as an international undergraduate in a US college? [more inside]
posted on Apr 19, 2008 - 8 answers

Help me figure out the best way to finance graduate school abroad. [more inside]
posted on May 10, 2007 - 4 answers

College savings: Does the government care how you spend a college savings plan in Canada? [more inside]
posted on Jan 29, 2007 - 7 answers

Between Finance and Information Systems, which would be the more productive, proactive, desired, and usable degree? [more inside]
posted on Aug 8, 2006 - 7 answers

CreditFilter: Does co-signing for my student loans affect my parents' credit? [more inside]
posted on Jul 1, 2006 - 9 answers

Two-part question about money and spending per semester: first part for college students, second part for those in the post-collegiate working world. [more inside]
posted on Dec 16, 2005 - 19 answers

CanadaFinancialFilter: What's the best way to invest in an RESP? [more inside]
posted on Nov 14, 2005 - 13 answers

I’m looking for help establishing a college fund for the children of a murder victim. [more inside]
posted on Oct 25, 2005 - 4 answers

FinanceFilter: I recently experienced the wonderful epiphany of 'college student = poor' as I finished paying bills and checking my bank accounts today. It seems that I've spent almost all of my summer job savings, and by February 1st I will have the grand total of approximately $12 to my name.

My basic question is: what should I know before taking out student loans? I'm looking for personal experiences, warnings, recommendations, etc. I want to make sure I do this right so a few years from now I won't be posting an AskMe question about trying to get out of my many-times-deferred loans. I'm not hardcore set on taking out student loans, but it's an option that seems favorable at first glance and has been recommended and pursued by many of my friends. [MI]
posted on Jan 26, 2005 - 17 answers