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Teach Me About Art Storage.

My favorite part of museums these days are the visible storage units. My favorite part of natural history museums are old-fashioned drawers filled with air-tight cases. I want to know more about the history and practice of storing/preserving art objects, paintings, sculpture, textiles, etc. What books/websites should I be reading to find out more? The more weirdly medium specific and detailed the better. Strange anecdotes very much welcome.
posted by The Whelk on May 22, 2014 - 14 answers

Debt dispute, part 2

Follow-up from my last question. My 'proof of debt' packet arrived, containing 1) the same bogus justification for (most of) the debt as before, AND a brand new thing: both of my previous payments, toward the undisputed portion of the debt, are now preceded by a charge labeled 'bad debt collection' in the exact amount of those payments, canceling them out. What's my next step?
posted by jinjo on May 5, 2014 - 5 answers

Dr. sent bill to collections; now wants me to bring money at next appt

My doctor's desk person would like me to bring in the $50 I owe them plus the copay at my next visit. They'd already sent it to collections (a day after they received my partial payment according to her, but whatever). Now desk lady says I should bring it in and they will report it paid to the collections. "Or pay them" she added. Who shall I pay? Are there advantages to paying either? I wish he hadn't reported me for that and then turned around and asked me to being it in. I'm working towards a house someday and I am sure this sent to collections dinged my credit report.
posted by intrepid_simpleton on Apr 20, 2014 - 22 answers

Weird NYC & DC! RIYL Mütter Museum, Body Worlds, anatomical collections?

My favorite place in the entire world is Philadelphia's exquisite and incomparable Mütter Museum, I've seen Body Worlds more than a dozen times... and you should probably refrain from clicking either of those links if you are squeamish. I will soon be spending a week in NYC followed by a week in Washington, DC. Can you help me make a list of similar museums, exhibits, and collections to visit while I'm there? [more inside]
posted by divined by radio on Apr 16, 2014 - 11 answers

How do I protect my assets from my brother’s bill collectors?

My brother went and got stage 4 cancer couple years ago without insurance. He’s not worked since and is now on public assistance. To maintain that assistance he will have to liquidate his shuttered small business. His sustaining chemo keeps him pretty sedate and very bored so I’d like to loan him my idle 3-D laser marker to do artsy-fartsy stuff. I’d put the marker in his house that he owns outright... do I have to worry about losing the marker to his bill collectors (health services debt accrued prior to public assistance)? If so, how do I loan him the equipment and protect my ownership? I don’t think his girlfriend is a co-owner of the house but I suspect his 4 year old son somehow is.
posted by tinker on Mar 25, 2014 - 6 answers

Potential difficulty in debt dispute

In disputing a debt with a collector, how do I address this language from their letter: If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will: obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. [more inside]
posted by jinjo on Feb 25, 2014 - 10 answers

Seeking preliminary info: museum collections/registrars, preservation

What can you tell me about the field(s) of museum/historical society registrars/collections, preservation, and digital preservation? In a few years, I want to go back to work in a new career, and these have recently crossed my radar. [more inside]
posted by xo on Jan 21, 2014 - 8 answers

Quarter-page sheet protectors

What can I use to organize quarter-page-size cards in a binder? [more inside]
posted by roll truck roll on Dec 23, 2013 - 5 answers

A medical bill was sent to collections. What do I do?

A medical bill was sent to collections. I am 25 and have no credit and no money. What do I do? Is it even possible to fix my credit? [more inside]
posted by dekathelon on Oct 21, 2013 - 13 answers

Do I really owe you?

Once a debt has gone to collections, is there any reason to pay it off? [more inside]
posted by eas98 on Sep 19, 2013 - 14 answers

I pay the creditor or I pay the government... any other options?

I'm on SSI for disability, with a long-outstanding credit card debt that's gone to collections. They keep offering me settlements, but a settlement would produce a 1099-C, and Social Security would count the cancelled debt amount as unearned income, which they take dollar-for-dollar out of my SSI checks. That's no better than paying the debt in full (which has been impossible for years and will be for years to come). Do I have any options other than continuing to ignore them? [more inside]
posted by WasabiFlux on Sep 18, 2013 - 16 answers

How much will the surgical practice get for doing a procedure?

Negotiating self pay medical bill. I want to have an idea of how much the surgical practice/surgeon would have been paid if the patient had had insurance. How much will they get if they hire a collection agency? Do they get a percentage or just sell the debit for a fixed price? The patient is being billed 1850.00 self pay for the procedure. The procedure was at a major Boston hospital and the patient is being billed self pay due to a temporary lapse in subsidized insurance. The hospital has already written off the bill. The billing date was sometime around the end of March 2013. The patient has been told by the billing organization that represents the surgeon that they have to deal directly with the surgeon or their practice.
posted by flummox on Aug 27, 2013 - 4 answers

i need better resources for dealing with debt in ontario.

I have some bad consumer debt from a period when I was un- and under- employed. I contacted two different professionals for help in sorting it out, and as far as I can tell, they both gave me terrible advice. [more inside]
posted by windykites on Aug 20, 2013 - 3 answers

Collection notice or ploy to get me to renew subscription?

Is this an actual collections notice or just an aggressively worded ploy to get me to renew my magazine subscription? [more inside]
posted by lovableiago on Jul 18, 2013 - 21 answers

Debt, debt, go away! I'd like to have a life someday!

Right now I'm poor, I'm in debt, and I don't know the best way to proceed. Please help me make a plan to tackle my debts. [more inside]
posted by Zen unicorn rainbow zen journal on Jul 2, 2013 - 14 answers

Calm, cool, and collected.

I would assume that a company has a legal obligation to notify a consumer of outstanding charges on his or her account in a timely manner – namely, before sending that account to collections. Is this so? Can you direct me to the specific Federal or local (Massachusetts) statutes that establish this obligation? [more inside]
posted by donmateo on Apr 24, 2013 - 6 answers

Help me be better with money

I am freaking out right now because I just got two letters from collections agencies. I should have paid the bills. I know that. I just … didn’t. And I know I’m terrible with money and want to change that, but when I think about money and the giant hole of student debt that I’m in I feel like, what’s the fucking point, and I become overwhelmed with hopelessness and I shut down. [more inside]
posted by anonymous on Mar 18, 2013 - 15 answers

Medical bill got returned by USPS and sent to collections: how to fix?

I recently found out a medical bill got returned by the post office and went to collections. How do I fix this? [more inside]
posted by anonymous on Jan 2, 2013 - 6 answers

Everything is Amazing and The Bestest

What are other modern fiction titles with superlatives? I'm thinking of "Everything is Illuminated" and "Everything Here is the Best Thing Ever". [more inside]
posted by whimsicalnymph on Oct 31, 2012 - 24 answers

I wish for socialized medicine.

I went to the ER. The doctor claims to not honor my insurance's discount. My insurance claims the doctor is in network and should honor it. I did not pay the difference and it has now gone to collections. The collections agency said I signed an agreement to pay all fees, so I'm on the hook for this amount. (But I obviously disagree.) How should I proceed? [more inside]
posted by ethidda on Sep 14, 2012 - 10 answers

Can I negotiate my medical debt?

Can I negotiate my medical debt? [more inside]
posted by anonymous on Aug 1, 2012 - 4 answers

Best way to handle this summons?

Any chance to settle with a collections agency once I've received a summons to court? [more inside]
posted by anonymous on Jul 14, 2012 - 7 answers

How should I resolve my debt?

Debt Management Plan or Bankruptcy? or Option C? YANAL and YANML [IL filter] [more inside]
posted by anonymous on Jun 19, 2012 - 6 answers

Should I pay these Verizon collectors?

I got a collections letter for a Verizon bill that is nearly 10 years old. To pay or not to pay? [more inside]
posted by even butter on May 24, 2012 - 15 answers

How to deal with original creditor if they already sold it to a collection's agency?

I've read from several askme questions that when dealing with a debt, it's better to deal with the original creditors as it can avoid having a collection agency on your credit report. I called the original creditor today, and they said that they no long have access to my fle and gave me the number to the Law group that has my debt. Is there any further pressing I can do so that this law group doesn't get the money and I can deal with the creditor directly? [more inside]
posted by eq21 on Feb 13, 2012 - 3 answers

Hope me dig out of this hole!

Settling with credit card company and dealing with debt collectors. Hey, my husband has not been able to work for a few years and we stopped paying on our credit card bills over a year ago. One of the companies is getting really aggressive (calling me at work, talking to the receptionist, etc.) so I feel that I need to take action. [more inside]
posted by anonymous on Feb 3, 2012 - 13 answers

The 5,000 Foot Bookshelf - Curated lists and collections of important texts

When I finally take the plunge on an eBook reader I want an epic collection of public domain classic and/or important and/or utilitarian books to live on it. I'm looking for a particular sort of resource for this quest. [more inside]
posted by nanojath on Jan 9, 2012 - 9 answers

fighting the collections beast

Hospital bill collection blues. Am I in the legal right here? [more inside]
posted by anonymous on Dec 13, 2011 - 9 answers

How does a creditor know if someone's working again?

I've been volunteering lately with a bunch of people with financial difficulties, and I'm wondering, if a major bank sort of unsecured creditor chooses not to sue someone because they're uncollectible for a non-permanent reason (like unemployment), how do they find out again that the person is working to sue them? [more inside]
posted by gracedissolved on Dec 10, 2011 - 4 answers

Where to turn for advice when a co-signer defaults on his house loan?

Where to send my wonderful neighbor who really, really needs help? My neighbor is one of the kindest, most amazing people I have ever had the pleasure to know. He just came to ask me for advice about a financial problem that he is now facing. He co-signed for a mortgage loan for his son-in-law a few years ago, and just found out that his son-in-law lost his house. A collection agency just called my neighbor at work and is demanding payment of $90K. Where can I send him for help? [more inside]
posted by jeanmari on Dec 8, 2011 - 27 answers

Rental Company Changing Their Mind on Lease Break

Former leasing company just sent a letter threatening to send me to collections. Am I SOL? [more inside]
posted by runnergirl on Oct 19, 2011 - 12 answers

Any recourse when Berkeley parking tickets sent to collections?

In Berkeley, CA, a friend's friend accumulated a few thousand dollars in unpaid parking tickets, which were turned over to a collections agency. Any chance that the collections agency will settle for a fraction of the amount due?
posted by doncoyote on Oct 18, 2011 - 7 answers

too much for just loose change

What to do with a random collection of foreign coins? [more inside]
posted by SymphonyNumberNine on Oct 3, 2011 - 8 answers

"The Dwarf" Restaurant/ What Do You Know About It?

I purchased a few pieces of vintage reataurantware that came from a restaurant called, "The Dwarf," The body of the the vitreous china is white and the rim is decorated with a green airbrished, stenciled oak leaf design. Inside the rim of the plate, cup and on the saucer are a dwarf wearing what looks to be an acorn hat. He's facing right and is dressed in maroon and green. Beneath him are the words, "The Dwarf." There is some speculation that The Dwarf was the original Chik-Fil-A. May not be the case. Any information about the restaurant will be much appreciated! [more inside]
posted by mickeefynn on Jul 8, 2011 - 8 answers

Account in Collections - How to dispute

Need with help on what to do with medical account in collections that Insurance has already paid for. [more inside]
posted by lutzla23 on Jun 14, 2011 - 9 answers

Reflections on Collections

Hou Hanru: On the Mid-Ground is a collection of curatorial statements and catalogue essays by a curator/critic. What other collections of curatorial statements might you recommend? [more inside]
posted by Jagz-Mario on Apr 20, 2011 - 2 answers

How can I prove I'm paying down bad debt?

Credit Report Confusion: I recently pulled my free credit reports (I do it every year about this time), and there were no surprises. However, I have a couple questions about how closed and collection accounts are usually reported. (Long-ish question). [more inside]
posted by anonymous on Mar 28, 2011 - 3 answers

Help: American Express Never Cancelled My Card and Now a Collections Agency Is After Me

Last year I cancelled my American Express card after almost 20 years, just before it expired. It just didn't seem worth the annual fee anymore, and it doesn't contribute to your credit score. I then went out of the country for several months. When I got back, I was greeted by a collections agency (Allied Interstate) who told me I owed American Express several hundred dollars, all of which seem to be late fees accrued on the annual fee. I explained the situation to them, and they suggested I contact Amex, which I just did. More details below, but Amex just told me I had to call the collections agency - how can I get them to talk with one another so I can at least talk with someone at Amex about this? [more inside]
posted by betsbillabong on Feb 15, 2011 - 21 answers

Negotiating with a collections agency on a very modest debt

I want to settle a modest medical bill that has gone to collections. How much should I offer? [more inside]
posted by not that girl on Jan 31, 2011 - 12 answers

Defaulting on a HELOC in California?

Facing down a foreclosure - can or will the bank whom our HELOC is with go after cash sitting in a savings account at the same bank without a court order? [more inside]
posted by anonymous on Jan 14, 2011 - 5 answers

Curious about your love for ephemera

Do you collect things? What are they and how do you take care of them? [more inside]
posted by pleasebekind on Dec 17, 2010 - 38 answers

Being punished for eBay's bad coding

eBay's support system is driving me nuts, and now my account has been suspended for something that is completely not my fault. Is there a more direct line to eBay I can try to complain? [more inside]
posted by divabat on Dec 8, 2010 - 15 answers

I'm not going to break your knees

I work in collections in Florida. We get bonuses. Please help me get big checks and behave ethically (and legally!). For sanity's sake, please note that our handbook doesn't address these concerns and my supervisor is very very busy dealing with much bigger problems than I could ever imagine presenting. My training is (rightly or wrongly) not the top priority. So, metafilter: train me, please. [more inside]
posted by anonymous on Oct 31, 2010 - 7 answers

Best way to lose an old tool?

I think my sister's ex is stalking her. Do people who work at collections agencies use fake names, and would they be able to stalk people that way? If so, what can I do? [more inside]
posted by bolognius maximus on Oct 3, 2010 - 28 answers

If a collections action goes to court, does the claimant have to be present?

If a collection goes to court, does the claimant have to be present? And a couple other questions about collections. [more inside]
posted by frodoxiii on Sep 20, 2010 - 2 answers

Collecting on a Debt

Collecting money from a rogue client. Trying to be specific with information but vague with details. Desperately seeking advice. Let's get this out of the way: you are not my lawyer. [more inside]
posted by anonymous on Aug 21, 2010 - 9 answers

How do I best deal with this without affecting my credit?

I just received a statement from a medical facility stating I owe them a couple hundred bucks plus $100+ in interest. Date of service is supposedly 10/06. I am in California. This is the first bill I have received, and I have lived at this address for over 4 years. [more inside]
posted by 6:1 on Aug 8, 2010 - 5 answers

You're sueing me for WHAT???

Legal/debt collector woes: I was just served papers saying I am being sued by a debt collector for non-payment of $86. I am fairly certain I have paid this bill in full, but they are refusing to give me any kind of statement or accounting showing I still owe this amount. What can I do?? [more inside]
posted by evilcupcakes on Jul 19, 2010 - 15 answers

How Long Do I Have Before My Bill Is Sent to Collections?

I've just been sent a ridiculous medical bill that my insurance has denied. Anyone out there who's fought the insurance company and won who has any helpful advice for this poor grad student? [more inside]
posted by neko75 on Jun 13, 2010 - 17 answers

Quickbooks solution - custom columns that calculate?

Simple way to track invoices overdue (or, days of sale) in Quickbooks Pro? [more inside]
posted by keasby on May 19, 2010 - 0 answers

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