Through no fault of my own (in brief: I was unconscious, but may have been unwarrantedly credulous later), a collection agency's action has become visible on my credit reports. How can I remove these? [more inside]
posted by anonymous on Dec 15, 2009 - 7 answers

Is a company required to make a good faith effort to collect on a debt before reporting it as charged off? Do I have any recourse for my credit report? [more inside]
posted by 0xFCAF on Jan 7, 2008 - 4 answers

Succumbing to Extortion Filter: How should I pay back a debt I don't really owe, to a collection agency that's been hounding me for years, to make sure it doesn't appear on my record? More inside. [more inside]
posted by prophetsearcher on Oct 1, 2007 - 9 answers

Is there any way to stop a $50 collection action from dinging my credit rating? [more inside]
posted by Turd Ferguson on Apr 3, 2007 - 15 answers

So, I have a 'judgement' on my credit report. In terms of my credit, does it even matter whether I pay, and is there any way to reverse/erase it? [more inside]
posted by bingo on Oct 30, 2006 - 13 answers

Can a collection agency reopen a nine year-old unpaid debt? [more inside]
posted by letitrain on Oct 12, 2005 - 13 answers

I've gotten several vaguely ominous sounding messages on my voice mail from what seems like a collection agency, but I can't figure out exactly what's going on. (Come on inside! I'll tell you more!) [more inside]
posted by scody on May 15, 2004 - 13 answers