Help! My COBRA health insurance ended recently for a sketchy reason and I don't know how to get any answers and I need health care. [more inside]
posted by xenophile on Jun 17, 2009 - 12 answers

The company that administers my COBRA benefits terminated me because, they said, of an NSF check, which my bank had told me would clear. But it didn't because the check was put thru literally hours before a hold on a $500 check was released. Apparently the bank rep was figuring that either A) the bank would pay the check (they have before) or B) the hold release would happen before the check came thru. My cyber-statement even shows that the check was paid; then the next day it was sent back. (So when I checked my cyber-statement to confirm the info from the phone rep, the check was shown as having been pd.) Q 1) How and to whom do I appeal? Q 2) Is it worth the effort?
posted by Macbeth123 on Apr 5, 2009 - 4 answers

The American Recovery & Reinvestment Act helps unemployed people with their COBRA payments in two ways: it subsidizes 65% of their payments, and because this lower price makes it affordable for many who couldn't before, it allows people who didn't elect for COBRA the first time a second chance to elect for coverage. I was laid off on October 24, and I did elect for coverage on January 28. But I haven't paid yet. The grace period for payment ends in a few days, on Saturday — it has to either be paid online or postmarked by then. If I were to not pay, would I be given the same second chance as those who didn't elect the first time around — the difference being that I would have elected, but not paid? It's a substantial financial difference for me. A little bit more inside. [more inside]
posted by WCityMike on Mar 11, 2009 - 3 answers

COBRA (health) question: If I currently have health coverage through my employer for Employee(me) and Spouse, can I COBRA for Single only or do I have to keep it at Employee/Spouse? [more inside]
posted by mmangano on Aug 18, 2008 - 4 answers

My job is scheduled for termination at the end of the month. My wife is pregnant and could possibly be placed on bedrest about the same time. If I apply for FMLA before my termination date, would my employer have to honor my claim? My employer is unaware of the pregnancy AND I'm only speculating that bedrest could be ordered. [more inside]
posted by tickettrader on Mar 10, 2008 - 4 answers

Last minute COBRA coverage. A what-if scenario.. [more inside]
posted by jclovebrew on Mar 16, 2006 - 17 answers

I was laid off. COBRA is running out. How do I best acquire new health care coverage for my family when my wife is in much needed therapy and taking expensive medication? [more inside]
posted by jasonlatshaw on Nov 10, 2005 - 13 answers

COBRA/HIPAA: Help me understand how these health insurance laws might apply in several employer-leaving or life-changing events. [more inside]
posted by weston on Oct 27, 2005 - 7 answers

I am in search of supplemental mental health insurance (in the US). Does such a thing exist? I'm a full-time grad student about to lose my awesome COBRA benefits from my past job. I'm going on to my husband's plan, which has crappy mental health coverage (only 20 therapist visits a year vs. 45 with my last insurance). I need weekly visits, but there's no way to change the plan. I've googled for supplemental health insurance, but I mostly get sites for those on Medicare. I've checked several major insurance companies, but none have any specifics about their mental health coverage. Has anyone else dealt with this situation? Perhaps someone who works in the insurance industry can point me in the right direction?
posted by anonymous on Dec 19, 2004 - 4 answers

Catastrophic health insurance (in the US): I've just been laid off and am losing health care benefits. The COBRA premiums are insane--I'm looking for something cheap that will cover near-death experiences. (I will turn to the bottle for any minor ailments.) Anyone have any advice or plan suggestions?
posted by mookieproof on Sep 30, 2004 - 16 answers

When my insurance (COBRA) ends in March, what can I do? Private insurance is prohibitively expensive, and chances are with my preexisting health problems I may not be able to get insurance at all. Worst part is my monthly prescriptions are extremely expensive-we are talking the price of a car payment here, if not more.
Any suggestions, besides moving to Canada?
posted by konolia on Dec 13, 2003 - 14 answers