What does it mean when medical insurance applies a negative exclusion amount to a charge? [more inside]
What low-cost auto insurance provider in the US has the best claims service? [more inside]
Ok, so...long story short, I am really having a hard time making rent for reasons outside of my control. It's due in a week, and despite exhausting every venue I can think of I can't come up with that money. [more inside]
Do I have this small claims case in the bag? Or not? I lived in an apt with roommates. The original people on the lease all moved out except for one... and all the other people that moved in with that one person thereafter were roommates who gave security deposits NOT to the building, but to the roommates LEAVING the apt. Here's how it would work. Whenever person A wanted to leave the apt they would get their security deposit returned when person B MOVED into the apt and gave THEIR security deposit to the person moving out. So whatever damages might have occured during a roommate's stay the person responsible would still be the original roommates that inhabited the apt because it was their checks the building was holding as a security deposit. [more inside]
I hired a marine contractor in Rhode Island to build a pair of centerboards for my boat ($12k). They were delivered 3 months late and didn't fit. I was very clear about the dimensions, yet the builder's designer altered the shape without consulting me. They've admitted fault in emails and in person, apologized, yet won't make the situation better. They offered a refund if I pay shipping charges to/from, customs and excise, and any damages. I don't feel I should pay $2k out of pocket and end up with nothing. What do I do to get justice? Report them to the Better Business Bureau? Hire a lawyer? Go to court or arbitration? Say mean things about them and buy a voodoo doll? Am I entitled to damages beyond the $12k? Any advice welcome.
In November I purchased a 1985 Volkswagen Vanagon. Two days ago it was hit in the middle of the night. They drove off at the time, but came back the next morning and gave their insurance information. [more inside]
This is a follow up to this question. I sued my landlord in small claims court (NJ) because I never received my security deposit (after breaking the lease 1.25 months early, but someone else moved in 1 week after I moved out). He did not show up to court on the court date, so I won by default. I now have to contact him within 7 days to ask for the money. What should that letter look like? How do I actually get money from him? [more inside]
My friend Stan (very) recently moved to the USA, and has already had a run-in with his health insurance that we are not sure how to deal with. Stan's new boss Joe invited Stan's family over for an afternoon, and at some point Stan's five year old fell and cut his arm on a rock in the garden. [more inside]
Building off of the landlord theme from today...I posted about this 5 0r so months ago. We assembled our paperwork, took advantage of some pro bono consultations, and then filed in small claims. But they were unable to serve her and last week I discovered that she's libeled us on the website www.terriblerenters.com. We're seeking an experienced counsel, but in the meantime need help thinking this through. [more inside]
During a windstorm, a tree fell on our detached garage last night and destroyed it (no cars were in it, but the roof is completely caved in and the walls are buckling). We live adjacent to a public high school, and the tree was/is on the school's property, not ours. I filed a claim with our homeowners insurance already and asked if I should call the town directly or if the insurance folks should do it. The call center person I spoke to recommended that I wait. The claims adjuster is supposed to call "before tomorrow evening." I'm feeling antsy. Should I just go ahead and call the town? Would I be letting myself in for any potential foul-ups in reimbursement (either from insurance or from the town)?
We were falsely accused of a damage claim at a motel far from our home. What are our options? [more inside]
What additional steps should I take to get money an auction house owes me? [more inside]
I've been asked to testify at small claims court for a car accident I was in 3 years ago in which another person was at fault. Is this normal? More inside. [more inside]
Any tips on filing (and winning) a case in small claims court in Vancouver? [more inside]
Got in a car accident two years; car rental, uninsured. Complicated situation, car rental company wants $35K from me. What to do? [more inside]
We live in California. My wife had to go to the ER in my Virginia hometown last year. She gave them her insurance info. Four months later, they sent an enormous bill for a small amount of care. [more inside]
Airlines Vs. Manufacturers - help me find information on claims made. [more inside]
Filing a case in California Small Claims court versus large corporation on East Coast. How do I find a local representative to whom I can serve the papers. [more inside]
Need tips on collecting small claims judgement in Texas. [more inside]
My car is less than two years old, but has had a string of very bad luck. Help me figure out how to best handle my problems through my insurance company. [more inside]
How do you work as a sub contractor for insurance companies? [more inside]
In mid-sept I will go to court in San Francisco as a plaintiff in a small claims case that I filed. [more inside]
Someone hit my car and left a note, I have their insurance info and have started a claim with their insurance company. What can I expect? (Michigan, USA) [more inside]
Auto insurance company is unfairly trying to charge multiple deductibles. What is the best approach for solving this problem? [more inside]
Can you contract away your right to sue over unrelated future claims in a settlement? [more inside]
Lugnuts-filter? Tire changer place torqued my nuts well past 200ft-pounds (spec is 73ft-pounds). 3 lugs are stripped, 4 nuts are cross-threaded beyond use, one lug nut is missing, and one lug sheared off entirely. What will I need to win in small claims court? (photo link within) [more inside]
Is filing too many claims always a death knell for your insurance? [more inside]
My previous landlord never returned my security deposit ($1,650) last autumn. I live in Chicago. Do I get an attorney (and if so how do I choose one) or do I take it to small claims court myself? What are the pros/cons of either approach? [more inside]
A small construction company did work for a customer. Customer refuses to pay citing not 100% happy. Company disagrees greatly and believes job was well done and customer is being very unreasonable. Company has detailed photographs, a signed contract and wants to go to small claims court to resolve matter. How do we word the answer to the following question? The plaintiff claims you owe $XXXX For the following reasons: How would the hive mind word this? Thanks.
Should I file an auto insurance claim on what appeared to be a fender bender but now involves engine overheating? The person I rear ended didn't see a need to claim since his car was fine so I don't have any info on him. [more inside]
I have a friend that's a handyman (paints, small repairs, lawn care, etc) and is having trouble getting paid for some of the work that he's already done. Some of his customers owe upwards of $1000, but others owe smaller amounts. He has taken some of them to small claims court and won, but the court told him that they do not enforce the decision. What is the cheapest, easiest way for him to collect the money he is owed?
A shady business, a surprise firing, thousands of dollars up in the air. What have I gotten myself into? [more inside]
Lawsuitfilter: I've won a small claims lawsuit. They've failed to pay up. How do I find their telephone provider (and other details) so I can get at their assets? [MI] [more inside]
Bob the Asshole, my old landlord, kept my security deposit. [more inside]
Mass. SecurityDepositSmallClaimsFilter: Buddy's ex-roommate withholding security deposit for no good reason, what should he do? [more inside]
I was hit by a bus while my car was not moving. Who do I sue in small claims court, the driver of the bus, or the private company that owns the bus? [more inside]
I had an insurance adjuster come by my house to look at damage caused by a recent hail storm. During a follow-up phone conversation, she mentioned that the checks would be made out jointly to me and my mortgage company. Why do they do this? [more inside]
My understanding is that to sue in NYC Small Claims Court, the defendant must live, work, or conduct business within NYC. If the defendant does not live, work, or conduct business within NYC--though the claimant does--what's the proper court for a Small Claims Court type of lawsuit? And this might solve it, too: If the defendant bought something from a store in NYC, is that conducting business?
Can anyone give me some advice before I file a small claims court lawsuit against an Auto Service Center. [more inside]
I recently flew domestically in the US and had luggage damaged by a TSA inspection, anybody have a similar experience? [more inside]
Following up on yesterday's "I was robbed" question, I now ask a question about homeowner's insurance, claims, etc - please come inside. [more inside]