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What is 90 days, really?

Doing a long-delayed errand, depositing a few checks from various and sundry rebates. One has a date of 10/30/12 and a statement on it declaring "Not valid after 90 days". 90 days after 10/30 is.... today, January 28th. If I cash the check when I go to work in the morning, and my bank accepts the check today, then processes it through to the originating bank a day or two later, will I ultimately get hit with a returned-check fee? [more inside]
posted by sesquipedalia on Jan 27, 2013 - 9 answers

 

Why did that go through?

Using funds from still-uncleared checks? [more inside]
posted by skbw on Aug 13, 2012 - 12 answers

Can I recover the money from these uncashed checks?

What to do with these checks? Spring cleaning turned up 2 old checks made from lendor to creditors. We never sent them because they were wrong, and now, 5 years later, where is the money and can we get it back? [more inside]
posted by anonymous on Apr 24, 2012 - 6 answers

Where to buy inexpensive checks online?

Where do people recommend buying inexpensive checks online? Most of the sites I've tried that advertise low prices tack on relatively large fees at the end. I am in the United States and like duplicate wallet checks with simple designs.
posted by espertus on Apr 4, 2012 - 17 answers

My assistant forged checks to himself. What is the best way to get my money back?

My assistant wrote checks to himself from my account - what is the best way to get my money back? [more inside]
posted by Melsky on Feb 7, 2012 - 49 answers

time to switch to direct deposit...

I accidentally endorsed a money order meant for my landlord. How can I fix this? [more inside]
posted by chaiminda on Dec 30, 2011 - 7 answers

Need Check Printing software.

I need software which can print the full check onto blank check stock. [more inside]
posted by OTA on Dec 5, 2011 - 5 answers

Ultra-Cautious filter

New checks came in and after my name the "Sr." designation is used. My father and I share the same name and technically I am a "Jr", though I have never used that designation either. I am concerned about identity issues, should I be? [more inside]
posted by The1andonly on Nov 26, 2011 - 8 answers

What's the fastest way to cash a check in Hawaii?

What is the fastest way for me to deposit/cash a large check in Hawaii (hopefully in the next two days) considering that there are no branches of my bank in Hawaii and that my account isn't eligible for "mobile deposit" via my smartphone? [more inside]
posted by unknowncommand on Nov 17, 2011 - 11 answers

Why do checks take so long to cash at the issuing bank?

Why do checks take so long to cash at the issuing bank? [more inside]
posted by Lugos on Nov 14, 2011 - 6 answers

The Mystery Of Electronic Transfers

Can you electronically transfer money from one US bank account to another? [more inside]
posted by dave99 on Oct 8, 2011 - 25 answers

I found an old treasurer's check. Now what?

I'm going paperless, and as I was scanning a huge mess of documents I came across what appears to be an uncashed treasurer's check issued in 1998 by a bank that no longer exists. What should I do? [more inside]
posted by symbebekos on Mar 17, 2011 - 11 answers

Checks without (or at least nontacky) margin advertisements?

Time to buy checks, and not from my bank. Which check companies don't advertise themselves in the margins of their product? I'll settle for checks with phrases that don't scream out "We sell checks!" [more inside]
posted by Xere on Jan 16, 2011 - 9 answers

Will my check bounce?

Can a check I write bounce if I deposited a higher value check a couple of days before the date on the check and made no purchases in the meantime? [more inside]
posted by vlsd on Nov 29, 2010 - 12 answers

OK to trash old checks?

How to dispose of old canceled checks? Can't shred 'em or burn 'em. [more inside]
posted by FormerMermaid on Nov 16, 2010 - 24 answers

What the check?

I need some personal recommendations for Check-Writing Software, not Accounting Software that writes checks. [more inside]
posted by sandra_s on Nov 4, 2010 - 2 answers

I'm out of checks, rent is due, bank is closed. What do I do to solve this by Thursday?

I'm out of checks. As you can see by the date, rent is due. It's a Sunday and I can't go to the bank for help. I have four days after today to get it in by. What do I do? [more inside]
posted by jenfullmoon on Aug 1, 2010 - 38 answers

Buying Checks Online

Check Printing Companies: Any recommendations for legitimate, reliable, reasonably priced online companies from whom you order checks? I am tired of paying so much to Deluxe. A google search comes up with a lot of entries, but I am hesitant to give my account and routing number to an unknown online company. Looking for personal recommendations from my friends in the hive mind community. Thanks!
posted by Lylo on Jul 8, 2010 - 18 answers

Lost wallet in Sacto. Get to the Bay Area using only checks?

Within the last two hours, I lost my wallet in Sacramento while biking along the American River Parkway. A four-part question about getting home to the Bay Area using only a checkbook: 1. What's the easiest way to turn personal checks into cash, ideally in downtown Sacto? 2. Has anyone successfully used a check at Greyhound or Amtrak? [more inside]
posted by slidell on Jun 29, 2010 - 8 answers

What happens to old checks?

Do checks (personal bank checks) expire? [more inside]
posted by arniec on Jan 13, 2010 - 19 answers

Who signs institutional checks?

[Bureaucrat-filter]: Who signs checks that are issued by institutions? Who endorses checks that are deposited by institutions? [more inside]
posted by ms.codex on Dec 11, 2009 - 12 answers

Best way of avoiding fees when cashing US cheques in UK bank?

I'm British living in the UK but I get sent lots of US cheques in US$. Best way of minimising fees/costs for cashing them?
posted by humblepigeon on Feb 24, 2009 - 2 answers

Music teachers at school

How hard is it these days to get a job teaching kids music as a part of an after school or part time program? Are there many hurdles involving police checks etc? [more inside]
posted by mooza on Dec 14, 2008 - 11 answers

Bank checks are compatible with Macs...aren't they?

How do I print my own checks? [more inside]
posted by hal_c_on on Sep 12, 2008 - 10 answers

Do I need checks?

I'm thinking of moving entirely to online bill pay. Have I thought this through? Will I regret having no way to write a paper check? [more inside]
posted by Riverine on Aug 12, 2008 - 55 answers

Can a Swede open a US bank account?

Getting paid by US checks is pricey and time-consuming when I have to cash them over here (Sweden) - solutions? Opening a us checking account? Can I? [more inside]
posted by dabitch on Jul 21, 2008 - 14 answers

Cash a check day before pay day?

If I write a check today and it's cashed immediately, but the money to cover it won't be in my account until tomorrow, what happens? [more inside]
posted by Clay201 on Jul 2, 2008 - 27 answers

Help with complicated problem

I have a curbside mailbox and mail theft is common in Utah (http://deseretnews.com/dn/view/0,1249,600129714,00.html). Big Credit Card Company (BCCC) sends me convenience checks that can be stolen and cashed by anybody. The post office won’t let me move my mailbox to my house. Local politicians sided with the Postmaster. A rental box or a new security mailbox are impractical. [more inside]
posted by CollectiveMind on May 11, 2008 - 11 answers

Pre-dated checks for a sublet. Sketchy?

I'm subletting an apartment for the summer (June-August). Is it sketchy to be asked to give the original lessee three checks—two pre-dated for July 1st and August 1st respectively—at the signing? It seems slightly odd, but not necessarily sketchy. [more inside]
posted by thebabelfish on Apr 20, 2008 - 31 answers

Sending a check internationally.

Does the country in which a cheque is cashed have any basis on which currency is used? [more inside]
posted by comiddle on Feb 25, 2008 - 7 answers

why did the check i deposited come back to me?

i deposited my roommate's rent check into my account via atm at a branch of my bank, but not my branch, although it's one in the same city. why did they mail the check and my deposit slip back to me? [more inside]
posted by anonymous on Jan 17, 2008 - 10 answers

Check it out: Windjammer bank checks

Random question about some 1980s bank checks, probably called the Windjammer series. [more inside]
posted by GaelFC on Sep 14, 2007 - 1 answer

Background Checks

I need to know websites/companies that do legit background/information checks. I am willing to pay a fee as long as it is not unreasonable. [more inside]
posted by username68 on Aug 4, 2007 - 8 answers

Executive Branch Power

Why is the presidential administration working so persistently to bequeath extra powers to their likely Democrat successors? [more inside]
posted by jimmyjimjim on Jul 5, 2007 - 31 answers

I wish that they accepted credit cards

I am going to hire a landscaper to do some major renovations to my backyard. Since I don’t have all the cash on hand right now, I was planning on paying with a 0% interest credit card (and I would easily be able to pay it off in less than a year). The problem is that the landscaper (who we like much more than the others) does not accept credit cards. [more inside]
posted by toddst on May 17, 2007 - 21 answers

What needs to be on a check to make it stick?

Is it legal and/or kosher for me to have my bank's name on my checks, but not its contact info or address? [more inside]
posted by foxy_hedgehog on Apr 25, 2007 - 8 answers

The ACH system

Why is the United States ACH (automated clearing house) system so slow and inefficient? Funds can never be assured until several days pass, and that creates a ripe atmosphere for check bouncing. When I do a Paypal transfer to my bank or move money from bank to bank it always takes 2-3 days. Why is the banking system stuck in the 1950s? Is there any talk of overhauling the ACH system?
posted by calhound on Feb 6, 2007 - 12 answers

Landlord won't take my money!

My landlord won't take my money. How long can a landlord sit on rent checks? [more inside]
posted by Sprocket on Oct 27, 2006 - 38 answers

IRS: Does cashing personal checks at checkwriter's bank show up in an audit?

IRSAuditFilter: If one were to, sayy, cash personal checks at the checkwriter's bank, would the IRS know?
posted by anonymoose on Jan 17, 2006 - 17 answers

Personal checks and paper currency: sizes

In the U.S., personal checks and paper currency are the same size. So I've been wondering- is there an international standard size for personal checks? Or, do checks issued in one particular country match up with that country's currency? (And what about places like China, where the bills are all different sizes?) Thanks in advance for helping me sleep at night.
posted by elisabeth r on May 22, 2005 - 11 answers

can the force lower my car insurance?

Anyone know where I can get Star Wars personal checks? All my Google-Fu can turn up is http://www.anthonygrandio.com/agindex.html, and while those are nice, they're not what I'm looking for. And they're even more than the insanely expensive checks my bank offers.
posted by Kellydamnit on May 20, 2005 - 6 answers

Cool check design?

I have sifted through everything and can't find any way to decide which cheesy design to pick. Anyone know any cool check design sites? There must be something out there. [more inside]
posted by scazza on Apr 21, 2005 - 17 answers

Addressless Checks

Printing checks without your address on them? [more inside]
posted by NotMyselfRightNow on Feb 25, 2005 - 14 answers

How can I get a check cashed for free?

How is it that a bank is allowed to charge a fee to non-account-holders to cash checks drawn on that same bank? My layman's reading of the Uniform Commercial Code seems to indicate that checks are "unconditional obligations" and to me "unconditional" means "without requiring the payment of a fee." [more inside]
posted by IshmaelGraves on Jan 2, 2005 - 14 answers

Can a payee charge bounced check fee on top of my bank's fee?

Additional bounced check fees? I deposited a check that ended up bouncing. Before I figured this out, I wrote a check on the account that subsequently bounced. So, I get a $25.00 fee for the deposited check, another $25.00 fee for the check I wrote, but now the institution I wrote the check to wants to tack on an additional $25.00 fee. Can they do this? [more inside]
posted by Civil_Disobedient on Dec 22, 2004 - 22 answers

Can I cash this French cheque in Canada and keep it in Euros?

Cashing a French cheque in Canada, or possibly in France... [more inside] [more inside]
posted by louigi on Nov 4, 2004 - 0 answers

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