http://ask.metafilter.com/tags/chapter7 Questions tagged with 'chapter7' at Ask MetaFilter. Mon, 10 Mar 2008 16:08:23 -0800 Mon, 10 Mar 2008 16:08:23 -0800 en-us http://blogs.law.harvard.edu/tech/rss 60 http://ask.metafilter.com/85798/Gift%2Dcard%2Dand%2DChapter%2D7 I have a nontrivial balance on a gift card for a local retailer that has gone out of business and is filing Chapter 7. What are my options? I received a gift card for several hundred dollars to a local bike shop a few months ago and have been slowly using it -- too slowly as it turns out. Over the last few weeks I stopped by a few times trying to make a purchase but the shop was closed even though it was during normal business hours. I didn't think much about it because all the inventory was still there and I assumed it was probably a personal situation or something. <br> <br> I finally tried calling and found that their phone was disconnected, and then I found their web site dead too. Through Google and archive.org I was able to find the owners' names and email addresses. I sent a polite inquiry about how to liquidate my balance and received no reply. After further research I found one owner's phone number and spoke to her this afternoon. She told me that they were going through Chapter 7 (it wasn't clear to me if they've filed yet) and that she had forwarded my email to their attorney.<br> <br> I got their attorney's contact information and am waiting for him to return my call, but I would like to know what my prospects are for recovering the balance and if anyone can recommend a strategy to improve them.<br> <br> This is in Sonoma County, California. Thanks! tag:ask.metafilter.com,2008:site.85798 Mon, 10 Mar 2008 16:08:23 -0800 bankruptcy card chapter7 gift giftcard harmfulray