I make $93,000 net a year and want to buy a $95,000 car. I'm 28, and keen to enjoy life before I get tied down with family and other commitments. I'm seeking your wisdom. [more inside]
Help me decide how to finance my vehicle purchases. I need to get two cars for my family. Could be new, could be used. I want both of these cars to have very high safety ratings. Everything else doesn't really matter. I could pay cash for two new cars, but that just seems stupid to do on a depreciating asset. Is the best course of action to find two used, yet reasonably new cars and pay cash? What if we like having new cars? Should we just lease two new vehicles? I have read that the best course of action is to buy a used car and drive it into the ground. That's great, but what if I leave the country again in 5 years. And do I really want to be driving around in a Hooptie in ten years. How do I approach the whole buy new / used, lease issue.
Tips for negotiating the price of a used car, namely a used Toyota Camry, years 2007-2010? [more inside]
TO CAR OR NOT TO CAR (buy that is). Help me figure out when to replace our paid-for-but-aging-vehicles. What's the best way to time this unwanted expense over 5 years, especially with a young driver in the wings. [more inside]
A local Dodge dealership has been running ads for $15,000 cash back on new trucks. They make it a point to point out that it does not get added on to the price of the vehicle (i.e. you don't buy a $30k truck and finance $45k to get the cash, I'm assuming). So what's the catch? How is it possible to get a $30k truck for $15k? I'd love for someone to explain the slight-of-hand that my cynicism dictates must be taking place here...
Is there any down side to buying a 2006 leftover vehicle? [more inside]
I owe more than my car is worth. My monthly auto-expenses are too great. I would be better off with a truck. Advice? [more inside]
How do I get a car loan? What are the mechanics of cosigning? [more inside]
How can my mom get rid of her car? It doesn't work, numerous attempts to repair it have been unsuccessful (long story), and she still owes money it. Is there some way to get rid of the car altogether without defaulting on her loan and ruining her credit? [more inside]