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Insurance options for a seldom used vehicle?

What are my options for insuring a vehicle that won't be used very much at all? [more inside]
posted by azpenguin on Mar 3, 2013 - 10 answers

 

Minor car accident - question about insurance claim & responsibility

I was in what I think was a fender bender on Saturday, and have a question about the insurance process / responsibility. This was near Boston, MA if it matters. [more inside]
posted by darsh on Feb 25, 2013 - 13 answers

Troubles with the DMV after lapse of ins coverage. Advice sought.

Hi all, longtime reader here, new poster. While dealing with multiple personal hardships (more inside), I had a lapse in insurance coverage for 10 days. This has snowballed into a major issue for me, and I may lose my driving privileges for 3 months, which means losing my job. Any and all advice/anecdata appreciated. [more inside]
posted by cardinality on Feb 20, 2013 - 7 answers

Parking lot scrape - what's the procedure?

Parking lot scrape - what's the procedure? [more inside]
posted by resiny on Oct 19, 2012 - 8 answers

Got in an accident with a car that wasn't mine a few years ago - what does it mean for my insurance now?

2.5 years ago I rear-ended someone while driving a university vehicle on university insurance (in TN). Next month I'm buying a used car from a friend. Need help figuring out what this means for insurance. [more inside]
posted by pdq on Jun 24, 2012 - 7 answers

What level of car isurance benefits?

Are these levels of car insurance benefits common these days? Our car insurance is up for renewal and out agent is suggesting "Enhanced benefits" (in the GTA area in Ontario). [more inside]
posted by feelinggood on May 29, 2012 - 2 answers

Car accident help

Oregon Car Insurance / Accident question: minor accident late last night, what do I do now. Details within. [more inside]
posted by pseudonick on Apr 16, 2012 - 8 answers

What to do about a hit and run?

I was rear ended by a semi truck driver who did not stop to exchange information. I filed a police report and an insurance claim and have been advised to press charges. Is there anything else I should be doing to make sure the responsible party pays for the damage to my car? Details inside. [more inside]
posted by smokingloon on Apr 5, 2012 - 8 answers

How do I protect myself and my wallet when renting a car?

How much insurance coverage does a person without a car (or their own insurance) need when renting a car in the U.S.? [more inside]
posted by Bunglegirl on Mar 11, 2012 - 5 answers

Auto Accident Aftermath

Should I get a lawyer, and whose insurance should I make a claim against for an auto accident that was the other driver's fault and which caused significant injury? [more inside]
posted by Vectorcon Systems on Dec 12, 2011 - 15 answers

Getting car insurance in Oregon for a car in Minnesota

I live in Oregon and I have never owned a car, but in a couple weeks I am picking up my grandpa's car in Minnesota and driving it back. I know I need to register the car in Oregon and have Oregon car insurance. Is there a way for me to do this before leaving for Minnesota on the 9th of September when I don't have the car physically with me? What information do I need? My parents live in New Hampshire, is it impossible to be added on to their insurance? I am a 21 year old male. I just feel confused and am unsure where to start. Thanks for your help!
posted by Corduroy on Sep 5, 2011 - 5 answers

Do any UK car insurers take US driving experience into account?

Do any UK car insurers take US driving experience into account? [more inside]
posted by piato on Aug 25, 2011 - 6 answers

Non-Owner Car Insurance in AZ for a learning driver?

YANML, but what's the situation for non-owner car insurance in Arizona? How can I minimize liability for both myself and a non-family member if she, a new driver on a learner's permit, is operating my vehicle? [more inside]
posted by Alterscape on Jun 10, 2011 - 2 answers

What are the legal things you have to do to buy a 2ndhand car off a mate?

We're about to buy a car and we're clueless. Insurance, tax, transfer of ownership, DVLA, WTF? What do we have to do to make it legal for my husband to drive this car away from a friends house on Sunday? In particular - how do we insure a car we don't officially own yet? [more inside]
posted by handee on May 12, 2011 - 4 answers

Keeping auto insurance without a real address?

How do I keep my car insured during an out-of-state relocation that may take a month or two to be complete? [more inside]
posted by shiny blue object on Apr 27, 2011 - 4 answers

Insurance help?

Deer hunting with my BMW was expensive! Insurance question from a former insurance agent who has forgotten the rules... [more inside]
posted by kiwi-epitome on Apr 26, 2011 - 8 answers

I was in a motorcycle accident. What will I get?

I had a motorcycle accident (I hit a car). The other driver is at fault. My bike will most likely be totaled, I went to the hospital, and some of my other stuff is broken. What will happen, and what should I be doing to make sure I recoup my damages? [more inside]
posted by aaronbeekay on Feb 27, 2011 - 23 answers

Car Crash = Insurance screwing me over

My beautiful car was destroyed in a crash, someone turned in front of me and it's totally their fault. But their insurance made me an offer for about half of my car's replacement value. And I'm injured too. Now they want to cut off my loaner rental car, to pressure me to settle. How can I get justice? [more inside]
posted by charlie don't surf on Feb 25, 2011 - 44 answers

My car got totaled - help me get what I'm owed

My car got totaled in an accident two days ago. I'm looking for advice from those who've been through this process before. How can I make sure to get the most money for the replacement car from my insurance? [more inside]
posted by smokingmonkey on Dec 31, 2010 - 20 answers

Should I call my insurance company?

I've just pulled off the incredibly suave move of sideswiping one of my cars while parking the other. Is there anything I should know before calling my insurance company? [more inside]
posted by lost_cause on Nov 7, 2010 - 12 answers

Should I get an insurance agent or can I get homeowners & car insurance for 2 cars & 1 teenage driver online?

I need new insurance - homeowners and car. Do I need an actual human agent or can I do it all by myself online? Bonus related question! Should I add my son to my policy or keep him on his own? [more inside]
posted by mygothlaundry on Oct 26, 2010 - 7 answers

Can I own, maintain, and insure a car without paying an arm and a leg?

What is the absolute cheapest possible way for me to have a car? Insurance, car payments, maintenance, all that jazz? [more inside]
posted by skyl1n3 on Oct 2, 2010 - 15 answers

We need more help...

Wife was in a car accident. We're still having serious difficulties. [more inside]
posted by Marduk on Sep 29, 2010 - 23 answers

First car accident, please help!

First car accident ever, also first in the USA. Can you explain to me what I should do? [more inside]
posted by Tarumba on Sep 27, 2010 - 23 answers

Experiences with California Low Cost Auto Insurance?

Does anyone have experiences with the California Low Cost Auto Insurance (CLCA) program, and/or any advice for applying? (Anonymous because the program is only for individuals dancing with the poverty line, and I'd rather not make my financial circumstances known) [more inside]
posted by anonymous on Aug 11, 2010 - 0 answers

Car insurance costs half the car? (UK)

Why am I quoted £1k + to insure a £2k car? (UK only) [more inside]
posted by KMH on Aug 2, 2010 - 23 answers

Insurance is confusing!

What do I need to do to insure my car? (a tricky Canadian situation) [more inside]
posted by Bergamot on Jul 11, 2010 - 3 answers

Attempting to lessen ill effects of DWI on my car insurance...

I am in North Carolina; just received sentencing for a DWI (first offense), and I'm wondering how I might save some money on the inevitable insurance rate hike. Currently I am on a policy with my wife, through Progressive. We have a 2008 Mazda 3i and a 1992 Chevy Beretta; I am wondering if it might benefit me to get my own, separate insurance policy for the Beretta, so that the more expensive Mazda rates will stay with her and hopefully be unaffected? I don't want to run my credit report getting rate quotes, so I'm throwing the question out here. Thanks for any advice!
posted by jeroum on Jun 30, 2010 - 11 answers

Ignore, and maybe it'll go away.

Accident and Car Insurance Filter - the other party is stalling, what recourse do we have? [more inside]
posted by VikingSword on May 17, 2010 - 17 answers

Already drowning in photocopies

Minor, minor car accident. Other driver left the scene. No damage to my car. Is there any reason that I should report this to my insurance agency? [more inside]
posted by oinopaponton on Mar 17, 2010 - 11 answers

Will I be able to file a claim against the insurance of a driver who rear-ended me?

New York State, rear-ended by driver only just insured through high risk pool, but not yet assigned to an insurance company. Does the insurance company he is assigned to have to accept his policy? [more inside]
posted by rocketpup on Feb 12, 2010 - 5 answers

happy new year. i miss my car.

Car Insurance Filter: I've searched but can't find an answer. My car was most likely totaled today by someone rear-ending me. However, I still owe $11K on it. How does this work? How can I get another car? I feel so screwed. [more inside]
posted by anonymous on Jan 2, 2010 - 17 answers

Car accident; No information about other driver.

My mother got into an auto accident in Pennsylvania earlier today. She did not take down the other driver's information other than the license plate. What are her options? [more inside]
posted by anonymous on Nov 12, 2009 - 6 answers

I Wanna Be Protected!

Can one buy a personal auto liability policy for rental cars that replaces or supplements LDW or liability supplement coverage offered by the rental agency? [more inside]
posted by fourcheesemac on Sep 2, 2009 - 3 answers

Can I / should I accept reimbursement for a car repair I didn't do?

Is it legal to accept $500 from a car insurance company, reimbursing me for a repair I'm not going to make? If it's legal, should I? [more inside]
posted by anonymous on Jun 30, 2009 - 18 answers

Logistical questions about a college student with unique circumstances learning to drive.

Logistical multi part question about a college student with unique circumstances learning to drive. (Yes, I know you are probably not a department of motor vehicles worker). [more inside]
posted by anonymous on Jun 28, 2009 - 5 answers

FML.

Car Insurance Filter: I bumped a parked car an hour ago. They'll probably contact me tomorrow. Insurance or out-of-pocket? (More than meets the eye.) [more inside]
posted by the NATURAL on Jun 4, 2009 - 7 answers

Car insurance during a long overseas trip?

What can I do about my car insurance during a long overseas trip? [more inside]
posted by sharkfu on May 31, 2009 - 10 answers

A bike hit my parked car, who pays?

Someone hit my car whilst riding their bicycle, knocking my side rear-view mirror clear off. They were nice enough to leave their number for me but I'm curious- is that something their insurance would pay for, or is it something I'll have to try to get money out of pocket for? I have only liability insurance. Totally inexperienced when it comes to such matters so talk to me like an infant.
posted by ryaninoakland on May 19, 2009 - 25 answers

My head hertz.

More rental car insurance confusion. I live in NYC so have no car/no insurance. I can't tell if I need to buy what the rental car company is selling. [more inside]
posted by peanut_mcgillicuty on May 17, 2009 - 13 answers

Should I report my stolen car stereo to the insurance company?

My car stereo just got stolen - while my car was in my driveway. Should I report it to my insurance company? [more inside]
posted by agentmunroe on May 10, 2009 - 11 answers

Moving to the Bay Area

Help me plan my move to the Bay Area! [more inside]
posted by skaye on Mar 19, 2009 - 19 answers

How should I handle changing car insurance policies for a short term move?

I'm moving out of state - from PA to NY - for a short-term job (roughly a year). Can I have a PA car insurance policy? [more inside]
posted by pilibeen on Mar 4, 2009 - 11 answers

Car insurance question

CarInsuranceFilter -- Liability only or more? car insurance for 1997 Jetta with 95,000 miles? [more inside]
posted by ClaudiaCenter on Jan 22, 2009 - 14 answers

This is so frustrating.

Bought new car Tuesday. Car got squooshed in a hit and run four days later. I only have liability insurance. Oh, crap. How can I track down the guy who hit me? I have some information about him, but the police are being very unhelpful. Help, Metafilter detectives! [more inside]
posted by jennyjenny on Jan 21, 2009 - 19 answers

What's the correct order of operations concerning insurance and registration after buying a car from a private seller in Illinois?

I've agreed on a price for a used car with a private seller in Illinois. I know I need to A. get the signed title, B. register the car with the DMV, and C. get insurance. But what's the correct order of operations, and which steps must be completed before driving the car at all? [more inside]
posted by hAndrew on Dec 6, 2008 - 9 answers

Old car crashed + next car purchased + insurance office closed for the weekend = magical amnesty?

Canadian Auto Insurance Question: Nebulous limbo time between vehicles edition. "Everybody Knows" that there is a 14 day grace period to get your papers sorted out. Is there? [more inside]
posted by Acari on Oct 10, 2008 - 7 answers

How can I find the insurance company of the person who hit my car?

I wrote down everything except for the name of the insurance company of the person who rear ended my car!!! Is there a way to find out without calling my insurance company? (More info inside) [more inside]
posted by icollectpurses on Jul 18, 2008 - 12 answers

Driving uninsured?

What happens if I get caught driving without car insurance? [more inside]
posted by Autarky on Jun 25, 2008 - 26 answers

It...it...flam - flames. Flames, on the side of my car, heaving...breath...insurance.

My car spontaneously combusted. Please help me avoid getting burned by the insurance company! Of all the values out there, which one is the closest to what they insurance company will offer me, which one should I be aiming for and how should I go about getting it? [more inside]
posted by quakerjono on Mar 3, 2008 - 12 answers

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