I was in what I think was a fender bender on Saturday, and have a question about the insurance process / responsibility. This was near Boston, MA if it matters.
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posted by darsh
on Feb 25, 2013 -
13 answers
Hi all, longtime reader here, new poster. While dealing with multiple personal hardships (more inside), I had a lapse in insurance coverage for 10 days. This has snowballed into a major issue for me, and I may lose my driving privileges for 3 months, which means losing my job. Any and all advice/anecdata appreciated.
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posted by cardinality
on Feb 20, 2013 -
7 answers
2.5 years ago I rear-ended someone while driving a university vehicle on university insurance (in TN). Next month I'm buying a used car from a friend. Need help figuring out what this means for insurance.
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posted by pdq
on Jun 24, 2012 -
7 answers
Are these levels of car insurance benefits common these days? Our car insurance is up for renewal and out agent is suggesting "Enhanced benefits" (in the GTA area in Ontario).
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posted by feelinggood
on May 29, 2012 -
2 answers
Oregon Car Insurance / Accident question: minor accident late last night, what do I do now. Details within.
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posted by pseudonick
on Apr 16, 2012 -
8 answers
I was rear ended by a semi truck driver who did not stop to exchange information. I filed a police report and an insurance claim and have been advised to press charges. Is there anything else I should be doing to make sure the responsible party pays for the damage to my car? Details inside.
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posted by smokingloon
on Apr 5, 2012 -
8 answers
How much insurance coverage does a person without a car (or their own insurance) need when renting a car in the U.S.?
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posted by Bunglegirl
on Mar 11, 2012 -
5 answers
Should I get a lawyer, and whose insurance should I make a claim against for an auto accident that was the other driver's fault and which caused significant injury?
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posted by Vectorcon Systems
on Dec 12, 2011 -
15 answers
I live in Oregon and I have never owned a car, but in a couple weeks I am picking up my
grandpa's car in Minnesota and driving it back. I know I need to register the car in Oregon and have Oregon car insurance. Is there a way for me to do this before leaving for Minnesota on the 9th of September when I don't have the car physically with me? What information do I need? My parents live in New Hampshire, is it impossible to be added on to their insurance? I am a 21 year old male. I just feel confused and am unsure where to start. Thanks for your help!
posted by Corduroy
on Sep 5, 2011 -
5 answers
YANML, but what's the situation for non-owner car insurance in Arizona? How can I minimize liability for both myself and a non-family member if she, a new driver on a learner's permit, is operating my vehicle?
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posted by Alterscape
on Jun 10, 2011 -
2 answers
We're about to buy a car and we're clueless. Insurance, tax, transfer of ownership, DVLA, WTF? What do we have to do to make it legal for my husband to drive this car away from a friends house on Sunday? In particular - how do we insure a car we don't officially own yet?
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posted by handee
on May 12, 2011 -
4 answers
Deer hunting with my BMW was expensive! Insurance question from a former insurance agent who has forgotten the rules...
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posted by kiwi-epitome
on Apr 26, 2011 -
8 answers
I had a motorcycle accident (I hit a car). The other driver is at fault. My bike will most likely be totaled, I went to the hospital, and some of my other stuff is broken. What will happen, and what should I be doing to make sure I recoup my damages?
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posted by aaronbeekay
on Feb 27, 2011 -
23 answers
My beautiful car was destroyed in a crash, someone turned in front of me and it's totally their fault. But their insurance made me an offer for about half of my car's replacement value. And I'm injured too. Now they want to cut off my loaner rental car, to pressure me to settle. How can I get justice?
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posted by charlie don't surf
on Feb 25, 2011 -
44 answers
My car got totaled in an accident two days ago. I'm looking for advice from those who've been through this process before. How can I make sure to get the most money for the replacement car from my insurance?
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posted by smokingmonkey
on Dec 31, 2010 -
20 answers
I've just pulled off the incredibly suave move of sideswiping one of my cars while parking the other. Is there anything I should know before calling my insurance company?
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posted by lost_cause
on Nov 7, 2010 -
12 answers
I need new insurance - homeowners and car. Do I need an actual human agent or can I do it all by myself online? Bonus related question! Should I add my son to my policy or keep him on his own?
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posted by mygothlaundry
on Oct 26, 2010 -
7 answers
What is the absolute cheapest possible way for me to have a car? Insurance, car payments, maintenance, all that jazz?
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posted by skyl1n3
on Oct 2, 2010 -
15 answers
First car accident ever, also first in the USA. Can you explain to me what I should do?
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posted by Tarumba
on Sep 27, 2010 -
23 answers
Does anyone have experiences with the
California Low Cost Auto Insurance (CLCA) program, and/or any advice for applying?
(Anonymous because the program is only for individuals dancing with the poverty line, and I'd rather not make my financial circumstances known)
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posted by anonymous
on Aug 11, 2010 -
0 answers
I am in North Carolina; just received sentencing for a DWI (first offense), and I'm wondering how I might save some money on the inevitable insurance rate hike. Currently I am on a policy with my wife, through Progressive. We have a 2008 Mazda 3i and a 1992 Chevy Beretta; I am wondering if it might benefit me to get my own, separate insurance policy for the Beretta, so that the more expensive Mazda rates will stay with her and hopefully be unaffected? I don't want to run my credit report getting rate quotes, so I'm throwing the question out here. Thanks for any advice!
posted by jeroum
on Jun 30, 2010 -
11 answers
Minor, minor car accident. Other driver left the scene. No damage to my car. Is there any reason that I should report this to my insurance agency?
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posted by oinopaponton
on Mar 17, 2010 -
11 answers
New York State, rear-ended by driver only just insured through high risk pool, but not yet assigned to an insurance company. Does the insurance company he is assigned to have to accept his policy?
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posted by rocketpup
on Feb 12, 2010 -
5 answers
Car Insurance Filter: I've searched but can't find an answer. My car was most likely totaled today by someone rear-ending me. However, I still owe $11K on it. How does this work? How can I get another car? I feel so screwed.
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posted by anonymous
on Jan 2, 2010 -
17 answers
My mother got into an auto accident in Pennsylvania earlier today. She did not take down the other driver's information other than the license plate. What are her options?
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posted by anonymous
on Nov 12, 2009 -
6 answers
Can one buy a personal auto liability policy for rental cars that replaces or supplements LDW or liability supplement coverage offered by the rental agency?
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posted by fourcheesemac
on Sep 2, 2009 -
3 answers
Is it legal to accept $500 from a car insurance company, reimbursing me for a repair I'm not going to make? If it's legal, should I?
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posted by anonymous
on Jun 30, 2009 -
18 answers
Logistical multi part question about a college student with unique circumstances learning to drive. (Yes, I know you are probably not a department of motor vehicles worker).
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posted by anonymous
on Jun 28, 2009 -
5 answers
Car Insurance Filter: I bumped a parked car an hour ago. They'll probably contact me tomorrow. Insurance or out-of-pocket? (More than meets the eye.)
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posted by the NATURAL
on Jun 4, 2009 -
7 answers
Someone hit my car whilst riding their bicycle, knocking my side rear-view mirror clear off. They were nice enough to leave their number for me but I'm curious- is that something their insurance would pay for, or is it something I'll have to try to get money out of pocket for? I have only liability insurance. Totally inexperienced when it comes to such matters so talk to me like an infant.
posted by ryaninoakland
on May 19, 2009 -
25 answers
More rental car insurance confusion. I live in NYC so have no car/no insurance. I can't tell if I need to buy what the rental car company is selling.
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posted by peanut_mcgillicuty
on May 17, 2009 -
13 answers
My car stereo just got stolen - while my car was in my driveway. Should I report it to my insurance company?
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posted by agentmunroe
on May 10, 2009 -
11 answers
I'm moving out of state - from PA to NY - for a short-term job (roughly a year). Can I have a PA car insurance policy?
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posted by pilibeen
on Mar 4, 2009 -
11 answers
Bought new car Tuesday. Car got squooshed in a hit and run four days later. I only have liability insurance. Oh, crap. How can I track down the guy who hit me? I have some information about him, but the police are being very unhelpful. Help, Metafilter detectives!
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posted by jennyjenny
on Jan 21, 2009 -
19 answers
I've agreed on a price for a used car with a private seller in Illinois. I know I need to A. get the signed title, B. register the car with the DMV, and C. get insurance. But what's the correct order of operations, and which steps
must be completed before driving the car at all?
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posted by hAndrew
on Dec 6, 2008 -
9 answers
Canadian Auto Insurance Question: Nebulous limbo time between vehicles edition.
"Everybody Knows" that there is a 14 day grace period to get your papers sorted out. Is there?
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posted by Acari
on Oct 10, 2008 -
7 answers
I wrote down everything except for the name of the insurance company of the person who rear ended my car!!! Is there a way to find out without calling my insurance company? (More info inside)
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posted by icollectpurses
on Jul 18, 2008 -
12 answers
My car spontaneously combusted. Please help me avoid getting burned by the insurance company! Of all the values out there, which one is the closest to what they insurance company will offer me, which one should I be aiming for and how should I go about getting it?
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posted by quakerjono
on Mar 3, 2008 -
12 answers
