I'm evaluating my insurance coverage, and I'm confused a bit on auto insurance liability. It seems like a typical liability policy is $100k per person for bodily injury. From the tales of medical bills I've heard, it seems like a bad accident could pretty easily cause bills far exceeding that. Even if I increase it to $300k or $500k, if the actual costs are higher than that, it could pretty easily wipe out all my assets. What really happens in accident cases like that? Do they generally just settle for the insurance limits? [more inside]
How important is the big piece of plastic that goes across the bottom of the front of my car, under the engine? Because mine fell off.
Should I get CDW and similar insurance on a rental car in Europe? [more inside]
What are the best games to play in a car on a long road trip?