37 posts tagged with car and loan. (View popular tags)
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How long should I wait before refinancing my car?

How long should I wait before refinancing my car? [more inside]
posted by Evilspork on Dec 15, 2013 - 4 answers

 

How do I find the best rate to refinance my car loan?

My credit is good. My loan on my new-last-year Toyota Yaris is awful; the interest rate is absurdly high. My credit union, who issued the loan, doesn't want to help. How do I find the best rate I can get on a refinance? [more inside]
posted by drjimmy11 on Nov 25, 2013 - 17 answers

Car: cash or credit?

Does it make any sense to finance a car if you have the means to buy it outright with cash? [more inside]
posted by falldownpaul on Jul 1, 2013 - 28 answers

Should I refinance my car loan immediately?

At the car dealership today, they ran my Equifax credit rating and I have an 815, they then offered me a Zero-to-Sixty simple-interest loan for USD$9000 with a rate of 5.04%. Should I refinance with another company? [more inside]
posted by shipbreaker on Apr 20, 2013 - 22 answers

So... I need to get to work somehow, right?

How do I go about getting a car to go to work? [more inside]
posted by Rubbstone on Apr 18, 2013 - 7 answers

How to trade a vehicle, for a vehicle, for trade in.

Should I trade my rebuilt title vehicle for any other vehicle, just to get an increased trade in value? [more inside]
posted by NotSoSimple on Dec 31, 2012 - 10 answers

Does the internet contain a trustworthy loan interest rate aggregator/advisor?

How do I find out what constitutes a "good" car loan for a given set of circumstances? [more inside]
posted by contraption on Sep 16, 2012 - 2 answers

How can we avoid not getting our car repo'd?

I have managed to bungle my bil's car loan, and I fear it will be repossessed. Can someone give me some advice? YANAL, YANML, this is not legal advice, etc, etc. [more inside]
posted by anonymous on May 24, 2012 - 6 answers

I Inquire ...

I had a high credit score, no inquiries and no late debt. I bought a car and refinanced my house with the low interest rates. But I am considering starting a small business and may want to borrow for that. [more inside]
posted by CollectiveMind on Feb 6, 2012 - 2 answers

To loan or not to loan...

If I can afford a car outright but it will almost completely wipe out my savings should I get a partial loan anyway? [more inside]
posted by Silentgoldfish on Sep 6, 2011 - 16 answers

Financing on 10 year old car?

Best way to get a loan for an 8-10 year old car? My bank won't finance anything over 7 years old, and I'm not sure I trust dealer financing. [more inside]
posted by tonyx3 on Aug 18, 2011 - 9 answers

SF Bay Area credit union with best personal loan rate?

Which San Francisco area Credit Union offers the lows rate personal loan? Patelco, Golden One, SF Police, or _________? [more inside]
posted by unclezeb on Jun 28, 2011 - 7 answers

Pre Approve Auto Loan?

I was "pre-approved" for my auto loan by Bank of America, what does that mean? [more inside]
posted by anonymous on Oct 23, 2010 - 7 answers

Car Loan With Income, But No Income

Car loan with near perfect credit, no paystub income, but over $30,000 in other (legal) "income". [more inside]
posted by LudgerLassen on Oct 14, 2010 - 12 answers

Buy or finance using borrowed money?

Math nerds, help! I need to figure out what's the better option for acquiring a car using borrowed money. [more inside]
posted by greatgefilte on Jun 22, 2010 - 10 answers

Getting a car loan to improve credit score

Does it make sense to my (and his) credit score for me to be put on my fiancé's car loan? [more inside]
posted by brainmouse on Apr 19, 2010 - 12 answers

What are my best options if I only need a car for a year or less?

My car lease is ending soon. I thought I wouldn't need a car for any longer than my lease terms. But now I do. What are my best options if I only need a car for a year or less? [more inside]
posted by frippsie on Nov 4, 2009 - 7 answers

Is there any way to estimate what a car & car insurance would cost me if I moved to San Francisco?

What are ways to estimate what a car and car insurance would cost me if I moved to San Francisco? [more inside]
posted by scazza on Oct 20, 2009 - 6 answers

Should I buy a car right now?

Weighing the pros and cons of buying a car in the near future. Should I? (And if so, what should I get?) [more inside]
posted by LolaGeek on Jul 22, 2009 - 9 answers

Best way to improve credit with car loan?

Best way to improve credit with car loan? [more inside]
posted by willy_dilly on Jun 1, 2009 - 11 answers

Is this wise / How unwise is this?

Should I take out a car loan? I live in an expensive country but it looks like I'm about to get a steady job with a decent salary. My partner too. We're about to make the move from student style living to normal life and I want to finally buy a decent car that will last a while. But I'm not sure if taking out a loan on a car is a good idea, especially when the car won't increase in value. [more inside]
posted by dance on May 20, 2009 - 16 answers

Is paying off an $11k auto loan with a credit card a bad idea?

Tricky car loan situation. I'm thinking about paying off the remainder of a car loan with my credit card. Is this a bad idea? [more inside]
posted by anonymous on Apr 23, 2009 - 24 answers

is this bait and switch or what

I bought a new car. I love it. I negotiated a deal that is fair and that I'm happy with. The dealership just called me and said they can't find financing at the terms we agreed to, and now I have to give the car back or renegotiate the terms. Can this be legal?! [more inside]
posted by anonymous on Apr 17, 2009 - 32 answers

good income - bad credit - can I buy a car, and is now the time to buy?

Young professional guy, late 20s - pretty terrible credit, decent income (~50k) - need a car - is now the time to buy, and if so, can I get financed, and if so, what terms should I expect/ask for? Am willing to buy American - GM etc...
posted by stenseng on Mar 27, 2009 - 11 answers

down payment after papers are signed

NewCarOwnerFilter: Got a new car, signed the papers (including financing through dealer), and took the car home. Now dealer is telling us that we must put a down payment even though we signed the papers with 0 down. [more inside]
posted by vocpanda on Mar 16, 2009 - 16 answers

Are No-Credit Auto Loans No Problem?

Online auto loans; too good to be true? [more inside]
posted by lekvar on Nov 8, 2008 - 7 answers

Refinancing a car with bad credit

How can I refinance my car with my terrible credit? I have awful credit, I just had a credit card cancelled a few months ago, and even a credit union (and their downstream alternative) wouldn't extend to me. [more inside]
posted by rhizome on Jul 30, 2008 - 10 answers

Upside-down car loan.

Outrageously upside-down with a car loan. Help! [more inside]
posted by Brocktoon on Jul 10, 2008 - 26 answers

Selling my car in Oklahoma, but it's registered in Texas. What do I do? The sale might happen today! Help!

Selling my car in Oklahoma, but it's registered in Texas. Can I get some advice on what to do here? More details inside, and this sale could happen today! [more inside]
posted by jimmyhutch on May 1, 2008 - 1 answer

Help about a lien!

I'm buying a used car, and have a question about the whole title/lien thing.... [more inside]
posted by omnipotentq on Apr 13, 2008 - 4 answers

How do I take on these financial burdens, step by step?

My crappy car was deemed totaled and I'm going to accept the payout and finance a new used car. I'd also like to move into an apartment soon. Step by step, how do I wrangle this plan into fruition? [more inside]
posted by cowbellemoo on Feb 15, 2008 - 11 answers

How do I close my car loan after getting fired?

I just bought a new car before getting fired two days later, and now I'm having trouble securing the loan. What do I do? [more inside]
posted by rhizome on Oct 31, 2007 - 15 answers

Cash or carry?

I'm buying a new car, I have bad to mediocre credit (my score is 563) and I have an inheritance I could use to pay cash instead. Which is best for me? [more inside]
posted by anonymous on Oct 18, 2007 - 18 answers

Pray for public transportation.

How can I prove to the DMV that the lien on the car I just bought has been paid off? The secured party listed on the title (a bank) was bought by FCNB bank and then by BB&T bank. [more inside]
posted by youthenrage on Dec 31, 2006 - 8 answers

Hooray I own my car

Paid off my car. The bank sent me the title and a letter that tells me to submit the title to the DMV, who will then issue me a lien-free title in my name alone. [more inside]
posted by jclovebrew on Mar 8, 2006 - 20 answers

Overwhelming Debt Problems

A friend of mine has just taken on a large amount of debt since splitting with his girlfriend. What can he do to keep on top of it? [more inside]
posted by jeresig on Aug 8, 2005 - 20 answers

Selling Car with Lien still on it.

My wife and I are likely to be moving from the US to Australia in the next few months. I have a 2004 Audi that we would need to sell. I would like to sell the car to a private buyer, as opposed to a dealer, to make as much back as possible. How do people deal with having a lien on the title while trying to sell the car? [more inside]
posted by qwip on Apr 14, 2005 - 15 answers

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