We had our car stolen a couple of weeks ago. The insurance company actually worked pretty quickly and we agreed a settlement amount with them and they have paid out. Now been informed by the Police that the car has been found. It looks like it's in pretty good nick apart from a couple of broken windows.
Would we be able to buy the car back from the insurance company? How much if any discount should I expect? Problems in the future?
Anyone got any experience of buying their car back from their insurance company?
posted by lloyder
on May 24, 2013 -
My sixteen-year-old son got his license recently, and after a month (during which time he did not drive) we insured him for a month as we were going to be out of town and he needed the car. When we called our insurance company to remove him from our policy, we were told that the only way the company would uninsure him is if he turned in his license to the DMV.
We only have one vehicle, and he won't drive. He's not the kid who is going to sneak off in the car, either. So can the insurance company just drop us or otherwise hose us over? [more inside]
posted by mecran01
on Apr 15, 2013 -
I live in a apartment building with a floor of parking inside the building. Two days ago, a neighbor who was parking her car next to mine dented and scratched the rear of my car. The damage is fairly minimal but will require some work. She was very apologetic about the situation and left me a voicemail stating that she had hit my car and that would should sync up to exchange insurance information. Later in the day, we talked and she suggested the we exchange a copy of each others insurance card.
In this situation, is it ok to give her a copy of my entire insurance card? Is there any information on this I should not be sharing? For reference, my insurance is GEICO.
posted by cm1088
on Apr 6, 2013 -
Is it possible for a person with dual citizenship (USA and Ireland; residing in the USA) to register and get insurance for an automobile in Ireland (the north of Ireland to be specific) if the person does not reside in Ireland? And if so, how? [more inside]
posted by aelish
on Apr 1, 2013 -
I'm evaluating my insurance coverage, and I'm confused a bit on auto insurance liability. It seems like a typical liability policy is $100k per person for bodily injury. From the tales of medical bills I've heard, it seems like a bad accident could pretty easily cause bills far exceeding that. Even if I increase it to $300k or $500k, if the actual costs are higher than that, it could pretty easily wipe out all my assets. What really happens in accident cases like that? Do they generally just settle for the insurance limits? [more inside]
posted by smackfu
on Mar 28, 2013 -
Would it be cheaper to rent a car for 6 months or get a lease swap with short term car insurance in California? [more inside]
posted by pakoothefakoo
on Mar 2, 2013 -
A guy hit my car parked on the street in Cambridge, MA, causing some damage (to the car only, I wasn't around). He left a note. I called him and he wanted to bypass our insurance providers. Please advise. [more inside]
posted by A dead Quaker
on Dec 16, 2012 -
I got into an accident with another motorist. She side swiped my car and then hit a electric post. She failed to yield and was found to be at fault. Now the electric company is asking for $10k to repair the pole damage from me. Without having property damage insurance, and living in a no fault state, is there anything I can do?
posted by Coke15
on Nov 29, 2012 -
Got rear-ended and am thoroughly unhappy with repair results. Any tips for negotiating with the insurance company re: how they're handling this? [more inside]
posted by kanuck
on Oct 11, 2012 -
Somebody has decided to remove most of my door handle in an attempt to get into my car, or in a fit of rage, or something. Will getting it repaired through my insurance make my rates go up? Should I try and fix it myself? [more inside]
posted by tehloki
on Sep 18, 2012 -
We are on a 7 week road trip through the USA. I have a California driver's licence and own the car. My wife has an Australian driver's licence. I'm having trouble putting her on the insurance as a driver with AAA and I have contacted several other insurers who won't take on the risk. Plenty of googling has come up empty? Is there an insurer who is worth calling?
posted by dinoworx
on Sep 12, 2012 -
My relative backed into my '09 Civic in the driveway. The front emblem and fender are bent; it appears that the radiator is bent as well. The car starts without problems. What am I looking at? Should I drive it into the shop, or have it towed? Relative doesn't have the wherewithal to fix this; should I make a claim against my own insurance?
posted by sonic meat machine
on Aug 14, 2012 -
(CA) Driver who hit me is uninsured and I've begun the claims process with my ins. co. Should I give uninsured driver a head's up? [more inside]
posted by chloe.gelsomino
on Aug 6, 2012 -
Is there an online source to tell which cars are less expensive than others to insure?
posted by yclipse
on Jul 10, 2012 -
How can I obtain UK car insurance (just for a couple of weeks) with a US license while traveling. [more inside]
posted by zeoslap
on Jul 3, 2012 -
My 19 yo son is ready to buy a car. From an insurance perspective (cost and/or risk) does it matter if the title is in his name or mine? [more inside]
posted by j810c
on Jun 22, 2012 -
I've been asked to testify at small claims court for a car accident I was in 3 years ago in which another person was at fault. Is this normal? More inside. [more inside]
posted by modoriculous
on May 16, 2012 -
Looking for car insurance recommendations in Calgary, AB. Has anyone had a fantastic deal, good service or other tips? [more inside]
posted by arcticseal
on May 8, 2012 -
My car is wrecked. What should I do? My car was damaged in a complex situation. I was at work and my car was parked in my employer's parking lot. A car driven by an impaired driver hit our neighbor's car which was spun into my car. [more inside]
posted by a humble nudibranch
on Mar 2, 2012 -
Car buying out of state:
I have a NJ license, am staying with my parents for a while in NH, but my job will be in MA and I intend to also live there eventually.
I need to buy a car to commute to work ASAP. I haven't had a car in 4 years. What is the best way to proceed in this situation, i.e., should I get a NH license right now, buy the car in MA with my NJ license, no idea. Will the dealer provide temporary tags and insurance, if so, for how long?
I changed my address with the post office but I still own an apartment in NJ and I don't want to start paying rent ( and moving to MA) until that sells, which might take over a month.
posted by spacefire
on Feb 21, 2012 -
My car was hit while parked on the street. No witnesses, but I suspect a snow plow. I have no experience with body damage - what am I looking at? [more inside]
posted by analog
on Jan 14, 2012 -
Got in a car accident, car is damaged on the driver side door so that I can't open it or roll down the window. I need to roll down the window to swipe a parking pass to get into a garage, so what should I do? [more inside]
posted by symbollocks
on Jan 10, 2012 -
No lawyer wants to touch this, so how do I negotiate a settlement with an insurance company on my injury claim for a motor vehicle accident? [more inside]
posted by loquat
on Dec 9, 2011 -
Buying a car from my mom in NJ for a token (i.e. far less than blue book) amount. What's the best (cheapest) way to get it legally registered/insured in Chicago, IL. Any pitfalls I should look out for?
posted by Oktober
on Nov 27, 2011 -
My car was rear ended last night and it's starting to look like the guy who hit me does not have a driver's license or insurance. So I'm not really sure what my next move is. [more inside]
posted by dhammond
on Nov 13, 2011 -
My car was recently totaled. I'm switching to Zipcar, but I've read that Zipcar's insurance isn't enough (e.g., here
). Which parts of my current insurance policy should I keep? [more inside]
posted by morninj
on Oct 17, 2011 -
In Massachusetts: Yesterday on my way to work, going about five miles per hour in morning traffic, I bumped the car in front of me. (My fault; I was totally distracted by the kid waiting for a school bus who looked like he was about to run into the middle of the street.) We pulled off to the side of the road and I took a look at the "damage" -- a couple of scratches to the paint on the (plastic) bumper.... [more inside]
posted by shamash
on Sep 27, 2011 -
Got a really weird call from a car insurance company after a minor accident. How does the car insurance system work in Australia? [more inside]
posted by vidur
on Sep 27, 2011 -
Someone hit my car while it was parked and damaged the bumper, which was already damaged before she hit it. How do I handle this? [more inside]
posted by JustDerek
on Sep 25, 2011 -
My car was broken into, but nothing of value was stolen. Any benefit
in calling the police? Or should I just fix the window and move on? [more inside]
posted by SpiffyRob
on Jul 16, 2011 -
I am renting a 16' moving truck and moving across the US. I don't have car insurance. What are my insurance needs? [more inside]
posted by ChrisHartley
on Jun 11, 2011 -
Car accident. I am having difficulty thinking this through clearly. Please help me figure out what steps I need to take. [more inside]
posted by anonymous
on Apr 11, 2011 -
Someone gouged my parked car and has been attempting to fix it with touch-up paint and clearcoat. The results are unsatisfactory to me, and this someone refuses to do any more. I would rather the scratch be completely gone, instead of remainder marks remaining. So far, the professional opinion has been to repaint the area for a few hundred bucks. What is my recourse here? Settle via insurance? I do not care to pay out of pocket for something that was clearly not my mistake.
posted by Xere
on Mar 16, 2011 -
My beautiful car was destroyed in a crash, someone turned in front of me and it's totally their fault. But their insurance made me an offer for about half of my car's replacement value. And I'm injured too. Now they want to cut off my loaner rental car, to pressure me to settle. How can I get justice? [more inside]
posted by charlie don't surf
on Feb 25, 2011 -
Very minor car accident. The other party exploded with anger even though I thought he was at fault. After he took down my insurance info, he sped away without exchanging more information. That was 2 days ago. I have not heard back from either his or my insurer. Should I call the insurers myself? What should I do? [more inside]
posted by ccl6yl
on Feb 20, 2011 -
How and where do I get my car repaired? (or, please explain to me how car insurance works) [more inside]
posted by genmonster
on Feb 15, 2011 -
My car was declared an insurance write-off after an accident. Since the accident it has passed an MOT, and has new road tax. Do I need to take it for a Vehicle Identity Check before driving it? [more inside]
posted by roofus
on Feb 2, 2011 -
Safety Insurance of Massachusetts, USA - does anyone have a list of their preferred repair shops? [more inside]
posted by Miko
on Jan 20, 2011 -