I am finishing my Ph.D this month and will be moving to Canada for a post-doc position. The town where I will be moving to has a VERY tight rental market and from what I have heard, apartments rent within hours of being posted on the local rental websites. My husband is flying out about a month before we officially move up to secure a place for us to rent, but we are worried about trying to pay for a place without a Canadian bank account. We don't want to give cash to the landlord because it is untraceable and we are pretty sure no one will accept a check from a US bank. Has anyone had to deal with this before? Any advice would be most welcome. Thanks!
What's the easiest, best, and cheapest way for a U.S. citizen moving to Toronto to get a Canadian bank account? Ideally before I arrive, if that is possible. [more inside]
How do I get the best exchange rate when I have Canadian dollars in hand and want to make a large payment in US dollars? I'm in Toronto and the recipient is not flexible with regards to payment methods so I need to end up with a certified cheque or bank draft to send. [more inside]
Western Union no longer sells US Dollar money orders in Canada. Where in Toronto can I still buy a money order in US Dollars, drawn on an American bank? (The ones from WU were drawn on a Wells Fargo branch in Colorado) My payee won't accept postal money orders, nor money orders drawn on a Canadian bank. [more inside]
How do I get a foreign bank account? [more inside]
I need to easily transfer finds from the US to my Canadian bank account. What's the easiest way to do this? [more inside]
Canadian moving to Louisiana, won't have a SSN, can I get a bank account? [more inside]
CanadaBankingFilter: I need to know if I will be able to use my President's Choice Financial debit card to withdraw cash from ATMs in Mexico. [more inside]
Help me learn about personal finances... Canadian style. [more inside]
What is the best way to do international transfers in order to get the best currency exchange rates and avoid excessive bank transfer fees? Transferring from the UK to Canada is costing me £20/transfer.
Banking question: I have a small business in the US, I live in the US, I'm a US citizen. A number of my clients are in Canada. Everytime they send me a check, my local bank has to take a flat $10 out of it - even if its in US funds. Most of these checks are less than $50, so that's a pretty big hit. Apparently this $10 fee is not just my bank, but from their processor. I know I could ask my clients to pay in paypal, but a lot of them aren't set up to do it that way, and I'm reluctant to make them change. I emailed a canadian bank, thinking I'd just mail a deposit off once a month, and then every few months transfer funds, but I need to be there in person to set up the account. Do I just need to insist that clients use paypal? Are there other options I'm not thinking of? Any advice would be welcome.
CanadianBanksFilter: This may seem like a bit of a dumb question, but can I deposit my money at ANY bank? I've got a CIBC account, but the closest CIBC is like an hour's walk away, and I don't have a car. Could I deposit stuff at, say, the Royal Bank?
What is the easiest and most economical (hopefully these aren't mutually exclusive) method of transferring funds from a US bank to a Canadian one? [more inside] [more inside]