My wife and I are buying a house and our possession date is on December 4. My brother is my lawyer who will close the deal on the house. We're driving up from Regina to Saskatoon this weekend. This is our first house. He sometimes thinks he's given clear instructions when he hasn't and he'll end up blaming us for not reading his mind. My brother said I need to bring my cheque book, but he wasn't willing to answer why he needs the cheques. My wife and I are assuming that they're for both processing fees and for the down payment. If they are for a down payment too, should my wife and I move our money from our non-chequing accounts to our chequing accounts? Or will my brother only need void cheques, so that he can then obtain from funds directly from all my accounts at a later date (my tax free savings account and my chequing account, my wife's separate accounts)? Will it also be fine to have two cheques for the down payment (one from my wife and one from I)?
I live in the US and I want to buy a pair of Museumkaarts (multi-museum passes) as gifts for a newly married couple who are about to move to the Netherlands. The website is set up to support purchase only with a Dutch address, which I do have for the couple, but also a Dutch bank account, which I don't have. Their customer service couldn't offer any alternatives. Is there a way to make this happen? [more inside]
My bf is in the process of signing a contract for a home. We will both be living in it, but I was under the impression it would be all his. Now he's asking me for my ss#. [more inside]
I'm looking for people's personal experiences or recommendations for blogs, articles, or shows about living in homes built prior to 1970 and/or having a new home built. Details inside. [more inside]
My partner and I are saving for a down payment for our first home. As an obsessive planner I am starting to educate myself on everything I may need to know to make this happen. [more inside]
I don't have time to go out on test-drives right now, but I'm stuck on the idea of owning a minivan - tell me what it's like if you own one. [more inside]
Are there free/low cost legal services that help low-income folks purchase land? [more inside]
Hey all, I want to buy an empty lot in Lousiana, but I am away from there until February. I have also never bought land before. I have the full amount needed to purchase. The land is listed through a real estate company. How do I do this?
I don't know much about buying foreclosed homes and don't quite trust the top search results about it. So, I was hoping you could tell me: 1) How do I get started on looking at foreclosed homes that are available to buy? 2) Are home inspections usually good enough to catch major problems in foreclosed homes? 3) What else do you need to do to do this right? [more inside]
I'm in my 30s and finally learning to drive. My wife drives, but doesn't own a car, and we think it might make sense to buy a cheap-ish vehicle for me to practice on and for occasional trips etc. We are thinking of getting something cheap, under $2K. My question is: what the heck do I look for? [more inside]
Hi there. Everyone. I was hoping you all could help me with a question. It's time to sell my beloved 2005 LE (82K miles, good condition, new tires) and I wonder if it's worth doing a few things to help with the sale: It needs new bumper inserts, 1 new hubcap and has some scratches. If you were selling, would you make these fixes: is it worth it? Worth detailing, as well? Many thanks for any thoughts or ideas, CC
I've always bought new cars and driven them for 15+ years. Need a car for my teen and have no intentions to buy new. I've never bought a used car. What tips/tricks do you have for the buying process regardless of whether it's from a private party, used car lot, or from a dealership?
Right now, my husband and I are very broke due to a few factors. One of them is my health. Moving to a more accessible location would be physically and mentally beneficial in that area. I need some help thinking through a strategy to move on limited funds. [more inside]
I've used an iPod Touch and prepaid feature phone for years, and I'm now looking to consolidate my devices into one. I'm hoping to get a used or refurbished iPhone, and looking for some advice as to where, and potentially, what to buy. [more inside]
Suggestions, please, for a smallish hybrid vehicle to replace a worn-out Civic. We're in Ontario, Canada, so choices are limited (and dealers entirely apathetic). Likely to keep the car for 10 years or so, and looking for low total cost of ownership. [more inside]
Need a car that will comfortably fit two adults, one child, and a very large dog plus a suitcase or two. Reliable, good mileage. Don't want to spend more than $11K. What are my options? [more inside]
It's pretty simple, really: how often do you replace your vacuum cleaner? [more inside]
I need to subscribe to one of these websites that have zillions of auction and sale results for art and antiques. None of them give it away for free. [more inside]
There's a vintage couch on Craigslist I think I really like. Normally I wouldn't think twice about it, but with all the bed bug scares and stuff, I'm a little hinky. [more inside]
I'm looking to buy new everyday dishes and I don't know how to find something I'll be happy with. Dishwasher- and microwave-safe is easy, since most tell you that right up front. But I also want dishes that are resistant to chipping, even if clattered around a bit, and ones that don't show knife/tool marks readily. I gather I want stoneware rather than earthenware, but are there specific features, or price points, I should be seeking? Any advice you can offer would be much appreciated.
We stumbled on a Rain Drop Chandelier we'd like to purchase for over our coffee table. Before purchasing I googled the fixture details, finding the same fixture for 60% at Another Site. So we're good to go, only to find the site does not take creditcards. At checkout the main site gives the following information: As we are located in China, it is not easy for us to receive money from gloabl customers just for a low profit: 1. Paypal does require too high service-charging-fee (above 25% of total amount) from us. 2. Western Union is not safe for buyers. Also, it is not convenient to make a transaction. 3. Credit card channels usually hold the money at least 25 days. Therefore, now we do accept iTunes Gift Cards for your payment. My Question: Is this legit and just something I've never encountered? [more inside]
We're thinking of biting a bullet and buying a place in/around Hackney in London. Help? [more inside]
I'm in the market for a new Mazda. Invoice prices, holdbacks, dealer cash, special financing deals, and the like are all out there on the Internet. But I can't find is what bonuses Mazda offers to car dealers for hitting various monthly and yearly sales goals. How do I find out about this? [more inside]
I need a new cup to give mom her pills with. [more inside]
In January we (family of 3) are moving to the East Bay area and need to buy a car. Our budget is ideally around $10,000 but we could stretch. What cars should we be focussing our search on? Should we be buying new (obviously more than $10,000 - is the expense justified?), a manufacturer certified second hand vehicle, second hand on Craigslist, or ...? Is having a warranty important? [more inside]
I'm buying a new Windows laptop computer after years of using a Mac desktop and enough has changed that I have no idea what to look for these days. I'd really like to run Dragon Age Inquisition on it (here's the specs for that) and I'd really like to buy it from someone reliable. [more inside]
I've just learned to ride a bike for the first time as an adult, and now I'm trying to buy one. Catch: I know nothing about them. [more inside]
My husband is interviewing in Denver this week and seems to have a good shot at getting the job. We currently live in Meridian, Idaho (just outside of Boise) and have lived here practically our entire lives. I've never lived out of state, though my husband has. Help this security-needing, plan-making, organizational freak make sense of a big-for-me move! [more inside]
I want to start listening to audiobooks on long hikes and drives. Specifically I'd like to start with an unabridged "Lord of the Rings," but eventually others. How do I obtain them as plain mp3s? [more inside]
I'm an inexperienced driver in LA who is starting researching how to buy a car (I'm considering both new and used at this point but probably the latter is more likely; I'll definitely be going to some dealer showrooms) for the first time. I don't know much about cars and I am feeling a bit lost. [more inside]
Tomorrow I begin my very first tour of local used car dealerships, ISO a reasonably-priced Suburu wagon. I've bought and sold several vehicles via Craigslist, and done my share of haggling and getting haggled (haggled at? behaggled?), but only with individuals, not corporations. Do the same rules of etiquette apply? [more inside]
Trying to buy a house. Have money for a down payment, but I'm self-employed and was turned down for a traditional loan. My parents are willing to lend me the money I'd need for the balance, and have me pay them back with interest, á la a mortgage loan. Is this doable? [more inside]
I have wanted a baby grand piano in my home for a really long time. The stars have aligned to make this happen. Now I have been tasked with researching how to go about purchasing a piano. Help! [more inside]
How often does the freight train pass by this house I wanna buy? is it annoying? I wanna buy a house near here and I am curious how often the trains pass by, if it will be annoying or not. Can anyone find a schedule of the trains that pass by so I can go stand there while it passes by and see how annoying it is? Does anyone have history or advice on living near train tracks?
I'm looking for a piece of hardware but don't know what it's called, making it very hard to find it online. [more inside]
I just moved to Charlottesville, Va from California. Bought a car here quickly after getting here through Carmax which I am realizing now is way too nice, my car payments are too much ($247/month) and I worry too much about when parking, driving etc. (a 2010 Toyota Prius, 6 year loan that I owe 15k on). [more inside]
Mrs. Thistledown has been working on a novel, but getting motivation to write has been difficult since she spends most of her workday staring at a computer screen. Coming home to stare at another one to write is hard for her. A typewriter on the other hand... [more inside]
What is the best vehicle for long-term ownership for someone who is hard on cars? By that I mean they accelerate and brake more rapidly than they should and they are slow, but not completely negligent, to perform maintenance.
Help me find my best options for late-model used cars that have a reasonably decent towing capacity. [more inside]
My 6 year old Lenovo T61 is starting to have some issues so I am on the lookout for a new budget priced laptop. In scanning through reviews The Wirecutter really liked the Lenovo IdeapPad Flex. Engadget and other review sites seemed more meh about it though. [more inside]
I have a newly good income, a very tiny (yes, I mean very tiny) beginning of a savings account, shitty credit, a little (in the hundreds) debt and I want to buy a house. What should I do? [more inside]
I live in Vancouver and I'll be looking to buy a condo this year somewhere in Coquitlam or New Westminster. I've never bought a place before and have literally no idea what I'm doing. I'm told a Mortgage Broker is my best bet but how do I choose the right one for me? [more inside]
Should I get a mortgage even if all the house I can afford right now in the Northern Virginia (NoVa) area is $120k to $150k (according to two different calculators)? [more inside]
What would you do? Im saving money to buy an apartment. Another part of me wants to go live in another country for a few months instead. [more inside]
Last laptop I bought was from an online boutique shop about 7 years ago and am in the market for a new laptop (in fact I need three for my household right now). Stop! I don't want a recommendation on what to buy...but I do want opinions concerning laptop buying strategy. For the sake of discussion, let's presume I'm buying a Lenovo x230. The options include: Academic discount through U (I have .edu address and am faculty) Lenovo Outlet: incl. refurb and scratch-n-dent ebay other? Any Dos and Don'ts about the process?
What is with the bad photos on eBay? [more inside]
Is there anything I should look out for or try to get when buying a car in a really hot, humid climate? [more inside]
I need to buy a couch, and for it to be comfy, decent-looking, relatively inexpensive, and bedbug free. I have an idea of the dimensions that my place can accomodate, but almost nothing else. Right now, I don't even know, what I don't know. How do?! [more inside]
I'm furnishing my apartment on a truly shoestring budget, and need to buy a bed for the first time. I know nothing about buying beds besides the concepts of frames, mattress and boxsprings (well, that and buying new to avoid bedbugs). What kinds of factors should I be considering? Where and how should I be buying my bed? What's a reasonable price? Please educate me! This is in the U.S.A. [more inside]