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58 posts tagged with budgeting.
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Financial anxiety! I am a lucky bum, but can't stop worrying.

I'm dealing with a lot of financial anxiety, even though I'm in a place that I know many people would envy. Does anyone have concrete advice for managing illogical anxiety over money, savings and employment? [more inside]
posted by anonymous on Nov 9, 2014 - 11 answers

How much should we budget for home maintenance?

How much should we budget for home repairs? The internet gives pretty varied advice. 1% of the purchase price per year? 4.5% of the purchase price per year? [more inside]
posted by anotherpanacea on Nov 2, 2014 - 19 answers

How to Plan for Unpredictable Irregular Expenses

Is there an easy way to track and prepare for this one irregular $20 charge that happens 7 times a year at intervals I can’t really predict? [more inside]
posted by Hermione Granger on Oct 7, 2014 - 9 answers

Help me compare carriers of low-cost phone plans?

I'm wasting a ton of money on my current cell phone/home internet plan. To tighten up, I could pay the cancellation fee to AT&T, and for almost a third the monthly cost, give up the home network and switch to something like ConsumerCellular or (from a comparison website) T-Mobile's Simple Starter plan (600 minutes, 500 messages, 2GB; data pass available for unexpected overage; I can keep my iPhone 4). Roaming is not a big issue. [more inside]
posted by mmiddle on Sep 19, 2014 - 15 answers

Is the commute worth it?

My boss is asking me to take on a long commute for no additional compensation. Is this reasonable? Snowflakes inside! [more inside]
posted by cosmologinaut on Sep 8, 2014 - 18 answers

Whether to spend a whole year's salary on a car

I make $93,000 net a year and want to buy a $95,000 car. I'm 28, and keen to enjoy life before I get tied down with family and other commitments. I'm seeking your wisdom. [more inside]
posted by anonymous on Sep 3, 2014 - 92 answers

Suburban living for the single guy?

Please help me decide whether I should ditch the suburbs and move to the city. [more inside]
posted by rippersid on May 25, 2014 - 32 answers

Budgeting 101?

Can you recommend budgeting and personal finance courses, or where I should be looking for such a thing? [more inside]
posted by anonymous on May 13, 2014 - 13 answers

is long-term care insurance reliable?

I have been paying $100/mo. for several years now for long-term care insurance with a carrier that is as good a bet as any in the market. But that is a big hit in my budget, and will be even bigger when I retire in a couple of years. It's kind of early in the overall history of this kind of insurance to be drawing conclusions from gathered data, but worst case, it could be just another corporate sleight-of-hand deal for sucking money out of the paycheck-to-paycheck crowd. I can not rely on family as an alternative strategy; I am in fairly good health so far. Should I consider this an essential expense?
posted by mmiddle on Jan 27, 2014 - 18 answers

How much do you spend on food in a month?

I just downloaded the mint.com app and found to my absolute horror that partner and I are spending $1300 a month on food (!!!) Surely this cannot be right. What does your budget look like and what is an average spend for you? [more inside]
posted by everydayanewday on Nov 29, 2013 - 79 answers

Recommendations for an online meal planner?

I need to be better about managing my grocery budget and streamlining my time in the kitchen. I've just started poking around for options but I'm eager for hive mind recommendations. The main caveat is that I'm in Canada, which has ruled the promising foodonthetable.com. Something that allows you to cost meals fairly easily would be nice. Please pardon any typos--mobile AskMeing is a bit tricksy.
posted by Decimask on Nov 28, 2013 - 7 answers

iPhone budgeting app with multiple users?

I'm looking for suggestions like Toshl in the budgeting / family expenses app department. [more inside]
posted by glaucon on Nov 19, 2013 - 9 answers

What bank will let me open multiple free accounts?

My best financial habits existed when I had an ING account with multiple sub-accounts, each corresponding to different money categories (bills, clothes, food, etc). I split my paycheck into all of these accounts as soon as it came in, and anything left over was free spending. These accounts were free to set up and there were no fees for transfers or anything. ING was taken over by Capital One and as far as I can tell no longer offers this. Are there any banks that do? Alternatively, what (free) budget tools or websites will help me achieve the same functionality?
posted by schroedinger on Aug 7, 2013 - 16 answers

Dollar bills, y'all

Piggybacking on this question: I've had several friends who have had success with Dave Ramsey/FPU, but I don't like the emphasis on "biblical principles" (among other things). But because we get easily overwhelmed by too many options, I think we'd benefit from a really specific financial program that tells us exactly what to do, step by step. Other suggestions, or should we just suck it up and, uh, go with God? [more inside]
posted by Madamina on Jul 27, 2013 - 7 answers

How much does oil heat cost in Milwaukee?

I'm trying to find information on how much I should budget for heat in an apartment that uses oil heating. If you use oil heat, can you give me an estimate of your bills for that service as well as how many square feet you are heating? I'm in Milwaukee, WI.
posted by philosophygeek on Jul 22, 2013 - 6 answers

I get a check on Friday, but it's already spent.

I'm desperately trying to become an adult (finally!), but I can't wrap my head around 'classic' budgeting software. Suggestions and tips to find what I really need? [more inside]
posted by hanov3r on Feb 14, 2013 - 28 answers

Seeking affordable financial planning/tax help!

I'd like to have a professional guide my new husband and I through filing taxes jointly, investing and saving for future goals, and so forth. How on earth do I find a financial planner to help us get started? [more inside]
posted by The Biggest Dreamer on Jan 21, 2013 - 4 answers

The troubles of coming in under budget

I have $300. Do I buy a stand mixer, or dump it into my savings account? This is more about the principles of frugality/growing up than the specific item. [more inside]
posted by itesser on Nov 16, 2012 - 42 answers

Help us decide if our budget allows us to purchase a multi family home!

[BudgetFilter] We're about to purchase a 3-unit multi family home in a desirable downtown area near a large park designed by Frederick Law Olmsted. The rental market in our city is very strong and continues to get stronger. Does this potential budget make sense and put us in a good financial position for the future? Details and actual budget numbers within. [more inside]
posted by elisenavidad on Aug 15, 2012 - 11 answers

Help me track my income and spending.

Turn me into a god damn personal finance Tyrannosaurus -- I need ways to track spending on the go, Mint best practices and statistics tips for the always-late bill payer. [more inside]
posted by anonymous on Jun 8, 2012 - 15 answers

Socialising on a budget

Socialising on the cheap. How does one do it? [more inside]
posted by Ziggy500 on May 15, 2012 - 13 answers

Financial responsibility for dummies

Hey Mefites! Please help me become more financially responsible. I don't think I live particularly extravagantly but I don't even know how to start budgeting. I live pretty much paycheck to paycheck. I feel really bad about this, and could do with some ideas about how to build up a money-tracking and budgeting plan from scratch. [more inside]
posted by Ziggy500 on Feb 29, 2012 - 26 answers

Debt-free's the way to be

I'm trying to get serious about paying down my student loans and car loans, but I'm not quite sure where to start. [more inside]
posted by chara on Jan 18, 2012 - 17 answers

We may own a house in two years

This Christmas we were told by my Dad that he will be giving us his house when he moves out of state. It doesn't have a functioning kitchen (no sink, just a fridge and a microwave and he washes his dishes in a tub with water from the bathroom) The house has charm, and there could be plumbing problems and it's also in a dicey neighborhood. So my question is this: What do we do with this house? Fix it up enough to live in it for the price of utilities and taxes for a few years so we can go back to school? Try to sell it without even fixing it (we'd get maybe $20,000). Fix it up and become landlords after living there for a few years? [more inside]
posted by anonymous on Jan 8, 2012 - 13 answers

I have no idea how I'm going to plan the wedding.

I have come to realize that I am terrible at planning in most areas of my life: education, finance, events, daily tasks etc. How do I become better at looking ahead, seeing what's coming and acting now so that the future doesn't suck? [more inside]
posted by talkingmuffin on Dec 28, 2011 - 8 answers

How do I operate a budget?

Personal Finance and budgeting 101 for the low income world traveler. [more inside]
posted by slartibartfast on Dec 28, 2011 - 15 answers

Budgeting without the Maruchan diet

Help a capitalism n00b manage her soon-to-exist money. [more inside]
posted by mokudekiru on Dec 19, 2011 - 21 answers

How much money do I have left in my pocket?

Looking for an iPhone app that helps me keep a tally of how much I am spending as I go -- cash, online purchases, etc. An on-the-fly "budget" that just counts down to zero. [more inside]
posted by amanda on Nov 30, 2011 - 17 answers

Financial software for virtual sub-accounts?

Can you recommend financial software that can deal with virtual sub-accounts? [more inside]
posted by medusa on Sep 15, 2011 - 6 answers

How much time do you spend budgeting and tracking spending?

How much time do you spend each week or month budgeting, tracking spending, thinking about your money, paying bills, etc.? These are tasks that I hate, and I , therefore, do not dedicate enough time to do them. Right now money comes in (paychecks are automatically deposited into my checking and savings accounts) and money goes out (bills are paid automatically by my banks and I spend cash and use my debit card). However, I'm not tracking everything I spend (I know that I should be), and I'm not budgeting for the future. I have a (very) small savings, but basically live paycheck to paycheck. I know that tracking spending and budgeting are the way out of this trap, but I'm loathe to get started (again--I've tried before), because of how much time I anticipate it will take. If you are tracking spending and budgeting on a regular (weekly?) basis, how much time does this activity take in order to have a clear picture of your finances and adequately plan for the future? Thanks in advance for your replies.
posted by buddylove on Sep 14, 2011 - 21 answers

WHY mint.com!? WHY ARE YOU A BIG DODO!!? :'( Just print the report!

How to make Mint.com work for me? / Screen shot of whole webpage in IE8? [more inside]
posted by xicana63 on Aug 15, 2011 - 7 answers

Advice for people starting their first salaried jobs?

Advice for people starting their first salaried jobs? [more inside]
posted by inTikiwetrust on Jun 19, 2011 - 21 answers

Free alternative to MyFoodDiary.com?

Friend is trying to cut costs in her budget. Does anyone know a website that's as comprehensive and easy-to-use as MyFoodDiary.com, but doesn't cost $9 a month? [more inside]
posted by ®@ on Apr 28, 2011 - 17 answers

How can I build a better budget?

Special snowflake budget filter: I tracked my spending in 2010, how can I improve my budget for 2011? [more inside]
posted by gillianr on Jan 4, 2011 - 14 answers

So what about Mint?

I like Mint.com and I want to use it. My wife, she disagrees. This has caused some consternation. Maybe you can help. [more inside]
posted by kbanas on Nov 10, 2010 - 45 answers

How to set up a montly spending budget as self-employed?

Self-employed types with variable monthly incomes: how do you set up and stick to a monthly spending budget? [more inside]
posted by El Curioso on Aug 30, 2010 - 7 answers

Looking for a program that will track deposits and expenses

Looking for software or an app that will allow me to track expenses via SMS, but that will also allow me to track how much money is left in my account. [more inside]
posted by reenum on Aug 23, 2010 - 3 answers

How can I make a budget we can BOTH stick to?

Our household income has been cut in half in the last six months and although we theoretically have enough money to get buy, we keep running out. We're really bad at this. Help? (details inside) [more inside]
posted by threeturtles on Aug 21, 2010 - 36 answers

Quicken and Mint - The best of both worlds

Please help me find financial management software that both (1) keeps data in sync when used on multiple devices and, (2) works offline. [more inside]
posted by Vorteks on Apr 22, 2010 - 10 answers

Looking for budgeting software with specific features

Help! I am SO confused about picking the right budgeting software. I am looking for a budgeting software but I have a lot of parameters. I have read the previous threads but it seems like nothing does exactly what I want it to do. Paramemters below. [more inside]
posted by Brittanie on Mar 29, 2010 - 4 answers

Can I 'prepay' my credit card and use it like a debit card to help me spend more responsibly?

Can I 'prepay' my credit card and use it like a debit card to help me spend more responsibly? [more inside]
posted by Salamandrous on Jan 12, 2010 - 23 answers

How do people afford kids and also have time for them?

Time, money, work, and children. How do people do it? It seems we could afford it, or have time for it, but not both. [more inside]
posted by rabbitrabbit on May 14, 2009 - 15 answers

How much headroom?

Household-budgeting-filter: how can I determine how much "wiggle room" or safety margin will be needed to cover unexpected expenses? How much do you allow, and has it been sufficient? [more inside]
posted by yersinia on May 11, 2009 - 15 answers

Online Budgeting minus the Online.

Do any online budgeting tools exist that (a) allow manual entries and (b) don't require any access to my account information? [more inside]
posted by Raze2k on Feb 23, 2009 - 6 answers

simple budgeting question

If you earned $2500 a month after taxes, and you paid about $1000 on rent/bills/groceries/fun, how much of the remainder would you pay toward a credit debt of $6000 at 9% and how much would you put into savings at 4.5%?
posted by anonymous on Jan 5, 2009 - 29 answers

How to stop living in a landfill and get solvent?

I'm drowning in clutter and my bank account is empty. How do I change? [more inside]
posted by anonymous on Oct 29, 2008 - 24 answers

Basic costs for simple web development?

I am writing a grant for a project that will include some relatively simple web development. Please help me with some rough estimates for labor and equipment costs. [more inside]
posted by googly on Oct 29, 2008 - 5 answers

lock in or take my chances re heating oil rate?

I'm looking for thoughts on whether I should lock-in a heating oil rate of 3.79 for the season. [more inside]
posted by madamjujujive on Oct 1, 2008 - 11 answers

Amazing budgeting program with bonus of an iphone app?

Are there any fantastic web-based budgeting softwares that also have iphone apps?? There seem to be a lot of flimsy iphone budgeting apps, but I'm looking more for a serious budgeting program that has the added bonus of an iphone app. [more inside]
posted by nataliecay on Jul 31, 2008 - 3 answers

View my savings as separate sub-funds?

Personal Finance Filter: Is there an application that can help me track money in separate accounts AND what that money is earmarked for AND keep a log of the movements? [more inside]
posted by forthright on May 29, 2008 - 9 answers

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