When is it ok to finance "toys"? We have a budget, all bills are paid, we are saving a set amount every month, the only debt we have is our cars and house. No credit cards. Each month we have about $900 left over. Between the both of us, we have a wish list including: a four wheeler, a vacation and cosmetic home improvements. Facts and opinions welcome. Should we save til we can pay cash? Or is it "ok" to finance, some or all of our wish list? [more inside]
posted by kgreerRN on Sep 16, 2009 - 32 answers

Can anyone recommend a good template for tracking multiple savings account balances in Excel? [more inside]
posted by IanMorr on Jul 6, 2009 - 5 answers

Obvious or creative--shameless or shady, even!--ways to cut costs and live cheap? [more inside]
posted by HotPatatta on Aug 19, 2008 - 68 answers

I have managed to run my once-great credit into the ground. What now? How screwed am I, and for how long? [more inside]
posted by anonymous on Jan 30, 2008 - 10 answers

Asking for a friend: She will be going to Thailand to teach students mostly from Burma and needs some advice. [more inside]
posted by gauchodaspampas on Feb 22, 2007 - 3 answers

SaveMeMoneyFilter: What are your best ways of cutting costs/saving money but still maintaining the lifestyle you love? [more inside]
posted by roundrock on Oct 28, 2005 - 47 answers