I feel like I go from one financial juicebox to another. I can't save money, am trapped in an unpleasant job situation as a result, and the whole mess has me frankly pretty depressed. Is there anything at all that can be done? Warning: long woe-is-me descriptions within. [more inside]
Is there an easy way to track and prepare for this one irregular $20 charge that happens 7 times a year at intervals I can’t really predict? [more inside]
Household finances: My SO and I have started to give ourselves "allowances" to put an outer limit on our discretionary spending. Have you done something similar? What did and didn't work? Any thoughts on the specific questions inside? [more inside]
Looking for an online savings account or an elegant non-spreadsheet method to track my savings goals. [more inside]
Need budget/bookkeeping software recommendations. Difficulty: Mac-compatible. Additional difficulty: It's for projecting/tracking expenses for NIH/NSF-awarded grants in an academic setting. Inside I give a list of requirements (most of which aren't grant-specific) and you tell me what software packages can accomplish 'em. [more inside]
I realized shortly after asking this question that I should have made it more directly about how to budget with an irregular, unpredictable (freelance) income. [more inside]
I'd love to get a handle on my money the same way I'm getting a handle on my eating. I've been using Fatsecret and its corresponding Android app for several weeks now to lose weight...and it's working! I think the reasons it works for me are A) it forces me to eat consciously; I know I will be entering the calories, so instead of scarfing eight cookies, I'm counting so I can enter the right amount in Fatsecret later, B) It's simple (takes only a moment to choose a food, dropdown menu for portion, barcode scanner/can enter food anywhere with app; I don't have to think about when, what, how often to eat), C) It's almost like a game (Hey, only 74% of allotted calories today! Woo!) I want something like that for money. [more inside]
What's a good tool for keeping track of expenses on a film production? [more inside]
I need software to manage my personal & business budget. [more inside]
I'm moving to LA soon and have two questions. First, I have a rental budget of around $1200 to $1500 a month for a one-bedroom (not a studio!). I want to live close enough to enjoy all that LA has to offer but not so close that I have to pay way more for a lot less. Any ideas on areas of town, specific rental agencies, websites, complexes, etc. Second, is living out there really all that much more expensive than saying living in Houston, Texas for example? Can anyone offer specifics on what costs so much.
Is there a formula somewhere that will help me determine how much I should be paying for rent based on my income? I’m moving to Boston, and I think I am looking at places in the correct price range, but how can I be sure? Let’s say my partner and I make a combined income of $65K. Is there an online tool that can help me plug in my estimated monthlies and come up with the declaration: Since you are living in TownX, you should pay between Y and Z in rent. Any more, and you’re going to be setting yourself up for disaster!