Due to a series of unfortunate events I'm now homeless and lost all my savings. Looking for overall advice how to rent a room in NYC and survive. [more inside]
I'm looking for a desktop (tower) PC of solid quality that can be purchased and delivered to my house for less than $1000 in Sydney, Australia. Can you recommend any? [more inside]
My partner and I haven't always been good at tracking or controlling our spending. After looking at a couple of years of spending data from various sources, we've finally nailed down a monthly household budget, and we're hoping to implement it starting tomorrow (start of a new month). Now the question is how to make sure we stay within our spending limits for each category. Herein be snowflakes... [more inside]
I'd like to spend ~$300 on a viola to be used by me for experimental purposes. Should I buy online, from a shop, from craigslist, or? [more inside]
My best friend (really, my sister for all intents and purposes) just had a baby. She has a 3-year-old boy who is super, super precocious (as in, "name all the parts of your mouth" elicits responses including "hard palate" and "uvula"). He's excited about having a baby sister but I know that there will be some dislocation as he adjusts. I want to do something cool for him so that he feels special in this first period of time where things are likely pretty weird. [more inside]
I am new to You Need a Budget so I'm trying to get everything set up properly. I have one thing that I don't know what to do with - I have a credit card that, for now, is being paid by someone else. When I set this up as a credit card, YNAB counts it as debt that I should be budgeting for. Really, I want to set it up as an income of $200 monthly. Any input on how to set this up, which type of account? "Cash" or something else? Thanks in advance!
I have a week off next week, and am looking to book a last-minute trip to somewhere warm for a few days, flying from the northeast US. I'm thinking the Caribbean or Mexico, but open to other ideas. My budget is up to $700US for flights and 4-5 nights accommodation, and I don't want a spring break type trip. Am I asking the impossible? [more inside]
I'd like to start putting the details of all my grocery receipts into a spreadsheet. What's the simplest and quickest way to do that? [more inside]
I'm about to make more money than I ever have before. Help me figuring out saving and investing. [more inside]
We are thinking about quitting our jobs to travel for a year or so. I'm looking for general advice regarding RTW kind of traveling as well as traveling as a couple. [more inside]
How do we argue/negotiate with our contractor on construction overruns without being jerks? Beans and snowflakery inside. [more inside]
I recently asked someone at work for our operating budget for the purpose of registering for software discounts. I was given a number and it didn't quite make sense to me. I think that there may be at least two definitions of 'operating budget'. The workplace in question is a 501c(3) non-profit if that changes the definition. What would be tallied to make up the operating budget?
How much should we budget for home repairs? The internet gives pretty varied advice. 1% of the purchase price per year? 4.5% of the purchase price per year? [more inside]
Hey Internet. I want to get my long, thick, curly hair cut for less than $100, preferably closer to $50, in NYC, Brooklyn, or NJ (northern/central). Help? [more inside]
One thing that my wife and I would like to do soon is a longer bike trip. We have ideas about taking four months [may through august] to cycle across [mostly] western Europe. Can we afford to do this? [more inside]
Currently employed in retail working my way through college. [more inside]
Is there an easy way to track and prepare for this one irregular $20 charge that happens 7 times a year at intervals I can’t really predict? [more inside]
I had my life changed recently by a magazine article that showed me how to prepare a complete dinner for the whole week in 10-15 minutes per night with a few hours prep on Sunday, all for under $100. But it seems to be the only article of its kind! Please help me find more. [more inside]
I need help thinking of cool ways to spend $30k or more for high school physics equipment! If you're a physics teacher, or had a great physics teacher in high school (or college), tell me what equipment makes for inspiring and effective physics education. [more inside]
I feel like we're paying for our architects' professional development... which might be ok if they had given us a little more notice, but it came up suddenly and without much warning. [more inside]
I am in need of some pampering. So is my SO! We are just a little stressed from being busy, but we always set aside a few nights a week for just relaxing. What at-home spa activities do you like to do to help you relax? We have tried giving each other massages, clay masks, and baths. I want to know what you do, or want to do! Snowflake details inside. [more inside]
We (myself, husband and 10 year old son) are hopefully making a return trip to Japan in November. While we were planning on mainly visiting Shikoku and Kyushu, we are open to suggestions. MeFi has been awesome on the travel front before, so hoping you can help again. [more inside]
Help me buy some great-looking men's suits without breaking the bank. I'm not well-educated on the subject, and I want to look good but avoid spending more than I have to. [more inside]
I have been using Quicken to track my expenditures for more than ten years. But I'm stuck on how to use the information for budgeting, because every expense category is so variable. How do I do this? For the sake of this question, assume I'm trying to calculate the minimum salary I'd need from a new job. [more inside]
It looks like I will be moving to LA in as little as 6-8 weeks. I would like to use a moving company to make this happen as my parents and friends will largely be unavailable at the time I need to go go go. Can you recommend a moving service in San Diego, and can you tell me what I should be aware of from a safety, budget, bargaining, etc standpoint? [more inside]
I've had a fantasy that has been rolling around in my head for the past 15 plus years of opening a small public aquarium. It's always been the sort of things that I thought to myself "If I ever won the lottery one day." level of realism. Over the past year or so, I've been getting encouragement from friends to actually go for it. While I still thinks it's just daydream fodder, I sort of want to figure out a rough idea of cost to see just how crazy the idea is. The problem is, I have no idea how to figure that rough estimate of what it would cost. [more inside]
Is it a faux-pas to not provide dinner for a party held during dinnertime? Also, need more suggestions for a first-time party host! [more inside]
BeMyTravelAgentFilter: Help me figure out a way to make a trip from the Bay Area to New Orleans doable and affordable - when driving is not an option. [more inside]
This question was posted three years ago, but none of the answers seemed to have worked out and technology moves so fast that I thought I'd check in. Is there a budgeting program that will let me do a biweekly budget? [more inside]
Can you recommend budgeting and personal finance courses, or where I should be looking for such a thing? [more inside]
I have $13 to my name and a long list of financial obligations. Can you help me prioritize them? [more inside]
I'm headed to San Francisco for a week at the end of the month. Work will reimburse up to $190 per night for a hotel. I really want to stay downtown for easier access to restaurants, bars and nightlife. I'm fine with driving to and from the worksite. Which hotel(s) would you recommend?
MeFites have always been pretty good at giving basic financial advice, like how to start saving, building a budget, getting out of debt, etc. I'm there already. I find myself in the surprising situation of being comfortable these days, and I'd like to know: what's next? [more inside]
I have several goals that I have been working on for a long time, and I never seem to keep up with them. They're pretty standard - stick to my budget, develop an exercise habit, spend more time with friends and less time watching tv, etc., and I usually start out well, but fizzle quickly. I'm looking for resources that will help me create and sustain my plans better. [more inside]
My son's piano keyboard broke, it was 10+ years old. His birthday is coming up, and I would like to get him a piano keyboard with midi/usb (for making music) for his birthday. It can't be too expensive - I'm thinking $80-200 range, but a little outside is fine as well - but I don't want to get him a piece of junk either. I could use some advice, since I don't know much about keyboards and would like to keep it a surprise without picking something silly. [more inside]
How do you budget? [more inside]
My girlfriend and I have won a week's holiday in Paris over the new year period. Flights, bed, and breakfast are covered -- how can we stretch our food and entertainment budget? [more inside]
We are a married couple with one child who is old enough to require their own room. If we're leaving from the midwest of the US, and plan to stay for two to three weeks, is $9k USD a realistic rough estimate of the amount we ought to budget for the trip? [more inside]
Which healthy grocery items/nutritional supplements/dietary interventions have you found to be worth the splurge, and how/why? [more inside]
My girlfriend and I both have some time off between Christmas and New Years Day. We'd like to take a one-day roadtrip somewhere along the southern California coast, get a hotel, hang out on the beach a while, sleep, come home the next afternoon. We're located in Santa Monica, and on a pretty tight budget. Ideas for great little spots/hotels? [more inside]
A previous question about affordable men's style generated a recommendation for Dappered. Dappered has helped in a couple of cases, but its glib self-importance, aspirational posturing, and adolescent dating advice (from a real, live woman!) make me feel like I'm reading a 19-year-old's advice for the varsity jacket crowd. What are some alternatives that do stick to a similar, relatively sensible budget and don't descend into tedious aspirational window-shopping, as many other fashion and consumer design blogs do?
I am looking for an iPhone app that will allow two users to track their spending for a shared budget. [more inside]
My in-laws in South Carolina, who don't have a stellar history with money, are facing some challenges that are really restricting their circumstances. They're not against cleaning up their act in terms of budgeting and being smarter about money, but don't really have a head for it. What's the best way to help from a distance? [more inside]
I'm in the process of writing a budget for my department for 2014. I've just been given a title bump with the promise that a pay raise will be coming when cash allows. Should I include my expected pay raise in the 2014 budget as a line item for my salary? I haven't been told what it is, but I have a good idea what it should be.
I need to be better about managing my grocery budget and streamlining my time in the kitchen. I've just started poking around for options but I'm eager for hive mind recommendations. The main caveat is that I'm in Canada, which has ruled the promising foodonthetable.com. Something that allows you to cost meals fairly easily would be nice. Please pardon any typos--mobile AskMeing is a bit tricksy.
What strategies can I use to convince my husband to more openly discuss our household finances with me? [more inside]
I'm living with just shy of $50,000 of debt. That's actually pretty crazy to say. $18k of it is credit card debt. $22k of it is owed to the IRS (terrible decisions while freelancing). It was recently down to $20k, but I missed one of my monthly $500 schedule payments so I got hit with a sizable penalty. The rest of it is a Sallie Mae student loan. [more inside]
I am a frequent buyer of <$5 books on Amazon. Lately I am interested in math treatises but have been unable to find any that aren't way out of my price range. Am I being way too demanding? [more inside]
My wife and I got HTC Sensation cell phones from Cincinnati Bell in Nov 2011. The contract will expire shortly, and I'd like to find alternatives that would save us some money. We're generally happy with the hardware, so I see little incentive at this point to get rid of the phones. Does anyone have any experiences, good or bad, that they can share regarding switching from Cincinnati Bell to a prepaid or other budget carrier? We would both need voice and data (though not a huge data plan), and my wife needs SMS messaging (I use Google Voice). Thanks!
I'm interested in finding online sources of precious-metal jewelry at a low cost. For example, a site that had solid gold/gold plated/solid silver chains to put other jewelry on. I know ebay has a good selection, but I have found that things have been mislabeled (ie something marked solid gold that is obviously not). I also know there are some things like that on Etsy, but there has to be a source of their supplies. I'm more interested in the low cost side than the artful jewelry side (I already have lots of sites like that to drool at!).