Is it ethical to go with the best deal on a mortgage that is NOT through a broker even when my broker did a bunch of "free" work that opened up this opportunity? [more inside]
I assumed it was Southern California but a lot of places that used to have them, don't any longer. I assume due to the rising value of the real estate. So where are the most bungalow houses per capital in terms of areas or cities?
I'm thinking seriously about putting my home on the market (north of Boston). Which questions should I ask potential realtors? [more inside]
My partner will be attending Stony Brook University for Medical School starting this August. We need to move out of our current Brooklyn apartment at the end of June. In NYC, finding an apartment seems relatively straightforward - there's plenty in our price range on Craigslist, and we have friends and social connections to speed things up. We have no idea how to easily find an apartment in the Stony Brook or larger LI area by July 1st. Help? [more inside]
I have worked for the federal government for five years (2 on Capitol Hill and 3 in SLC) and also for a well respected local nonprofit here in Salt Lake City, UT for the past two years. I'm Associate Director and things are good. However, unless I become Exec. Director there isn't much upward mobility. Plus, I wrote another question earlier this year about avoiding burnout, which is a problem with nonprofits, long hours, small staffs, etc. What I'm saying is I can't see working in the nonprofit world long term. I don't really see myself transferring to another nonprofit in town either. [more inside]
How do I find an insurance broker? Portland edition. [more inside]
The typical craigslist apartment ad in Boston might have (in addition to the craigslist anonymous email) a broker's corporate email, a corporate phone, or a cellphone. What is the most effective endpoint to deliver inquiries to, and at what time should it be done? [more inside]
NYC MortgageFilter. We want an affordable 30 yr fixed 80% LTV co-op loan that underwrites quickly - but! With either ethical considerations or portfolio from a local lender. Need reccs. for lenders and especially loan officers please; or really savvy NYC mortgage brokers. [more inside]
My wife and I will be sitting down with a real estate buyer's broker over the weekend as we start our home search. The broker would like to represent us exclusively, which I'm not necessarily averse to, but I'd like your recommendations for how to chose a broker to help us be certain she would be the right fit before wasting our time. [more inside]
I'm doing a 3-month internship in Seattle this summer and I'm looking for an apartment. My budget is $2-3k/month. I think it would be too big a hassle to find a place myself (I'm only interested in apartments that are walking distance from the office), so I'd like to find a broker instead. How do I go about doing this? Thanks!
I married my wife this spring, and we're ready to get out of an apartment and into a house or townhouse. We're going to talk to some mortgage broker she found online today, and I'm not really sure what I'm supposed to do. I've printed out all the forms they've asked for, but I have no clue what questions I should be asking. Our communications with the guy we're seeing have been great and he seems helpful, but I'd love to hear your mortgage advice/stories. Also, if any Houstonians have specific recommendations I'd love to hear them as well. [more inside]
Hi, I would love any recommendations people in the Boston area might have for rental brokers for an apartment in the Boston area, specifically nearish to Tufts. Someone who has successfully worked with a family with a small child would be ideal. General apartment hunting tips are also welcome. More details inside... [more inside]
My lovely daughter and her friend are graduating from college in May and looking for an apartment in Brooklyn. [more inside]
My wife and I are going to dip our toes in the stock market. For the foreseeable future, I see us doing nothing other than buying (hopefully) reliable dividend-paying stock and holding it for the long- long-term (like 30 years or more potentially). We won't be doing options or even active trading other than occasional additional purchases. Who of the cheap online brokerages should we use? [more inside]
Seeking insurance broker recommendations for a new family in NYC. Co-op, Auto, and now with progeny, Life. Obviously want a person/office that we can trust, and will look out for our interests in the long haul. We live in Queens, and work in Manhattan. Bonus question: are any brokers fee-based, or do all work on commission-type arrangements?
Looking for a local Minneapolis Mortgage Broker. Anyone have someone they would specifically recommend? [more inside]
Tell me about your NYC apt hunting horror stories... [more inside]
We need to buy a used car in Phoenix, Arizona. We know roughly what we want, but we don't have time to shop for it, and we're currently in another state anyway. Can we hire some kind of agent in the Phoenix area to car-shop for us? [more inside]
My car's busted beyond all repair, but the mechanic found me a fantastic price for it - should I tip the mechanic?
My car's busted beyond all repair. Can't drive it off the mechanic's lot. But the mechanic found me a buyer who has offered me a fantastic price for it - should I tip the mechanic for finding the buyer? [more inside]
Asking for a friend: I'm in the U.S. and require the services of a stock broker licensed in Korea who speaks English and has experience handling U.S. clients. I'm looking for any referrals to firms or individuals who work with well known firms. Feel free to MeFi Mail me if you'd rather not post publicly. Bonus question: For circumstances beyond my control I need to take direct ownership of an interest I have in what will become a publicly traded Korean company. I plan to speak to my tax adviser, but are there any particular considerations I need to be aware of in obtaining and holding this investment? My understanding is that I need a licensed broker to take custody for me. I also understand that South Korea is a relatively friendly place for U.S. foreign investment. Thanks!
Do we, as unique special snowflakes, really need to use a buyer's agent? My husband and I are at a crossroads about whether to work with one or try to do without. Inside, I give a ton of personal details and you tell me who is right and who is wrong! [more inside]
Does anyone have a Minneapolis Mortgage Broker that they really loved and would love to recommend to my wife and I? [more inside]
We're in contract to buy a house. It's taking forever to get an appraisal. What's going on? [more inside]
I'm looking to buy a few dozen shares in a small company that I am fond of. These are not really for investment, although I might buy shares in the future for investment. Can anyone recommend a UK online broker? The company itself is also UK-based.
Anyone have any experience with Hook Up Tickets - hookuptickets.com? [more inside]
My mom has a lot of stuff to sell, and she doesn't want the hassle of a do-it-yourself approach. What kind of people should we involve? We're thinking maybe an ebay broker for the small stuff and an estate person for the big stuff. (Or else maybe a place like Sotheby's?) Know any good ones who serve Westchester, NY? How would we find good people? [more inside]
I'm about to sign a lease in New York. What can I do to avoid getting scammed? [more inside]
Can you recommend an independent insurance broker in Toronto, or alternatively an insurance company with whom you have had good experience, for taking out a tenants' insurance policy? I'd also appreciate any guidance with respect to whether it's a better idea to go with an independent broker, and risk getting stuck with a bad company at a better price, or go with a company with a better reputation even if the insurance costs more.
How can a neighborhood group help attract buyers to a (recent bank repo) house for sale? [more inside]
Asking Chinese Nationals: What is the best bank/broker for buying A-shares in China? [more inside]
I just learned that in NY State, real estate brokers are allowed to represent both buyer and seller. As a buyer, I don't want the seller's broker for my agent! But it may be too late.... [more inside]
A 2-part question about mortgage brokers in Canada: How do their commissions work? How do they source their deals? [more inside]
Need help finding a health insurance broker in NYC. [more inside]
Can anyone recommend an apartment rental agent or broker for someone trying to rent out an apartment in Evanston? [more inside]
I got laid off, have a 401k (in Fidelity right now) with $100k+ and want to roll it over into an IRA. I would consiter a Roth IRA if I get lucky and find a job this year because of low income so far and spreading taxes over two years. I read here about the following IRA options: Just put it into a bank...limited options and fees Put it into a self-directed IRA account with Fidelity for instance. Find a broker who will help pick investments. [more inside]
New York City apartment question: Is it normal for my broker to tell me I will receive hard copies of my lease a "couple of weeks" after moving in? [more inside]
NYC Filter - I'm moving to Queens in August, and on the hunt for both neighborhood/broker recommendations. Astoria appears to be out of the mix. [more inside]
P/T rookie real estate agent in NYC: is 25% of 3% fair? [more inside]
Stock market related questions-- help me drown in data! [more inside]
Can anyone recommend an online discount brokerage that can execute trades internationally? All the online brokerages I've looked at that do international trades at all do them over the phone and charge a lot for these trades. [more inside]
I am studying for the Real Estate Broker's exam for California. I am awful at studying in general, and have little to no real estate experience. I am not currently a Real Estate Agent. I've taken the test once, and didn't score so hot the first time and I'd like to take it only one more time. Anybody take it and pass and have some words of advice, such as study methods, programs, or books?
In June 2007, I bought a 5-year bond with a 6.5% coupon on the day it was issued. I understand how bond prices rise and fall, generally as a result of interest rates and confidence that the bond issuer will be able to repay the debt. However, I have a few nagging questions about this investment... [more inside]
My broker is trying to charge another fee to put someone new on the lease for the NYC apt. we've been living in for 3 years. Is this legal? Do I have any recourse? [more inside]
Need to transfer a large amount of money from US to UK and have a few questions about currency brokers and taxes. [more inside]
Looking for advice in negotiating with a NYC apartment broker. I know they're all "scumbags" etc, but I find myself in the position of working with a broker and an apartment I want to go for. [more inside]
Woo hoo! Just one month left in my bad apartment. Since management now knows I'm not re-signing my lease for a second year, my apt. will need to be shown (by brokers) to potential new tenants this month. Are the brokers required to make appointments with me, or can they show up whenever they want? If they knock without notice am I required to let them in? [more inside]
NASD licenses (specifically series 7 & 63) requires company sponsorship to obtain. Once obtained, you need company sponsorship to maintain the licenses. Is there a company who will maintain your licenses for you while you are not working in the financial industry? Perhaps for a fee on top of the annual registration costs? I believe you have two years from separation with your employer to obtain a new sponsor.
The real estate broker for our condo is a jackass...do we have any recourse? [more inside]
Have you had any experience with Zecco.com? Are they reputable? [more inside]
What provisions of the PATRIOT Act govern the opening of my Roth IRA? [more inside]
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