Looking at closed end high yield bond ETFs, some of them maintain their NAV (net asset value) and some have been continually dropping in net asset value (not market price although that usually happens too) over 1-2 years. What causes this and how can one anticipate a long term drop in NAV? [more inside]
Remember when you could walk into a bank and purchase a Series EE savings bond? As I'm discovering, the US Treasury no longer issues paper Series EE bonds, and has gone fully online. [more inside]
Help me, Mifi hivemind! You're my only hope! My Dad died in December 2012. He was a hoarder who often lost track of his money (and other things too). No surprise, he left a rather tangled estate, including twenty uncashed coupon bonds. All are long past maturity; I know that they stopped earning interest as soon as they matured, and probably we won't be able to get the interest, either. But I'd like to get the principal if possible, and I'm having a hard time finding out if they're redeemable at all. [more inside]
I am planning to invest for retirement (35+ years away) in a Roth IRA. I've always been told to have a mix of stocks and bonds in any portfolio, starting at about a 90/10 split for someone my age. Considering that I'm not going to touch this money for a very long time, wouldn't I be better off just putting my money into some low expense ratio index funds and skipping the bonds altogether? This seems to fly in the face of every investment advice I've ever seen, but I don't understand why. [more inside]
Looking at the market, currently, I have the same sense of foreboding I had in late 2007. If I am operating under the assumption the Dow and other stocks are going to start tumbling over the next 1-2 years, what actions should I be taking to protect my 401k? [more inside]
Changes in my career over the last couple of years have meant that I now find myself, for the first time, being in the position of having a significant amount of spare income at my disposal. Since I have recently entered my forties I plan to invest this in the financial markets, with a initial 15-20 year timescale in mind. I am looking at investing something like $1000 per month into a managed plan split over several funds. Given that I am a total newbie when it comes to investing, what advice can people give me on splitting my pot of money across low to high risk? What are classic first-time investor mistakes? I am currently thinking about something like 90% of my investment split across low to medium risk, with the rest reserved for high risk. Does that sound reasonable? Would I be shooting myself in the foot if all of my pots were in the same currency in the same geographic location or should I diversify as much as possible? [more inside]
How long will it take for medium/long-term municipal bonds to recover from inevitably increasing interest rates? For instance, taking into account the interest payments what is the timeframe necessary to hold longer term municipal bonds before you break even from increasing interest rates? Relatives of mine are invested in FHIGX and I know that as rates increase the face value of their bond portfolio will decrease but when is the expected break-even based on a historical average of say 5% short-term rates? Thank you for your help with this question.
I am 28, have a $60,000 a year job in Accounting and expect to be making close to $100,000 in seven years (after that, raises more uncertain). I want to retire some time in my early to mid 40s. I have a wife who is 34 and works as a retail manager (making about $40,000 a year). I am planning on living off of 20% of our after tax income (excluding mortgage payments). We currently do not have a mortgage but are planning on a house soon. We would like to travel at will and have the (option) of not working ever again. We also do not mind retiring in a cheaper location (Costa Rica, etc) to save on costs. What investment vehicles should I be considering given that I am retiring early? What kind of jobs that are part time could a retiree easily perform? How much money should be going in employee 401k type programs vs. individual investment options and IRA contributions. [more inside]
What are some great resources for the beginner, either online or in print, that will help me to understand how airport bonds work? [more inside]
My wife and I are going to dip our toes in the stock market. For the foreseeable future, I see us doing nothing other than buying (hopefully) reliable dividend-paying stock and holding it for the long- long-term (like 30 years or more potentially). We won't be doing options or even active trading other than occasional additional purchases. Who of the cheap online brokerages should we use? [more inside]
I know this is a long shot, but does anyone have information on how the Government of Mexico was able to convince it's citizens that investing in disaster risk management (DRM) insurance/cat bond schemes was worthy of their tax money? [more inside]
What specific kind of financial investing would give the greatest return based on a $2,500,000 investment? Stocks, bonds, mutual fund, etc?
What specific kind of financial investing would give the greatest return based on a $2,500,000 investment? Stocks, bonds, mutual fund, etc? [more inside]
Savings Bonds Filter: Which bonds should I sell or continue to sit on? Picture inside. [more inside]
I'm looking to get a better return on part of my emergency savings fund, and I am interested in I-bonds. Have you purchased any, and if so, what was your experience? I'm also interested in hearing about other suitable investments. [more inside]
I have a lot of questions about Roth IRAs and being on the exemption borderline. [more inside]
Greek Bonds: 30.03.12 They have a nominal value of 1000 euros but trade at 39 euros? How does buying bonds work, and why cant I buy just one for 39 euros? [more inside]
I just became an uncle (Yay!) and I want to get my nephew a gift to help him start saving. My first inclination was to get him a US Treasury Bond, but I was wondering: Is buying an equivalent amount in gold or silver a better long term (30 plus years) investment?
How do I pick bonds for the bonds portion of a retirement portfolio? [more inside]
What's the glue that makes people stick? [more inside]
What to buy for a 25-year portfolio other than securities and index funds which contain them if there is a large dip or crash next week?
What to buy for a 25-year portfolio other than securities and index funds which contain them if there is a large dip or crash next week? [more inside]
I'm not saying that I think the US will default in 10 days, but I am nervous enough to start thinking about covering my butt. I have some money socked away. Its not much, but its something, and I would really love for it all not to somehow evaporate. [more inside]
Let's say the Congress and the President are unable to reach a deal on raising the debt limit by August 4th. And let's just say, among the things that happen is that buyers of U.S. Treasury notes, bonds, Tbills, etc. on the August 15th Treasury sale demand a much higher interest rate to compensate for the fact that the "full faith and credit of the U.S." has been tarnished. [more inside]
How can I use my money to make even more money? Investments? Stocks? Bonds? Mutual funds? [more inside]
Can anyone tell me where I can cash some U.S. EE savings bonds in Paris, France? [more inside]
Yesterday, Mike Konczal (rortybomb) wrote the following, "The graduating class of 2011 will enter a brutal job market that will hurt its ability to be rewarded for its labor, and thus lead a full life, for at least a decade. A note to these graduates: take comfort that you must “endure” this suffering in order to placate invisible bond vigilantes and protect rentier income." What is the rentier income he is talking about? Is he saying that bond holders, generally, are rentiers?
Looking for a chart or table that broadly summarizes/compares the relative bond energies of the most common intramolecular bonds found in organic molecules (think single and double bonds among C, H, O, N, and maybe S too). [more inside]
Advice on investing in my baby's future...... [more inside]
How should I handle US Savings Bonds? My husband has a payroll deduction plan for buying savings bonds, and he enrolled years ago as a way to supplement the rather meager pension plan. This has worked well for us because we are really bad at putting money away by ourselves. The bonds are earmarked for retirement, and that's the way he wants to keep it. [more inside]
How do I buy Australian Government Bonds within Canada? [more inside]
For investing small amounts every month, is a S&P 500 index fund or a tax-free bond fund more beneficial? [more inside]
How risky are bond mutual funds? [more inside]
Seeking fire-and-forget asset class investment advice for retirement: TIPS? Global Equities Index/Wilshire 5000? I know this is mildly controversial, but it seems like the 'common sense' approach has changed lately from "stocks for the long run" to "risk = loss." See especially here. [more inside]
Speak to me of deficits. If a country goes into deficit by selling bonds to other countries' foreign banks, is that debt ever used as a geopolitical bargaining chip? Why/why not? [more inside]
Two years ago, when the DJIA was at 11,200, I thought the market was approaching its peak, and I moved money from an index stock fund to government bonds. For the next two years, I kicked myself as the market hit 14,000. [more inside]
In June 2007, I bought a 5-year bond with a 6.5% coupon on the day it was issued. I understand how bond prices rise and fall, generally as a result of interest rates and confidence that the bond issuer will be able to repay the debt. However, I have a few nagging questions about this investment... [more inside]
So, we just had a baby and grandmothers keep coming up to us and handing us checks for $50 and saying "This is so you can buy a savings bond for the baby." However, I would like to hear about alternative saving/investing ideas for my daughter. [more inside]
What's the advantage of treasuries over savings accounts? [more inside]
InvestingFilter: Is there anything inherently flawed about investing in index funds? [more inside]
Please to give ideas on depressed stocks/funds/securities to put some money into during the downturn. [more inside]
Please suggest publications or online resources you like for the purpose of monitoring the direction of financial markets. [more inside]
Strips-Tint-US Treasury (bonds)... I need to know the original cost/adjusted basis for reference number: XXXXXXXXX and XXXXXXXXX. What is my tax person asking? How do I get this info? Google has failed me.
Help me understand US Treasury securities. [more inside]
My neighbor's husband is currently holed up at Riker's while his people are scraping bail money together... She's almost there and they both have asked me to cosign the bail bond or whatever it is... [more inside]
What is a bricks-and-mortar store at which I could buy a set of model elements / bonds - the molecule model things that students use as they are learning organic chemistry? [more inside]
Can I short sell a bond? [more inside]
NASD licenses (specifically series 7 & 63) requires company sponsorship to obtain. Once obtained, you need company sponsorship to maintain the licenses. Is there a company who will maintain your licenses for you while you are not working in the financial industry? Perhaps for a fee on top of the annual registration costs? I believe you have two years from separation with your employer to obtain a new sponsor.
Does this (fictional) international finance scenario I'm writing make sense? If not, how can I tweak it so it's more accurate? (Bond traders, investment bankers, or economy-buffs, feel free to chip in!) [more inside]
Help me ascertain the correct job title for a character I’m writing who deals in high stakes international finance. Difficulty level: I have a limited understanding about stocks, bonds, or securities. [more inside]
My daughters regularly get US Savings Bonds from relatives as presents. Can I do better for them? [more inside]
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