So, lets tackle this from a different angle: I have bipolar, I want health insurance, but I
don't care if it covers
nothing about my bipolar (Meds, Psychiatrist, Therapist or, god forbid: In-patient hospital care). Is this possible/affordable? Where do I go?
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posted by DetonatedManiac
on Sep 1, 2008 -
3 answers
Here's the situation: I changed health insurance plans about two years ago ago. I have a good plan, based in Californa, that costs me about $250 a month. Since starting the coverage, my major medical expense - for about a year - have three monthly medications which I take for recently-diagnosed bipolar disorder. I have never claimed these expenses on my insurance, nor have I ever put any of my psychiatric costs on a claim. The reason is that I've been advised not to do this, especially with a bipolar diagnosis, since, in the words of my psychiatrist, "once that's on your record, you'll have a very hard time if you need to change insurance plans." (I should add that the diagnosis, while scary, and the resulting treatment, has changed my life so much for the better that I'd sell pretty much sell a kidney to keep paying for the meds, if I had to.)
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posted by soulbarn
on Oct 16, 2006 -
6 answers
