I'm a depositor, and only a depositor, at a bank. What legitimate purpose is there for the bank to run a credit check on me? [more inside]
posted by NortonDC on Aug 12, 2009 - 27 answers

Credit Card debt for teh first time in my life, I'm lost as to what my options are. [more inside]
posted by bluehermit on Aug 4, 2009 - 20 answers

What happens if I default on unsecured debt? [more inside]
posted by hardbop on Feb 10, 2009 - 9 answers

Why aren't lenders held partially responsible for identify theft? [more inside]
posted by Benevolent Space Robot on Jul 30, 2008 - 14 answers

Are there national Credit Unions? If you move, how does one access funds/do money management at a Credit Union when there's no branches of that Credit Union in your new state? [more inside]
posted by spinifex23 on Jul 16, 2008 - 15 answers

You'd think banks would want you to throw money at them, but alas. Why do online banks pull credit reports just to open a savings account, and do any banks just want your deposits regardless of your history? [more inside]
posted by moonbird on Mar 16, 2008 - 9 answers

Which banks are the most secure? [more inside]
posted by scazza on Dec 19, 2005 - 14 answers

I went over the credit limit on my credit card and got whacked with a $35 fine --- again. Are there any cards that, instead of approving your over-the-limit transaction and then fining you for it, will instead decline transactions that are over your credit limit?
posted by goethean on Jul 20, 2005 - 15 answers