The place I work may be going under. What should I do? [more inside]
posted by anonymous on May 21, 2009 - 13 answers

I'm currently working on my MBA at a relatively prestigious business school and am coming to understand that my parents are in a grave financial situation that may lead to them having to file for bankruptcy. My father's been unable to get steady work for the last year or two and my mother's income isn't large enough to maintain the household and service their debt. In all likelihood they'll lose their house in two to three months unless something dramatic happens. I'm considering dropping out of school and returning home to help them weather the storm but I don't know a) if they'd be able to stomach it, b) whether I'd be able to find a job quickly enough to fend off the fallout, c) if I'm really serious about doing this, d) if this is the right thing for me to do, and e) what it'll mean for my future. [more inside]
posted by anonymous on Apr 2, 2009 - 18 answers

I have heard conflicting information: in a community property state, if you file bankruptcy (not joint bankruptcy) is your spouse held liable for debt you acquired before the marriage? [more inside]
posted by anonymous on Feb 26, 2009 - 3 answers

How do I know if I should be considering bankruptcy? [more inside]
posted by anonymous on Feb 11, 2009 - 13 answers

My mother took out credit cards in my name. She is now filing bankruptcy, and she is not able to continue paying the debt that's in my name. My husband's upcoming job will preclude us from filing bankruptcy for the debt in my name. Is there any way I can avoid paying $35k of debt she charged up in my name without suing her or otherwise getting her into serious legal trouble? [more inside]
posted by anonymous on Feb 10, 2009 - 18 answers

I see the world, and all in it, as something vicious and ready to attack me, and that influences far too much stuff in my life. Help. [more inside]
posted by anonymous on Dec 8, 2008 - 30 answers

Question about going broke. I have been out of work a total of five months this year, having gotten laid off twice. Currently, I am not working and am on unemployment. After paying all my bills I have 65 dollars a week for food, etc... in NYC. I have 17 weeks of benefits left. [more inside]
posted by anonymous on Dec 5, 2008 - 25 answers

My Mom’s wages are being garnished by a collection agency. Can we still settle the debt? How much do we offer and where do we get the money? [more inside]
posted by anonymous on Oct 29, 2008 - 4 answers

How will a line of credit that my parents cosigned affect my ability to enter into a debt repayment plan through credit counseling? [more inside]
posted by anonymous on Oct 20, 2008 - 5 answers

I filed for Chapter 7 bankruptcy(mostly credit card debt) a couple of years ago, and it was dismissed on a technicality (missed a credit counseling class). I was going to refile as soon as I got a call from a creditor, but none of them has ever called me, and it's been 2 years now, and I'm wondering what to do. [more inside]
posted by anonymous on Oct 15, 2008 - 14 answers

Should we declare bankruptcy? [more inside]
posted by anonymous on Jul 1, 2007 - 31 answers

How do I get my debtors to allow me to pay them off on a payment plan and no further interest charges? [more inside]
posted by anonymous on Jun 12, 2006 - 12 answers

Has anyone had any experience declaring bankruptcy (either 13 or 7) under the new rules? [more inside]
posted by anonymous on Mar 25, 2006 - 1 answer