I will soon receive an inheritance of about $100,000-$150,000 (numbers are vague right now). I'm looking for tips and advice for managing that money. [more inside]
posted on Jan 14, 2008 - 16 answers

How do I, alone, financially cope with high inflation and an overheated economy? [more inside]
posted on Dec 13, 2007 - 8 answers

Does being over the FDIC $100,000 for your savings account really mean anything or signal any kind of financial danger? [more inside]
posted on Jan 11, 2007 - 21 answers

New bank for a new year: I'm looking for a bank to help with my financial future. I want a flexible bank that will let me set any number of rules on incoming deposits. I'd like $x automatically going into a IRA each month, I want 10% of any deposit going into one rainy day savings account, and maybe 5% going to another, set aside for vacations and fun. What I want is one bank account, with many sub-accounts, and automatic rules to move it around for me. Do any of the big banks offer this? [more inside]
posted on Jan 2, 2006 - 15 answers

Help me organize my finances. While reading another thread I was struck by the number of people who balance their checkbooks on a frequent and regular basis (like every day), and it made me wonder what's involved. I am one of those paycheque-to-paycheque people (rather student loan-to-student loan) and although my bills are never unpaid, I'm falling behind in other things. [more inside]
posted on Oct 26, 2005 - 17 answers

My parents used to tell me fantastic tales, that back in the day (being the 1950s), banks offered interest rates on savings accounts upwards of 10%, with almost no fees and charges. In comparison, my current bank (in Australia) offers me 0.5% interest, which is completely countered by about the first hour's worth of monthly charges. This is despite the bank being more efficient, having fewer employees, and having greater access to global capital. Can anyone tell me, if the global economy is really doing so great these days, why are savings / investment interest rates so abysmal in comparison to the past? Will this ever turn around again in the future?
posted on May 30, 2004 - 15 answers

What is the best thing to do with a small amount of money, around $5,000? Savings interest is almost a joke, CDs look attractive or maybe even mutual funds. Preferably the safer the better, as in investing it all in a high-risk mutual fund and losing it would make me cry. I've checked out "Investment FAQ" and it seems as if CDs are the best. I know little about investing but making money doing nothing intrigues me. What would be an expected return on such an investment? Is it even worth locking the money up for something like $10 a month?
posted on Mar 3, 2004 - 20 answers