My husband recently had to put $5000 on his credit card after using our emergency savings. We will not be able to pay this amount at the end of the month or in the next few months. I'm interested in the option of a balance transfer to a new card with a lower interest rate. [more inside]
Fell on some hard times in the last two years, blah blah blah...
Anyways...We built up about $18,000 in credit card debt, with little savings left....
We are slowly getting back on our feet and would like to minimize the damage of interest that will build as we try and pay this card off... [more inside]
Are there any credit cards out there that still charge interest on the outstanding balance rather than the total balance? [more inside]
A website I came across
recommended paying half your minimum payment on a credit card every two weeks (instead of one monthly payment) in order to reduce your average daily balance. Does this work, and what kind of savings would this yield? [more inside]
Is this balance transfer offer Citibank sent me a good idea? There's always a catch, right? What's the catch? [more inside]
Can a person add money to their checking account buy using a credit card balance transfer offer online and entering their Visa CheckCard number as the account to be credited?