Wondering if you could help with a risk-benefit analysis of lowering the amount of insurance on my car. I still owe money on it, but I could potentially pay it off and then save money on my insurance. BUT is the insurance good to have anyway? [more inside]
We started having trouble with our car almost a year ago. We paid $1500 for a repair that failed, and the mechanic tried twice more without additional charges. Now, it’s failed again, but the mechanic had heart surgery and closed down the shop, and I haven’t been able to reach him. Is there anything left to do, or do we just have to accept that we’re out the money without a fix, and start over with someone new? [more inside]
I have a sudden need for a car for the next several months. An awesome friend has offered to lend me his. What could go wrong? [more inside]
In November I purchased a 1985 Volkswagen Vanagon. Two days ago it was hit in the middle of the night. They drove off at the time, but came back the next morning and gave their insurance information. [more inside]
How do car dealer customer reps in the repair shop get paid? Salary? Commission? Both? [more inside]
Downsides to setting aside cash to self-insure a car? [more inside]
How can I get the best deal on a car? Based on my previous question, I haven't decided if I am going to buy or lease. For either path, what techniques and tactics should I employ to get the best deal. Where can I find reliable information on prices? Do I play dealers off of one another? This question is not about buying vs. leasing. Let's just assume I am going to buy one car and lease another. How do I get the best deal on both?
Help me decide how to finance my vehicle purchases. I need to get two cars for my family. Could be new, could be used. I want both of these cars to have very high safety ratings. Everything else doesn't really matter. I could pay cash for two new cars, but that just seems stupid to do on a depreciating asset. Is the best course of action to find two used, yet reasonably new cars and pay cash? What if we like having new cars? Should we just lease two new vehicles? I have read that the best course of action is to buy a used car and drive it into the ground. That's great, but what if I leave the country again in 5 years. And do I really want to be driving around in a Hooptie in ten years. How do I approach the whole buy new / used, lease issue.