I'm trying to lower my car insurance rates and the rep with my insurance company suggested I drop stacked uninsured motorist coverage because I already have health insurance. I understand how the stacked coverage works but it seems redundant to carry it if I have heath insurance coverage. Am I misunderstanding how UIM coverage works?
In a few months I will be moving across the country from Delaware to California for a year to maybe indefinitely. In which state should I buy a car and how should it be paid for? (Snowflake details below the cut.) [more inside]
In the state of Michigan, USA, can your auto insurance [liability+collision+comprehensive] premium be increased as a result of a collision claim for which the driver/policyholder is judged 'not at fault' by the police or court? I thought that it could, but I have a friend who is sure it cannot. Can any of you provide a definitive answer?
Should I get a lawyer, and whose insurance should I make a claim against for an auto accident that was the other driver's fault and which caused significant injury? [more inside]
My beautiful car was destroyed in a crash, someone turned in front of me and it's totally their fault. But their insurance made me an offer for about half of my car's replacement value. And I'm injured too. Now they want to cut off my loaner rental car, to pressure me to settle. How can I get justice? [more inside]
Does anyone have experiences with the California Low Cost Auto Insurance (CLCA) program, and/or any advice for applying? (Anonymous because the program is only for individuals dancing with the poverty line, and I'd rather not make my financial circumstances known) [more inside]
Is it legal to accept $500 from a car insurance company, reimbursing me for a repair I'm not going to make? If it's legal, should I? [more inside]
My car stereo just got stolen - while my car was in my driveway. Should I report it to my insurance company? [more inside]
Canadian Auto Insurance Question: Nebulous limbo time between vehicles edition. "Everybody Knows" that there is a 14 day grace period to get your papers sorted out. Is there? [more inside]
Someone hit my car. Their insurance company wants to total it. How long can I drive it before they take it away? [more inside]
How do I find a car insurance company that has good service and won't screw me over if something happens? [more inside]
My non-pimped ride (1993 sedan, BB value: $825) was just totaled in an accident with a commercial truck (the truck driver's fault, and he was cited). Are there any ways to get the adjuster to value the car more highly than $825 so that I have any chance of replacing it? [more inside]