I'm trying to lower my car insurance rates and the rep with my insurance company suggested I drop stacked uninsured motorist coverage because I already have health insurance. I understand how the stacked coverage works but it seems redundant to carry it if I have heath insurance coverage. Am I misunderstanding how UIM coverage works?
posted by photoslob
on May 16, 2014 -
In a few months I will be moving across the country from Delaware to California for a year to maybe indefinitely. In which state should I buy a car and how should it be paid for?
(Snowflake details below the cut.) [more inside]
posted by serelliya
on Mar 24, 2014 -
In the state of Michigan, USA, can your auto insurance [liability+collision+comprehensive] premium be increased as a result of a collision claim for which the driver/policyholder is judged 'not at fault' by the police or court? I thought that it could, but I have a friend who is sure
it cannot. Can any of you provide a definitive answer?
posted by Juffo-Wup
on Sep 27, 2013 -
Should I get a lawyer, and whose insurance should I make a claim against for an auto accident that was the other driver's fault and which caused significant injury? [more inside]
posted by Vectorcon Systems
on Dec 12, 2011 -
My beautiful car was destroyed in a crash, someone turned in front of me and it's totally their fault. But their insurance made me an offer for about half of my car's replacement value. And I'm injured too. Now they want to cut off my loaner rental car, to pressure me to settle. How can I get justice? [more inside]
posted by charlie don't surf
on Feb 25, 2011 -
Does anyone have experiences with the California Low Cost Auto Insurance
(CLCA) program, and/or any advice for applying?
(Anonymous because the program is only for individuals dancing with the poverty line, and I'd rather not make my financial circumstances known) [more inside]
posted by anonymous
on Aug 11, 2010 -
Is it legal to accept $500 from a car insurance company, reimbursing me for a repair I'm not going to make? If it's legal, should I?
posted by anonymous
on Jun 30, 2009 -
My car stereo just got stolen - while my car was in my driveway. Should I report it to my insurance company? [more inside]
posted by agentmunroe
on May 10, 2009 -
Canadian Auto Insurance Question: Nebulous limbo time between vehicles edition.
"Everybody Knows" that there is a 14 day grace period to get your papers sorted out. Is there? [more inside]
posted by Acari
on Oct 10, 2008 -
Someone hit my car. Their insurance company wants to total it. How long can I drive it before they take it away? [more inside]
posted by tss
on Jan 15, 2008 -
How do I find a car insurance company that has good service and won't screw me over if something happens? [more inside]
posted by raf
on Apr 2, 2007 -
My non-pimped ride (1993 sedan, BB value: $825) was just totaled in an accident with a commercial truck (the truck driver's fault, and he was cited). Are there any ways to get the adjuster to value the car more highly than $825 so that I have any chance of replacing it? [more inside]
posted by xo
on Jul 20, 2006 -