DebtFilter: I've been paying a credit counseling company (law firm, actually) $60 a month for the past three years to make my minimum payments to the credit card companies I owe. They lowered my annual interest rate to an average of 10% and threaten that if I cancel their service, my interest rates will reset. [more inside]
posted by anonymous on May 19, 2009 - 11 answers

Yesterday, I paid off Citibank for the last time. Today, I logged in to verify it had posted, and noticed my interest rate had jumped 5.5%. Has my new regime of frugality displeased the overlords? [more inside]
posted by anonymous on Jan 30, 2009 - 18 answers