86 posts tagged with accident and insurance. (View popular tags)
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Can I give them a copy of my insurance card?

I live in a apartment building with a floor of parking inside the building. Two days ago, a neighbor who was parking her car next to mine dented and scratched the rear of my car. The damage is fairly minimal but will require some work. She was very apologetic about the situation and left me a voicemail stating that she had hit my car and that would should sync up to exchange insurance information. Later in the day, we talked and she suggested the we exchange a copy of each others insurance card. In this situation, is it ok to give her a copy of my entire insurance card? Is there any information on this I should not be sharing? For reference, my insurance is GEICO.
posted by cm1088 on Apr 6, 2013 - 9 answers

 

Other driver suggested settling outside insurance, now ignoring me.

I rear-ended someone last month while on vacation and the other party, an elderly couple, suggested not involving insurance. The police were not called. After supplying an initial estimate that I agreed to pay, they suddenly realized that they are entitled to a car rental, too, and after I agreed to that they stopped answering their phone and email. What now? [more inside]
posted by anonymous on Feb 8, 2013 - 11 answers

Help with minor accident.

My car slid into a pole on a slippery street. What now? [more inside]
posted by futureisunwritten on Feb 6, 2013 - 9 answers

Hey! I'm walkin' here!

What should a pedestrian do if hit by a car? [more inside]
posted by threeants on Jan 16, 2013 - 25 answers

Please advise on car insurance issues after an accident.

A guy hit my car parked on the street in Cambridge, MA, causing some damage (to the car only, I wasn't around). He left a note. I called him and he wanted to bypass our insurance providers. Please advise. [more inside]
posted by A dead Quaker on Dec 16, 2012 - 35 answers

Why am I paying $10k for another person's property damage?

I got into an accident with another motorist. She side swiped my car and then hit a electric post. She failed to yield and was found to be at fault. Now the electric company is asking for $10k to repair the pole damage from me. Without having property damage insurance, and living in a no fault state, is there anything I can do?
posted by Coke15 on Nov 29, 2012 - 30 answers

Fighting the (insurance) man!

Got rear-ended and am thoroughly unhappy with repair results. Any tips for negotiating with the insurance company re: how they're handling this? [more inside]
posted by kanuck on Oct 11, 2012 - 4 answers

Proper protocol after auto accident claims request?

(CA) Driver who hit me is uninsured and I've begun the claims process with my ins. co. Should I give uninsured driver a head's up? [more inside]
posted by chloe.gelsomino on Aug 6, 2012 - 17 answers

How do I prove I'm at least as not at fault as the other guy?

On Friday morning I was in what I consider to be a no-fault fender bender, but Illinois isn't a no-fault state. The other party has already contacted my insurance; I'm not sure what I should be doing to best protect myself. Details inside. [more inside]
posted by ictow on Aug 6, 2012 - 8 answers

How to challenge an unfair insurance claim

My girlfriend bumped the wing mirror of a car while parking. She is getting stung for way more damage. What to do? [more inside]
posted by Conductor71 on Apr 10, 2012 - 12 answers

What happens if you're hit by an uninsured driver in WI?

My vehicle was damaged by a (possibly) uninstured driver in Wisconsin... What now? [more inside]
posted by anonymous on Mar 29, 2012 - 7 answers

Do I need to report an accident to my insurance?

I got in a minor fender-bender and got a ticket - will my insurance company find out about it if I don't report it? [more inside]
posted by boognish on Mar 3, 2012 - 6 answers

Damaged Car Door

Got in a car accident, car is damaged on the driver side door so that I can't open it or roll down the window. I need to roll down the window to swipe a parking pass to get into a garage, so what should I do? [more inside]
posted by symbollocks on Jan 10, 2012 - 22 answers

Auto Accident Aftermath

Should I get a lawyer, and whose insurance should I make a claim against for an auto accident that was the other driver's fault and which caused significant injury? [more inside]
posted by Vectorcon Systems on Dec 12, 2011 - 15 answers

I'm getting "rear-ended' by an insurance company on an auto accident settlement. Advice please?

No lawyer wants to touch this, so how do I negotiate a settlement with an insurance company on my injury claim for a motor vehicle accident? [more inside]
posted by loquat on Dec 9, 2011 - 21 answers

What do you do when you're hit by someone without a driver's license or insurance?

My car was rear ended last night and it's starting to look like the guy who hit me does not have a driver's license or insurance. So I'm not really sure what my next move is. [more inside]
posted by dhammond on Nov 13, 2011 - 20 answers

what to do, what to do...

I got rear ended a couple of hours ago. Called the cops. Should I call my insurance? [more inside]
posted by Marduk on Oct 6, 2011 - 19 answers

What to do about a "fender bender" in MA?

In Massachusetts: Yesterday on my way to work, going about five miles per hour in morning traffic, I bumped the car in front of me. (My fault; I was totally distracted by the kid waiting for a school bus who looked like he was about to run into the middle of the street.) We pulled off to the side of the road and I took a look at the "damage" -- a couple of scratches to the paint on the (plastic) bumper.... [more inside]
posted by shamash on Sep 27, 2011 - 19 answers

Does an accident go on your record if no Police Report is filed?

Does an accident go on your record if no Police Report is filed? [more inside]
posted by Jokesta on Aug 7, 2011 - 4 answers

I was rear ended at a light yesterday. Have a few questions and concerns over what do do next.

I was rear ended at a light yesterday. Have a few questions and concerns over what do do next. [more inside]
posted by ShootTheMoon on Jul 28, 2011 - 11 answers

Car accident. If the repair costs more does your insurance go up more?

Car accident. If the repair costs more does your insurance go up more? [more inside]
posted by doomtop on Jul 19, 2011 - 9 answers

How do I proceed in the wake of a car accident?

Car accident. I am having difficulty thinking this through clearly. Please help me figure out what steps I need to take. [more inside]
posted by anonymous on Apr 11, 2011 - 11 answers

Dealing with damage to a leased vehicle

How to deal with minor cosmetic damage to a leased vehicle? [more inside]
posted by Ryvar on Apr 2, 2011 - 4 answers

Auto Accident, biased highway patrol report, anyway to correct this? (California)

hi Mefites, I need some sound insights and advice regarding a recent auto accident I was involved in California. What to do when a highway patrol accident report is biased against you? what can I do to correct the situation? [more inside]
posted by wcmf on Mar 22, 2011 - 18 answers

I was in a motorcycle accident. What will I get?

I had a motorcycle accident (I hit a car). The other driver is at fault. My bike will most likely be totaled, I went to the hospital, and some of my other stuff is broken. What will happen, and what should I be doing to make sure I recoup my damages? [more inside]
posted by aaronbeekay on Feb 27, 2011 - 23 answers

car insurance. how does it work?

How and where do I get my car repaired? (or, please explain to me how car insurance works) [more inside]
posted by genmonster on Feb 15, 2011 - 8 answers

Do I need a tree surgeon?

My neighbor hit my tree with his car. Do I go to Home Depot or call a specialist? [more inside]
posted by Buffaload on Jan 11, 2011 - 13 answers

Help me decide how to handle this accident ... Please!

Car Accident Filter: I was rear-ended this week and while I know you are not my insurance agent, doctor or my lawyer, I would greatly appreciated help on what to do next. (More inside) [more inside]
posted by damiano99 on Dec 17, 2010 - 17 answers

What a wreck! No-fault state = no rights for basic compensation?

Help me make sense of no-fault state car insurance shenanigans! Covered person's insurance company not really proactive or informative. Other driver's insurance company dragging heels and giving the run-around.. [more inside]
posted by loquat on Nov 15, 2010 - 3 answers

How to negotiate settlement for pain & suffering from auto accident

Seeking advice on negotiating settlement for pain & suffering for an auto accident. [more inside]
posted by anonymous on Aug 14, 2010 - 19 answers

They said they'd "take care of me"... what does that mean?

Someone hit my car and left a note, I have their insurance info and have started a claim with their insurance company. What can I expect? (Michigan, USA) [more inside]
posted by Vorteks on Jul 14, 2010 - 8 answers

Car accident and no police report.

I was rear-ended this weekend and decided not to call the cops to file a report. There's very little damage to my bumper, but I still have some questions about what, if anything, I should do. [more inside]
posted by a.steele on Jun 28, 2010 - 15 answers

Accident-Only Health Insurance?

Can anyone recommend an "accident only" health insurance plan? i.e, it will cover doctor/hospital costs only in the case of accidental injury? I already have a high deductible BCBS plan --- I'm looking for something even more spartan.
posted by blargerz on Jun 27, 2010 - 9 answers

Already drowning in photocopies

Minor, minor car accident. Other driver left the scene. No damage to my car. Is there any reason that I should report this to my insurance agency? [more inside]
posted by oinopaponton on Mar 17, 2010 - 11 answers

happy new year. i miss my car.

Car Insurance Filter: I've searched but can't find an answer. My car was most likely totaled today by someone rear-ending me. However, I still owe $11K on it. How does this work? How can I get another car? I feel so screwed. [more inside]
posted by anonymous on Jan 2, 2010 - 17 answers

Can auto claim be reopened?

After I settled an auto injury claim I found out the adjuster mislead me on a number of issues. Had I known that I would have obtained an attorney. Can settled injury claims get reopened (Adjuster says no)?
posted by elizfield on Dec 17, 2009 - 9 answers

Fender bender responsibility?

Who is at fault in the following scenario (USA, Colorado)? "Person A" in a pickup stopped in the left lane of a 4 lane road waiting for a car in front to turn left. "Person B" in a car stopped behind "person A". "A" and "B" get tired of waiting and seeing no traffic in the right hand lane pull into it to pass the stopped car. "B" hits the right rear quarter panel of "A"'s truck. "A"'s truck is large, "B"'s car is small. "A" asserts (s)he never saw "B". [more inside]
posted by cosmac on Nov 18, 2009 - 29 answers

How to verify that I'm not getting ripped off by gas station technician quote

I drive away with the gas nozzle still in my car. Dumb, I know. But, now the attendent says I owe him $692 to have it put back in by a technician. How can I validate this amount? [more inside]
posted by ilovehistory on Sep 16, 2009 - 34 answers

take a payoff?

I got hit by a car while I was cycling, and reported it to the police. Now the other party is offering to "settle it personally", leaving insurance companies and police out. Is this legal, and is it advisable? [more inside]
posted by anonymous on Jul 18, 2009 - 33 answers

Rental Car Accident filter

Hertz fender bender, do I need to file police report, and am I covered? [more inside]
posted by spacefire on Jul 4, 2009 - 5 answers

Can I / should I accept reimbursement for a car repair I didn't do?

Is it legal to accept $500 from a car insurance company, reimbursing me for a repair I'm not going to make? If it's legal, should I? [more inside]
posted by anonymous on Jun 30, 2009 - 18 answers

Must I report minor fender bender to insurance company?

In a minor fender bender. Do I have to report the accident to my insurance company? [more inside]
posted by anonymous on Jun 29, 2009 - 4 answers

Paying out of pocket and preventing future involvement of car insurance co.

If I pay out of pocket for repairs to another driver's car, is there a form I can ask him to sign to prevent later involvement of insurance companies? [more inside]
posted by ecsh on May 26, 2009 - 9 answers

How to manage two consecutive car accidents?

My parked car got hit by a truck. Then, before I could get it fixed, it got hit by another truck. How do I handle two claims at once? [more inside]
posted by fermion on Mar 6, 2009 - 9 answers

How to get insurance company pay for my car accident?

Car accident insurance filter: Insurance company refuses to provide for rental car before sending me the money. What to do? [more inside]
posted by coolnik on Jan 8, 2009 - 5 answers

Should I report an accident to my insurance company even if there was no harm done?

A little kid ran in front of my car in a parking lot and I hit him. He was not hurt and there was no damage to my car. The boy's mother apologized and told me everything was okay. We did not exchange any information. After I drove away she called the police and filed a bogus report. What to do? [more inside]
posted by tipthepizzaguy on Oct 3, 2008 - 12 answers

I broke my leg! Should I pursue compensation?

Personal injury filter: I broke my leg very badly--clean break of both tibia and fibula--while visiting my brother's apartment building in Brooklyn NY. I required surgery and a 5-day hospital stay. I will require months of PT and further ortho visits. I don't know yet if I'll lose any time from work beyond the week I was in the hospital, because my job is understanding and will let me work from home for at least a while. I cannot drive for at least a month, so I'm dependent on the kindness of my friends to bring me things, and as I live in a 3-story walkup (in Baltimore), I won't be going anywhere for a while. My question is about whether I should try to have the apartment building owner(s) contribute money toward what I expect to be quite a high amount. I'm not looking for damages--just for whatever my insurance won't cover. [more inside]
posted by ImproviseOrDie on Sep 28, 2008 - 29 answers

Car accident/insurance advice

What should I do if I'm not sure someone's after the fact claim about a car accident is actually related to the accident? [more inside]
posted by rbellon on Sep 17, 2008 - 5 answers

proper order of operations involving a minor accident.

URGENT: Proper handling (e.g. legal/insurance) of the situation - my motorcycle was knocked over when parked, there are witnesses. [more inside]
posted by swngnmonk on Aug 21, 2008 - 9 answers

How do you negotiate with insurance companies after an accident?

How do we navigate auto insurance negotiation post accident? My partner was involved in a major auto accident this past week. We're now trying to figure out all the insurance craziness. [more inside]
posted by FlamingBore on Jul 5, 2008 - 4 answers

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