After I settled an auto injury claim I found out the adjuster mislead me on a number of issues. Had I known that I would have obtained an attorney. Can settled injury claims get reopened (Adjuster says no)?
posted by elizfield on Dec 17, 2009 - 9 answers

Who is at fault in the following scenario (USA, Colorado)? "Person A" in a pickup stopped in the left lane of a 4 lane road waiting for a car in front to turn left. "Person B" in a car stopped behind "person A". "A" and "B" get tired of waiting and seeing no traffic in the right hand lane pull into it to pass the stopped car. "B" hits the right rear quarter panel of "A"'s truck. "A"'s truck is large, "B"'s car is small. "A" asserts (s)he never saw "B". [more inside]
posted by cosmac on Nov 18, 2009 - 29 answers

I drive away with the gas nozzle still in my car. Dumb, I know. But, now the attendent says I owe him $692 to have it put back in by a technician. How can I validate this amount? [more inside]
posted by ilovehistory on Sep 16, 2009 - 34 answers

I got hit by a car while I was cycling, and reported it to the police. Now the other party is offering to "settle it personally", leaving insurance companies and police out. Is this legal, and is it advisable? [more inside]
posted by anonymous on Jul 18, 2009 - 33 answers

Hertz fender bender, do I need to file police report, and am I covered? [more inside]
posted by spacefire on Jul 4, 2009 - 5 answers

Is it legal to accept $500 from a car insurance company, reimbursing me for a repair I'm not going to make? If it's legal, should I? [more inside]
posted by anonymous on Jun 30, 2009 - 18 answers

In a minor fender bender. Do I have to report the accident to my insurance company? [more inside]
posted by anonymous on Jun 29, 2009 - 4 answers

If I pay out of pocket for repairs to another driver's car, is there a form I can ask him to sign to prevent later involvement of insurance companies? [more inside]
posted by ecsh on May 26, 2009 - 9 answers

My parked car got hit by a truck. Then, before I could get it fixed, it got hit by another truck. How do I handle two claims at once? [more inside]
posted by fermion on Mar 6, 2009 - 9 answers

Car accident insurance filter: Insurance company refuses to provide for rental car before sending me the money. What to do? [more inside]
posted by coolnik on Jan 8, 2009 - 5 answers

A little kid ran in front of my car in a parking lot and I hit him. He was not hurt and there was no damage to my car. The boy's mother apologized and told me everything was okay. We did not exchange any information. After I drove away she called the police and filed a bogus report. What to do? [more inside]
posted by tipthepizzaguy on Oct 3, 2008 - 12 answers

Personal injury filter: I broke my leg very badly--clean break of both tibia and fibula--while visiting my brother's apartment building in Brooklyn NY. I required surgery and a 5-day hospital stay. I will require months of PT and further ortho visits. I don't know yet if I'll lose any time from work beyond the week I was in the hospital, because my job is understanding and will let me work from home for at least a while. I cannot drive for at least a month, so I'm dependent on the kindness of my friends to bring me things, and as I live in a 3-story walkup (in Baltimore), I won't be going anywhere for a while. My question is about whether I should try to have the apartment building owner(s) contribute money toward what I expect to be quite a high amount. I'm not looking for damages--just for whatever my insurance won't cover. [more inside]
posted by ImproviseOrDie on Sep 28, 2008 - 29 answers

What should I do if I'm not sure someone's after the fact claim about a car accident is actually related to the accident? [more inside]
posted by rbellon on Sep 17, 2008 - 5 answers

URGENT: Proper handling (e.g. legal/insurance) of the situation - my motorcycle was knocked over when parked, there are witnesses. [more inside]
posted by swngnmonk on Aug 21, 2008 - 9 answers

How do we navigate auto insurance negotiation post accident? My partner was involved in a major auto accident this past week. We're now trying to figure out all the insurance craziness. [more inside]
posted by FlamingBore on Jul 5, 2008 - 4 answers

Ontario car insurance. My wife and I have insurance through PC financial. Over the last year, our cars have been damaged, but we haven't filed a claim. Now, they've requested an inspection of our cars. Is this just to ensure they don't pay for preexisting damage in the event of future claims, or can we expect them to get mad/raise rates for this? [more inside]
posted by anonymous on May 29, 2008 - 3 answers

My wife was rear-ended today by a couple of nuns while stopped at a light. She didn't call the police to the scene and now she is feeling some stiffness in her neck. What should we do now? [more inside]
posted by any major dude on Mar 26, 2008 - 20 answers

How do I get a fair settlement for my totaled car in Pennsylvania? The insurance adjuster insists that I am not owed the replacement value of my car and refuses to budge. [more inside]
posted by Alison on Mar 24, 2008 - 11 answers

Do I have to pay $1000+ the insurance co. won't cover? [more inside]
posted by hulahulagirl on Mar 17, 2008 - 16 answers

Car accident in Sept. Swapped info; didn't call police. Now the guy who hit us has never heard of us. What can I reasonably expect? [more inside]
posted by kmennie on Jan 9, 2008 - 12 answers

I backed into my husband's car today with my SUV, and I think I caused about $3000 in damage. Are we better off submitting a claim to our insurance company, or handling this out of our own pocket? [more inside]
posted by Ostara on Jan 7, 2008 - 20 answers

Tiny Accident, They're Claiming Injuries, How Screwed Am I? Last week, I had an accident. I was waiting to turn right behind a van, also waiting to turn. He went, then jammed on brakes. I braked, but couldn't avoid hitting him. Minimal damage for him, none for me. [more inside]
posted by jimmyjimjim on Dec 20, 2007 - 22 answers

A guy driving his son's car backs into my wife's van, while my wife's dad is driving it. The guy admits fault, then changes his mind and his story. My in-laws never thought to file a police report or get contact information from the witness. Now we think that the vehicle that hit us may be uninsured. It all happened on private property. Help. [more inside]
posted by 4ster on Nov 20, 2007 - 11 answers

What happens if an insurance adjustor gives you an estimate that's twice as large as the original body shop estimate you got before the adjustor saw the damage? [more inside]
posted by SeizeTheDay on Oct 25, 2007 - 11 answers

I got hit by a car on a bicycle while carrying a laptop. Bicycle & laptop are busted, but thankfully I'm not. What do I do now, legally speaking? [more inside]
posted by suedehead on Sep 7, 2007 - 19 answers

I just got hit by a car while riding my bike in Vancouver Canada, what is the next step? [more inside]
posted by Knigel on Jul 1, 2007 - 13 answers

Does this sound like a reasonable insurance settlement? Should I find a lawyer and try to negotiate more, or just accept it and move on? [more inside]
posted by spikeleemajortomdickandharryconnickjrmints on May 17, 2007 - 17 answers

I was pulling out of my parking spot as some guy, going at high speed, out of nowhere cut in front of me, causing me to bump into him, and then ran away. What's my best action at this point? [more inside]
posted by zavulon on May 15, 2007 - 22 answers

I crashed my car but the insurance company won't total it. What do I do now? [more inside]
posted by archimago on Feb 8, 2007 - 16 answers

How can I handle settling the costs of a minor auto accident without getting my insurance company involved? [more inside]
posted by murphy slaw on Jan 8, 2007 - 8 answers

Has anybody ever filed a claim on a personal articles policy with State Farm? If so, what was the process? how long did it take? do they replace your stuff or give you $ to buy it yourself? I'm especially interested in answers that pertain to camera equipment. [more inside]
posted by rbs on Jan 1, 2007 - 5 answers

Any advice on getting diminished payment value for vehicle after collision? Their insurance company said that there was no diminished value after our car was rear ended by a semi-truck. [more inside]
posted by Leenie on Nov 15, 2006 - 5 answers

Auto Insurance: I was rear-ended in a 3-car accident about a month ago at slow (<15 mph) speed. My back has been hurting...how do I handle this with the liable insurance company? [more inside]
posted by sdis on Sep 7, 2006 - 8 answers

What should I do with my insurance settlement money? [more inside]
posted by SweetJesus on Aug 8, 2006 - 20 answers

I was involved in an accident Friday (in Tennessee) and it was the other driver's fault... [more inside]
posted by finitejest on Aug 8, 2006 - 12 answers

My car rolled today and hit another parked car .. i guess I forgot to apply the emergency brake .. My car is fine .. her car has a huge dent in the back :( [more inside]
posted by jason9009 on Jul 22, 2006 - 13 answers

My non-pimped ride (1993 sedan, BB value: $825) was just totaled in an accident with a commercial truck (the truck driver's fault, and he was cited). Are there any ways to get the adjuster to value the car more highly than $825 so that I have any chance of replacing it? [more inside]
posted by xo on Jul 20, 2006 - 28 answers

Advice on filing an accident report where I'm not at fault, but was in a situation that commonly defines me as being at fault? (Chicago, IL if that matters, oh and the vehicle who hit me left the scene) [more inside]
posted by twiggy on Jul 13, 2006 - 12 answers

I was involved in an hit and run accident as a pedestrian a little over a year ago, and I've got some questions about contributory negligence. [more inside]
posted by SweetJesus on Apr 18, 2006 - 26 answers

In California, what are the steps that I should take to sell my totaled car to a dismantler? I want rid myself of all liability for the vehicle and get as much money as possible for the parts. [more inside]
posted by |n$eCur3 on Mar 12, 2006 - 3 answers

I was visiting my relatives out of town a few weeks ago. When I got back home, my uncle said that his neighbor thought that I bumped into the front of her parked car, and he said that it was my car that was parked in front of her. [more inside]
posted by i8ny3x on Feb 18, 2006 - 6 answers

Can someone else make a claim on my auto insurance? [more inside]
posted by jayder on Feb 18, 2006 - 14 answers

I was recently in a fender-bender in a rented car and I want to know who covers whom. [more inside]
posted by Corpus Callosum on Jan 17, 2006 - 7 answers

I backed into a parking garage column a couple of months ago (it was in my blind spot) and tore up my rear bumper pretty bad. Would it be worth it to report this to my insurance, or would they probably increase my premiums as a result? (FWIW, the accident happened several months ago.)
posted by designbot on Jul 20, 2005 - 11 answers

CSI Filter: How do I find the person who hit my car given that it was a woman driving a blue SUV that hit my car in State College, PA at approximately 12:11 AM May 26th, 2005? [more inside]
posted by Fat Guy on May 26, 2005 - 14 answers

Car Insurance question - I was in an accident over New Years, where a friend of mine and I were hit by a drunk driver while crossing the street. The driver fled, and was never caught by the cops. 5 months later, I've found out he filed a claim with his car insurance company for a significant amount of money, and been approved. [more inside]
posted by SweetJesus on May 18, 2005 - 17 answers

My girlfriend was rear-ended a few days ago and the rear of her car is damaged. It's still very driveable, but she has to do a ton of little things like meet with the adjuster, get estimates for repairs, etc. The insurance company of the guy who hit her has been decently accomodating so far, but I'm wondering if she's eligible for compensation for the time it will take to comply with their procedures? And how do we go about asking for that if indeed she is?
posted by Mayor Curley on Apr 28, 2005 - 17 answers

I am being sued for damages related to an auto accident. The lawyer from the insurance firm is representing my case. Should I get my own lawyer? [more inside]
posted by sophist on Apr 26, 2005 - 13 answers

I was in a car accident about four years ago where I rear-ended another vehicle. AFAIK, it was my fault, but no one seemed injured at the time, and now I'm being sued for thousands more than my liability auto insurance will cover. If they are awarded what they're asking through arbitration or through a judgement, what are my options for paying the portion which my insurance won't cover? Background and other related questions inside. [more inside]
posted by xiojason on Apr 26, 2005 - 12 answers

My wife and I were struck by a car as we were crossing the street on Monday. We have health insurance, and have no intention of suing the guy, but what should we expect in regards to insurance? [more inside]
posted by jackofsaxons on Apr 19, 2005 - 25 answers