Car accident. If the repair costs more does your insurance go up more? [more inside]
My neighbor hit my tree with his car. Do I go to Home Depot or call a specialist? [more inside]
Just spilled coffee into a 13" macbook. Remediation tips? [more inside]
My parked car got hit by a truck. Then, before I could get it fixed, it got hit by another truck. How do I handle two claims at once? [more inside]
I live in Pennsylvania (yeah, I know).
My wife was in her car, stopped in front of a retirement building. A woman was moving her mother out of the building at the time when a dresser fell on the hood of my wife's car. The car has a dent. I got an estimate from a body shop. The woman gave my wife a phone number and an address. There was a witness (the building maintenance guy). The estimate seems accurate but is expensive. I'm concerned that the woman might get pissed off and try to do the typically American thing and deny it happened, refuse to acknowledge, refuse to pay, etc., etc.
Is this a car insurance issue for her? How would this woman claim this on her insurance...or can she? The body shop I got the estimate from said they'd never seen anything like it. Bottom line is, it's obvious it's this lady's fault but when she sees the estimate, she's going to freak out.
I just want to be prepared in case (probably when) this gets ugly. Yes, I know about small claims court.