114 posts tagged with accident and car.
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Home car salvage: "Totalled" old car, liability only insurance.

I was in an accident in a common mid-90s sports car. Summary: Body work, broken front axle. Because of the age and damage, the insurance will likely declare the car "totaled". My insurance will likely have to pay for repairs to the other car involved. I have liability only insurance, so they're not going to pay me anything regardless. No one was injured. Does my insurance need to care about my car, if it is liability only insurance, besides assessing for "fault"? One of my family members would like to repair the car. Assuming (he has done this kind of thing before, parts are plentiful, and time is not an issue) that he can make it safely drivable again, what do I need to do to make it legally drivable again? Is there anything I can do now to make it easier to get the car on the road in the future? I'm in northern Virginia.
posted by anonymous on Nov 11, 2014 - 8 answers

I had a semi/car accident recently. Who would be at fault?

I'm in a tricky situation with a car accident. [more inside]
posted by Chelsaroo650 on Aug 29, 2014 - 17 answers

Two-party check from insurance co: When do I give it to the repair shop?

I got into an accident last week, and my insurance company is mailing me a two-party claim payment check (for ~$6000) to give to the repair shop. I'm wondering when exactly I hand over the check. [more inside]
posted by Maladroid on Jun 5, 2014 - 10 answers

Auto accident insurance question and diminished value

Auto accident insurance question and diminished value [more inside]
posted by anonymous on Apr 23, 2014 - 3 answers

Help me identify the license plate of this car that hit me

Hi everyone, I was hit by a car a few hours ago near Grand Central in New York City, the driver then drove off. I am filing a police report and would like to include the license plate number, but the photo I got with my iPhone is largely washed out. Help? [more inside]
posted by thumpasor on Mar 18, 2014 - 21 answers

Can I avoid having a salvage title (California)?

My Vanagon was hit, and the other person's insurance company wrote it off as a total loss. We settled, and I retained possession of the vehicle. It's fixed and good to go--except maybe the whole salvage title thing. [more inside]
posted by jsturgill on Feb 3, 2014 - 8 answers

Involved in accident, at-fault party's insurance couldn't pay for all

Involved in a four-car accident, at-fault party's insurance couldn't cover all the property damages. Now what? [more inside]
posted by Carius on Jan 3, 2014 - 10 answers

What do I need to know about filing a car insurance claim?

In November I purchased a 1985 Volkswagen Vanagon. Two days ago it was hit in the middle of the night. They drove off at the time, but came back the next morning and gave their insurance information. [more inside]
posted by jsturgill on Dec 12, 2013 - 7 answers

I choo-choose you! To be the train car most likely to let me live!

In two of this year's notable high-speed train derailments--Compostella in Spain in July and the New York Metro North crash on Sunday--the train driver survived, but many of the passengers and crew, who were presumably in cars further back from the engine car, did not. Is there any data from any safety board (NTSB or similar in other countries) that suggests any particular train cars are more safe than others in the event of a derailment? [more inside]
posted by Admiral Haddock on Dec 9, 2013 - 9 answers

What happens if a deer gets hit by a car but doesn't die?

If you hit a deer with your car, and it doesn't die, what happens to the deer? Does someone come and "put it out of it's misery"? Take it to the deer hospital? [more inside]
posted by smalls on Nov 29, 2013 - 25 answers

Someone bumped into my car this morning

Her car edged forward and bumped into mine while waiting on a red. What should I have done? [more inside]
posted by mlo on Sep 17, 2013 - 13 answers

I may have admitted fault at the scene of an accident.

I got into an accident yesterday. It was my first accident so I really had no idea what to do. The other driver kept insisting it was my fault and I just kept apologizing (which is admitting fault?). How does this play in during the insurance claim? [more inside]
posted by anonymous on Aug 30, 2013 - 16 answers

I hate cars

Is what my tire shop did negligent? Or am I in the wrong for not being more thorough in my description of what was wrong with my car? [more inside]
posted by whistle pig on Aug 21, 2013 - 23 answers

How to avoid getting screwed by another driver's insurance company?

A relative was recently in an accident, and the other driver is at fault. It occurs to me that car insurance seems broken, since my relative is now trying to get paid by a company whose client is the other driver. How do we make sure they have our best interests in mind? [more inside]
posted by RobotNinja on Jul 10, 2013 - 12 answers

Swapped cars + accident = insurance confusion?

I temporarily swapped cars with my parents. While my mother was driving it alone, another driver sideswiped her and damaged the vehicle. How does the insurance get handled? Obviously, the driver-at-fault's insurance should pay for the repairs. But do we contact my insurance company, my parent's insurance company, or only the other driver's insurance company? [more inside]
posted by doomtop on Jul 8, 2013 - 9 answers

Progressive is being regressive

We live in Mass and my wife got into a car accident the other day while I was out of town. How can I convince the insurance company it was not her fault? [more inside]
posted by IzzeYum on May 28, 2013 - 25 answers

You are about to be rear-ended. Is it better to open the door?

You are about to be rear-ended. Is it better to open the door? [more inside]
posted by krautland on May 18, 2013 - 26 answers

Can I give them a copy of my insurance card?

I live in a apartment building with a floor of parking inside the building. Two days ago, a neighbor who was parking her car next to mine dented and scratched the rear of my car. The damage is fairly minimal but will require some work. She was very apologetic about the situation and left me a voicemail stating that she had hit my car and that would should sync up to exchange insurance information. Later in the day, we talked and she suggested the we exchange a copy of each others insurance card. In this situation, is it ok to give her a copy of my entire insurance card? Is there any information on this I should not be sharing? For reference, my insurance is GEICO.
posted by cm1088 on Apr 6, 2013 - 9 answers

Help with minor accident.

My car slid into a pole on a slippery street. What now? [more inside]
posted by futureisunwritten on Feb 6, 2013 - 9 answers

Hey! I'm walkin' here!

What should a pedestrian do if hit by a car? [more inside]
posted by threeants on Jan 16, 2013 - 25 answers

Crashed my car, should I fix or just get a new one?

I've been on a cross country road trip for over 35 days, originally departing from Los Angeles. While driving back home, I got caught in a rain/thunderstorm in Louisiana and rear-ended the car in front of me. I only have liability insurance, so the other party is taken care of but I have to take care of my own busted car. I'm wondering if it's worth getting it fixed up or just getting a new car once I get back home. [more inside]
posted by xtine on Jan 11, 2013 - 14 answers

Please advise on car insurance issues after an accident.

A guy hit my car parked on the street in Cambridge, MA, causing some damage (to the car only, I wasn't around). He left a note. I called him and he wanted to bypass our insurance providers. Please advise. [more inside]
posted by A dead Quaker on Dec 16, 2012 - 35 answers

What. The hell. Did I do.

Driving home this afternoon, I spun my car 360 degrees. I have no idea what happened. Please help me figure out what it was so that it never, ever, dear god ever happens again. [more inside]
posted by AthenaPolias on Dec 15, 2012 - 24 answers

Why am I paying $10k for another person's property damage?

I got into an accident with another motorist. She side swiped my car and then hit a electric post. She failed to yield and was found to be at fault. Now the electric company is asking for $10k to repair the pole damage from me. Without having property damage insurance, and living in a no fault state, is there anything I can do?
posted by Coke15 on Nov 29, 2012 - 30 answers

Fighting the (insurance) man!

Got rear-ended and am thoroughly unhappy with repair results. Any tips for negotiating with the insurance company re: how they're handling this? [more inside]
posted by kanuck on Oct 11, 2012 - 4 answers

What car dash cam to buy?

What dash cameras should I consider purchasing? There's a bunch of them out there, but I'm having little luck finding info about which are good and which aren't. [more inside]
posted by c0nsumer on Sep 4, 2012 - 9 answers

Proper protocol after auto accident claims request?

(CA) Driver who hit me is uninsured and I've begun the claims process with my ins. co. Should I give uninsured driver a head's up? [more inside]
posted by chloe.gelsomino on Aug 6, 2012 - 17 answers

Creamed me in his mom's minivan!

Corvette body shops in the Chicago, IL, USA area? [more inside]
posted by InsertNiftyNameHere on Jun 27, 2012 - 13 answers

How to model the accident rate on a certain stretch of road

How could I approach modeling the number of accidents on a certain stretch of road? I've got some semi-ecological approaches in mind but no idea if they're workable. Are there standard approaches to this sort of problem? [more inside]
posted by col_pogo on May 7, 2012 - 9 answers

What happens if you're hit by an uninsured driver in WI?

My vehicle was damaged by a (possibly) uninstured driver in Wisconsin... What now? [more inside]
posted by anonymous on Mar 29, 2012 - 7 answers

Car accident and uninsured, complicated situation. What to do?

Got in a car accident two years; car rental, uninsured. Complicated situation, car rental company wants $35K from me. What to do? [more inside]
posted by anonymous on Jan 14, 2012 - 27 answers

Damaged Car Door

Got in a car accident, car is damaged on the driver side door so that I can't open it or roll down the window. I need to roll down the window to swipe a parking pass to get into a garage, so what should I do? [more inside]
posted by symbollocks on Jan 10, 2012 - 22 answers

I'm getting "rear-ended' by an insurance company on an auto accident settlement. Advice please?

No lawyer wants to touch this, so how do I negotiate a settlement with an insurance company on my injury claim for a motor vehicle accident? [more inside]
posted by loquat on Dec 9, 2011 - 21 answers

What do you do when you're hit by someone without a driver's license or insurance?

My car was rear ended last night and it's starting to look like the guy who hit me does not have a driver's license or insurance. So I'm not really sure what my next move is. [more inside]
posted by dhammond on Nov 13, 2011 - 20 answers

What to do about a "fender bender" in MA?

In Massachusetts: Yesterday on my way to work, going about five miles per hour in morning traffic, I bumped the car in front of me. (My fault; I was totally distracted by the kid waiting for a school bus who looked like he was about to run into the middle of the street.) We pulled off to the side of the road and I took a look at the "damage" -- a couple of scratches to the paint on the (plastic) bumper.... [more inside]
posted by shamash on Sep 27, 2011 - 19 answers

adrenaline skews perception

Did I actually do anything useful in this car accident? [more inside]
posted by anotherkate on Sep 16, 2011 - 11 answers

Help me name a song: Drunk driving, sick regret. Country of course.

Name that tune: Father kills his son in a drunk driving accident, who makes him swear to not drink anymore. [more inside]
posted by Pontifex on Aug 28, 2011 - 5 answers

Car accident. If the repair costs more does your insurance go up more?

Car accident. If the repair costs more does your insurance go up more? [more inside]
posted by doomtop on Jul 19, 2011 - 9 answers

How do I proceed in the wake of a car accident?

Car accident. I am having difficulty thinking this through clearly. Please help me figure out what steps I need to take. [more inside]
posted by anonymous on Apr 11, 2011 - 11 answers

Dealing with damage to a leased vehicle

How to deal with minor cosmetic damage to a leased vehicle? [more inside]
posted by Ryvar on Apr 2, 2011 - 4 answers

Car accident, his fault, going through insurance, no idea.

I just got into a low-speed car accident in a parking lot. The kid who hit me jumped out and said "sorry, sorry, totally my fault, I wasn't paying attention." I got all his insurance info and his driver's license. Now what? [more inside]
posted by nevercalm on Mar 24, 2011 - 23 answers

car insurance. how does it work?

How and where do I get my car repaired? (or, please explain to me how car insurance works) [more inside]
posted by genmonster on Feb 15, 2011 - 8 answers

Can you help me find the title of this novel?

Can you help me find the title of a novel (probably Young Adult) I read sometime between 1979 and 1981? [more inside]
posted by Ink-stained wretch on Feb 5, 2011 - 7 answers

Do I need a tree surgeon?

My neighbor hit my tree with his car. Do I go to Home Depot or call a specialist? [more inside]
posted by Buffaload on Jan 11, 2011 - 13 answers

Help me decide how to handle this accident ... Please!

Car Accident Filter: I was rear-ended this week and while I know you are not my insurance agent, doctor or my lawyer, I would greatly appreciated help on what to do next. (More inside) [more inside]
posted by damiano99 on Dec 17, 2010 - 17 answers

What a wreck! No-fault state = no rights for basic compensation?

Help me make sense of no-fault state car insurance shenanigans! Covered person's insurance company not really proactive or informative. Other driver's insurance company dragging heels and giving the run-around.. [more inside]
posted by loquat on Nov 15, 2010 - 3 answers

Mom being sued, should she lawyer up? Car accident...

Does mom need to get a lawyer? Car accident stuff inside... [more inside]
posted by Marky on Oct 27, 2010 - 17 answers

look, backwards with no hands...

Where can I find California state laws regarding driving a vehicle in reverse? [more inside]
posted by SpacemanStix on Aug 19, 2010 - 6 answers

I want to get my old old car REPAIRED after an accident that the adjusters will likely deem a "total loss" help!

My 1987 Toyota Camry got seriously "injured" today..advice about handling the claim? [more inside]
posted by naplesyellow on Jul 15, 2010 - 15 answers

They said they'd "take care of me"... what does that mean?

Someone hit my car and left a note, I have their insurance info and have started a claim with their insurance company. What can I expect? (Michigan, USA) [more inside]
posted by Vorteks on Jul 14, 2010 - 8 answers

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