I need to take a summer course as a pre-requisite for professional school. Course will not count towards a degree, deeming me ineligible for stafford loans. What are my student/personal loan options?
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posted by DayTripper
on May 6, 2013 -
7 answers
My ex-fiance co-signed a student loan for me. He understandably wants out. Other than taking out another personal loan with a much higher APR, do I have any other options for paying off the remainder of the loan?
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posted by pintapicasso
on Mar 24, 2013 -
25 answers
Making student loan payments stirred this question. I am trying to figure out a few things, specifically surrounding 3-day loan payoffs, payments that are scheduled but not withdrawn immediately, and interest that accrues in the meantime.
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posted by occidental
on Feb 28, 2013 -
7 answers
My loans were recently transferred from Direct Loans (the government) to a private servicer (VSAC). I am almost sure that someone somewhere made an error, because my new bills are blowing my mind. I was silly enough to throw away my old payment receipts. Who do I call to get my old records of payments and to make sure the new people aren't messing up my account?
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posted by mermily
on Feb 4, 2013 -
9 answers
I currently have a high paying desk job, but want to live free and make art. Should I save my money or aggressively pay down my student loans?
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posted by Miss T.Horn
on Jan 23, 2013 -
14 answers
How can I find debt counselling for my student loan debt? I've heard of debt counselling for other kinds of debt. I'm looking for someone who knows the ins and outs of the byzantine student loan bureaucracy in Canada.
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posted by fullerenedream
on Jan 6, 2013 -
4 answers
Ten years ago, my younger sister, at age 18.5, co-signed her then-boyfriend's student loan. He defaulted almost immediately. The creditors were after her for years, threatened wage garnishment, she negotiated with them and finally started paying them five years ago. She has now paid it down to 30k. The $200/month payment for her ex's student loans is a pretty significant fraction of her income. Is there anything that she can do legally or is she just stuck with the debt? She recognizes what she did was dumb, and that she is legally responsible for what she did.
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posted by anonymous
on Jan 5, 2013 -
31 answers
The only loans I have are student loans, which I'm working hard to pay off. Would it be better for my credit score if I stopped paying them down when they reach $5.00 and then just pay interest from then on?
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posted by brenton
on Nov 9, 2012 -
18 answers
Already pre-approved for the amount I offered on a short sale. Is it okay to work on finances while I wait for short sale approval?
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posted by ginagina
on Sep 8, 2012 -
1 answer
I need some help with student loans. I took loans out in 2008 and 2009. Two subsidized and two unsubsidized. Now I'm on half-time school deferment and I'd like to take advantage of this!
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posted by your mom's a sock puppet
on Aug 27, 2012 -
4 answers
Should I pay off my wife's student loans? Should we file our taxes jointly? 60K in student debt!
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posted by anonymous
on Aug 25, 2012 -
7 answers
I defaulted on my student loan and entered into an agreement with a third-party debt collector to repay. That loan has now been "transferred" to another agency that seems to be pretty sleazy, although I've been assured by my original lender that this new company will honor the terms of the agreement I had with the first collection agency. Is this my best option, or should I be doing something else?
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posted by anonymous
on May 8, 2012 -
4 answers
My fiancee and I are buying a house in the next few months. We're looking for some financial guidance regarding some tricky judgement calls I have to make in short order. Thanks for any help!
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posted by amcm
on Apr 30, 2012 -
29 answers
I've been accepted to a PHD program at the University of Maryland's
iSchool, and will likely be researching social media and social gaming for my dissertation. I'm excited, love the program, and can't wait to start publishing work as part of the academic community, however
recent discussion on Metafilter, and a smaller living stipend than I expected, have me second guessing what I thought was a great opportunity. Details inside...
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posted by codacorolla
on Apr 6, 2012 -
13 answers
If I take a economic hardship deferment for my federal student loans, will that make it harder for me to get student loans in the future?
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posted by overglow
on Mar 27, 2012 -
5 answers
I have student loans in my ex's name. Can I buy them back into my name, and how?
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posted by fracas
on Feb 1, 2012 -
4 answers
I'm trying to get serious about paying down my student loans and car loans, but I'm not quite sure where to start.
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posted by chara
on Jan 18, 2012 -
17 answers
Would the president's Pay As You Earn initiative affect student loans that have already been consolidated? Where can I find out more?
posted by jwhite1979
on Oct 25, 2011 -
3 answers
[UK-specific] With the Student Loans Company claiming he's not eligible for his first year of university funding, how can my friend appeal his case before the start of the coming academic year?
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posted by henryaj
on Aug 18, 2011 -
5 answers
I need to find student loans in order to go back to college in September, but my parents have terrible credit and I can't find an alternative cosigner. I don't know what to do.
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posted by JimBennett
on Jul 11, 2011 -
10 answers
Lines of work for an inexperienced but educated worker, with a high "entry level" wage?
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posted by cac
on Jun 21, 2011 -
29 answers
My husband is about to graduate from grad. school, and I need some advice about strategies for repaying our loans.
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posted by anonymous
on May 29, 2011 -
12 answers
I'm from the US and I've gotten into a degree seeking program at a university in China. Student loans from the US, whether private or otherwise, are not available. Does anyone know how to get loans for studying in China as a foreign citizen?
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posted by ignorantguru
on May 15, 2011 -
4 answers
Student loan hacks? Going to grad school (MBA) this fall most likely, and will be taking out loans for tuition and some living expenses. Any pro-tips or tricks of the trade for doing this most effectively? Also anything I should be aware of so that I don't screw myself over in the future?
posted by AceRock
on Feb 10, 2011 -
13 answers
Suddenly my loans are being serviced by nelnet even though I consolidated with the Department of Education. I have been able to vaguely gather that this was enacted along with the new student loan provisions, presumably to not completely drive companies like nelnet and sallie mae out of business. I have a few questions related to this which I have not been able to solve in my research. The first is, what is the specific act and section that this fell under? (More inside)...
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posted by anonymous
on Jan 9, 2011 -
1 answer
I want to go back to school. Understatement: I'm a non-traditional student. I've been living below poverty levels for most of my life. I need funding - loans, grants, scholarships. How?
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posted by loquacious
on Oct 26, 2010 -
56 answers
Going to undergrad (in the US) after a year and a half of grad school and butting up against my borrowing limits because of grad school. Is my school handling this correctly?
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posted by CutaneousRabbit
on Sep 5, 2010 -
6 answers
I have about 56,000 in private student loans from Citibank. They are at a variable interest rate. The interest rate right now is, of course, very low. When interest rates inevitably go back up, these loans are going to get very expensive. I have been unable to find anyone who will consolidate or refinance these loans.
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posted by troublemenot
on Sep 3, 2010 -
11 answers
Asking for a friend: "I'm going to be buying a house next summer. I want to finish my bachelor's degree before all the house craziness, but there are some complications..."
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posted by Verdandi
on Jul 15, 2010 -
6 answers
Do I go to grad school, and if so, where? Struggling with the best approach to the decision-making process.
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posted by pants
on Apr 5, 2010 -
15 answers
I have ~$100K in student debt...from undergrad. A very long story with legal, emotional and financial questions after the jump.
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posted by anonymous
on Mar 18, 2010 -
32 answers
Can my university garnish my wages if I owe them tuition and I work for them?
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posted by bobber
on Mar 9, 2010 -
11 answers
Used to be a science geek, left it behind long ago, really wish I hadn't. Want to change careers. Need advice.
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posted by Gaz Errant
on Feb 19, 2010 -
10 answers
Does anyone know of any resources that clearly explain the student loan/student aid options for non-traditional postgraduate students?
posted by cosmic.osmo
on Feb 18, 2010 -
4 answers
Student loans in the United States: I have larger fixed-interest Stafford loans, and smaller private loans tied to LIBOR. Which should I pay back first?
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posted by Muffpub
on Dec 15, 2009 -
3 answers
I'm a graduate student who has been in school continuously in Canada for 10 years now. Now the student loan people want to make me pay. What can I do?
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posted by anonymous
on Nov 25, 2009 -
6 answers
I’m in grad school and work full time. I have several Federal student loans in deferment, all of which are subsidized or unsubsidized with different interest rates. I have an extra $500 each month that I'd like to use towards my loans. If I want to have lower monthly payments when my loans go into repayment, should I make extra payments now towards the interest from unsubsidized loans with a lower interest rate or the principal of subsidized loans with a higher interest rate? Or is there a better approach?
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posted by yeoja
on Sep 22, 2009 -
9 answers
Liberal-arts-grad-filter: How can I parlay my existing skills (qualitative, creative, communication-oriented, artistic, empathetic) and experience (tutoring, writing/editing, activism) into something with a sustainable income and job security?
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posted by anonymous
on Sep 12, 2009 -
13 answers
