Now that I have a little extra money, how should I start saving it? (I don't have a 401(k)) For instance, what's an IRA and why should I care? Or what about this thread talks about high-yield savings? Or this one about index funds? While I *am* young, I'm mostly concerned with creating a nest egg, not playing the stock market (read: I'm more interested in low-risk that will hopefully allow me to afford a family and eventually retire). Thanks!
posted by marclar on May 4, 2009 - 18 answers

I am trying to figure out how to invest money for retirement and otherwise. I am in my late 20s, earn $55,000 annually, have no debt, and about $90,000 in savings. I am currently putting 5% of my salary into a 403(b) which is the maximum amount my employer will match. [more inside]
posted by anonymous on Dec 2, 2008 - 11 answers

Will opening a Solo 401(k) before year's end reduce my modified adjusted gross income (MAGI)? I'm a 28-year-old freelance worker with a sole proprietorship, and I'd like to be able to fully fund my Roth IRA for 2008 [more inside]
posted by anonymous on Jun 26, 2008 - 1 answer

Questions about opening a Roth IRA -- particularly, does it matter where I open it? If so, Fidelity vs. Vanguard? [more inside]
posted by salvia on Apr 6, 2008 - 13 answers

Health Savings Accounts (HSA's) ... Can they be used as just another tax-free retirement account after you max out your Roth IRA? [more inside]
posted by MrBCID on May 16, 2007 - 6 answers

I'm an employee at a small business. I need retirement fund ideas beyond the Roth IRA? [more inside]
posted by cschneid on Mar 1, 2007 - 9 answers

Does it make sense to (and what are the tax implications) of converting IRA funds into a Roth IRA account? [more inside]
posted by mintchip on Jan 25, 2007 - 12 answers

Total beginner to investing and finance, researching how to start investing maybe $2K each year, mostly in socially responsible mutual funds -- and how a young, healthy person should balance retirement investment with other kinds of investments. [more inside]
posted by anonymous on Oct 27, 2006 - 10 answers