When the Citibank e-savings account started (I think about 18 months ago) the interest rate was 3.5%, so I moved all my spare cash there; but now it's 1.5%. Capital One & HSBC are currently offering 3.5% e-savings accounts - is this the same deal? Are these only introductory rates which I should expect to fall dramatically in due course? [more inside]
posted on Jul 5, 2008 - 9 answers

Will opening a Solo 401(k) before year's end reduce my modified adjusted gross income (MAGI)? I'm a 28-year-old freelance worker with a sole proprietorship, and I'd like to be able to fully fund my Roth IRA for 2008 [more inside]
posted on Jun 26, 2008 - 1 answers

How do deal-a-day sites work? Are they really 'deals', and where do they get all the loot? [more inside]
posted on Jun 11, 2008 - 4 answers

I want to close out my 401k (and pay the necessary taxes) so I can pay off some debt. My 401k says I'm not allowed. Why not? Can I change anyone's mind? [more inside]
posted on Jun 9, 2008 - 13 answers

I am absolutely crap at saving and live pay cheque to pay cheque. This must change. Help me find the best place to squirrel away a small amount of cash each week, where I *won't* be able to withdraw it easily. [more inside]
posted on Jun 3, 2008 - 31 answers

PersonalFinanceFilter: 25 year old looking to start making payments into something pensionesque, but with an international bent. Any suggestions? [more inside]
posted on May 15, 2008 - 6 answers

What is a good savings account to set up for a baby? [more inside]
posted on Apr 9, 2008 - 10 answers

Questions about opening a Roth IRA -- particularly, does it matter where I open it? If so, Fidelity vs. Vanguard? [more inside]
posted on Apr 6, 2008 - 13 answers

I'm in my mid-20s, and having worked several jobs (often a couple at a time) through college and grad school, I would like to avoid the same fate for my (future) children. Can I open a 529 and start saving without having any kids? [more inside]
posted on Mar 24, 2008 - 13 answers

My child will be switching to a very expensive private elementary school. I have already prepaid the tuition for next year, but what is my best strategy to pay for the following years? Specifically, what is the best way to invest about $2K/month so that I can withdraw the needed lump sum once a year? 529 plans are for college expenses only, and Coverdell education-savings account maxes out at $2k/year.
posted on Mar 21, 2008 - 5 answers

What practical uses, besides roadside service, have you used your AAA membership for? [more inside]
posted on Feb 28, 2008 - 43 answers

How can I protect myself from my financially unstable mother? [more inside]
posted on Feb 19, 2008 - 24 answers

At what age did you start saving for retirement? At what age do you recommend starting to save for retirement? [more inside]
posted on Feb 19, 2008 - 42 answers

I am permanently moving from the US to Europe in about a month. I have about $50K in savings in HSBC high (and ever-falling) interest account. I am at a loss as to what to do with this money. Money-savvy Mefites, please come to the rescue. [more inside]
posted on Feb 15, 2008 - 18 answers

Recommendations for a financial advisor/accountant for a young couple in NYC? [more inside]
posted on Jan 30, 2008 - 2 answers

I will soon receive an inheritance of about $100,000-$150,000 (numbers are vague right now). I'm looking for tips and advice for managing that money. [more inside]
posted on Jan 14, 2008 - 16 answers

I'm about to receive $40,000. How do I deal with this much money? [more inside]
posted on Jan 7, 2008 - 19 answers

I've owed someone some money for many years. I keep forgetting to repay it and then I remember later. Repeat cycle ad infinitum for almost 18 years. Help me figure out how to repay it. [more inside]
posted on Jan 4, 2008 - 32 answers

What is a reasonable amount of debt load for someone with a chronic illness? I come from a family that doesn't accrue debt, which I realize is a luxury many people don't have, so I haven't had a model for managing debt. Specifics about my particular situation follow. [more inside]
posted on Dec 22, 2007 - 13 answers

How do I, alone, financially cope with high inflation and an overheated economy? [more inside]
posted on Dec 13, 2007 - 8 answers

how can I keep my cell phone number cheaply while spending time abroad? [more inside]
posted on Nov 24, 2007 - 10 answers

Every since the daylight savings change last weekend, my favorite local AM talk station only comes in sporadically. What in the world could be going on? [more inside]
posted on Nov 9, 2007 - 9 answers

I read in the Wall Street Journal this weekend that Iceland's Central Bank raised interest rates...to 13.75 percent! Can I move my money to Reykjavik? [more inside]
posted on Nov 6, 2007 - 8 answers

How do places where precise timekeeping is essential handle the repeat of an hour when we go off Daylight Savings Time? [more inside]
posted on Nov 6, 2007 - 11 answers

I keep all my savings in a Citibank e-savings account, which is like a regular savings account, only with a higher interest rate. Recently, the dollar has totally been tanking, and this trend doesn't show any signs of reversing. What's the easiest, safest, most profitable way for me to save my money in euros instead of dollars? [more inside]
posted on Nov 2, 2007 - 29 answers

US sock-money-away question: Do I want a standard savings account or is there something better? Let me explain. [more inside]
posted on Oct 1, 2007 - 18 answers

I've got about $3,000 per month to invest, and I don't have time, knowledge, or energy to "beat the market". What's my best safe bet? [more inside]
posted on Sep 3, 2007 - 42 answers

S3 Standby mode...Wake On LAN...Energy Savings...WHY DOESN'T IT WORK!!!! [more inside]
posted on Aug 4, 2007 - 13 answers

How to evaluate/compare high-yield savings account offers online? This question is anonymous due to the relatively tiny dollar amounts described inside. [more inside]
posted on Jul 1, 2007 - 29 answers

Should I sell my car? Am I doing the math right? [more inside]
posted on Jun 13, 2007 - 21 answers

Is there an easy way to open multiple online savings accounts with HSBC Direct? [more inside]
posted on Jun 2, 2007 - 4 answers

Recently in the New York Times, there was an article here about where to buy no-frills kitchen equipment in New York. What are some other stores/types of stores like this in New York for bulk/no-frills/cheap essentials? Specifically does anyone know of a place to get cheap and generic computer parts and cables? Or Audio/Video cables?
posted on May 23, 2007 - 8 answers

SaladFilter: Help me find stuff I can prepare ahead of time, preferably won't spoil (/will survive freezing), and I can simply dump on top of mixed greens and create a delicious salad! [more inside]
posted on May 17, 2007 - 29 answers

Health Savings Accounts (HSA's) ... Can they be used as just another tax-free retirement account after you max out your Roth IRA? [more inside]
posted on May 16, 2007 - 6 answers

How do I conceptually wrap my head around a monthly budget that doesn't want to play by the rules? My money matters are fairly simple, but the timing is killing me. [more inside]
posted on May 9, 2007 - 20 answers

What are the best options for my son's education savings? He's four and so far we've only been able to put about $1000 into savings for him. Would a 529 plan be the best route? What about CDs? I have practically no experience with savings accounts/investment/financial planning, but have decided to start learning about it. Should I go get a Motley Fool book?
posted on May 4, 2007 - 10 answers

The US government does not consider IRA money or 401K money (or stock market investment of any kind) to count as "savings" when they calculate US savings rates. Thus our perennially lousy savings rates vs. other countries. Or so I read. If true, what is our government's reasoning? [more inside]
posted on Apr 10, 2007 - 24 answers

I'm an employee at a small business. I need retirement fund ideas beyond the Roth IRA? [more inside]
posted on Mar 1, 2007 - 9 answers

What's a safe long-term savings investment if (1) I'm concerned about inflation and/or the dollar getting weaker and (2) I'll only be investing a small amount, like $100 a month? Is it possible for me (in the U.S.) to buy small amounts of Euros without getting eaten alive by transaction/exchange fees?
posted on Feb 18, 2007 - 8 answers

College savings: Does the government care how you spend a college savings plan in Canada? [more inside]
posted on Jan 29, 2007 - 7 answers

Does it make sense to (and what are the tax implications) of converting IRA funds into a Roth IRA account? [more inside]
posted on Jan 25, 2007 - 12 answers

Does being over the FDIC $100,000 for your savings account really mean anything or signal any kind of financial danger? [more inside]
posted on Jan 11, 2007 - 21 answers

Total beginner to investing and finance, researching how to start investing maybe $2K each year, mostly in socially responsible mutual funds -- and how a young, healthy person should balance retirement investment with other kinds of investments. [more inside]
posted on Oct 27, 2006 - 10 answers

How can a group of friends setup a travel savings account? [more inside]
posted on Oct 26, 2006 - 5 answers

I'm trying to find a bank that might have a certain kind of bank account to aid me in the discipline of saving a certain amount of money; barring that, I'd appreciate any creative ideas on how to accomplish the same goal. More inside. [more inside]
posted on Oct 4, 2006 - 29 answers

Should I rent an apartment or live with my difficult parents for six months and buy a house? [more inside]
posted on Sep 25, 2006 - 31 answers

Rather easy question with a long explanation behind it. What is the website where I can look up what different banks are offering as interest rates? I'm in NYC and considering switching banks because of a potential problem I see developing...More inside.... [more inside]
posted on Aug 24, 2006 - 7 answers

What's the best way to save money when you have a financially irresponsible spouse? [more inside]
posted on Jul 26, 2006 - 42 answers

I'm in my mid 30s. I just looked at my retirement accounts (401K, SEP-IRA, stocks and CDs). These also total in the mid 30s. Am I on track? [more inside]
posted on Apr 18, 2006 - 17 answers

I'm 19 and hold down a decent job, what should I do with my excess money? [more inside]
posted on Apr 3, 2006 - 40 answers