My mother has suddenly got into a position where she cannot afford to keep up payments on her mortgage since retiring. The amount left she has to pay is £14,000. I have a mortgage of £72,000 left to pay on my own house. How do I go about tacking the £14,000 onto my own mortgage and swapping houses so she lives in my place mortgage free and I have her house with an increased mortgage? (Bonus points for a super easy fix for all this!)
posted by aqueousdan
on Nov 17, 2013 -
I currently jointly own a property in the US, that both parties agree I should take sole possession of. I would like to get a realistic appraisal value, in order to buy out the other person. Is there anything particular that I should discuss with a potential appraiser when I contact them? Thanks! [more inside]
posted by carter
on Nov 14, 2013 -
What should Australian property owners and potential buyers be wary of in regards to USA's credit rating going down? [more inside]
posted by gttommy
on Oct 21, 2013 -
So, after leaving her job to pursue another degree in a field that she loves and having been out of work (or studying) for nearly 3 years my other half has been offered the job of her dreams. Yay!
Unfortunately we're in Yorkshire and the job is in South West London, and the job is (initially at least) a 7 month short term contract. So she needs accommodation. [more inside]
posted by hardcode
on Oct 19, 2013 -
I'd like to buy a flat in a particular building. I'm going to do a hand-written letterdrop, but would love some advice about the best way to execute this. [more inside]
posted by EXISTENZ IS PAUSED
on Sep 18, 2013 -
So every day on my neighborhood walk I go by what was once a beautiful house that is clearly abandoned and in disrepair. Overgrown yard, two rusted out cars filled with trash, 4-5 years' worth of phone books piled on the front stoop, etc. It's surprising because the other houses in the neighborhood are all pretty well kept, and the house itself is striking and appears well built. Recently I've been fantasizing about buying it and fixing it up; is this even possible? How can I find out what the status of the property is and who owns it?
posted by annekate
on Aug 22, 2013 -
but right now, I just need some practical advice from someone who has experienced this. My family is estranged from my mentally ill homeless sibling (SiblingA. My father is quite old and ill, he is leaving his estate to my SiblingB and me. I am the executor. [more inside]
posted by wandering_not_lost
on Jul 26, 2013 -
I've heard of any equity release scheme called EquityKey. It's based in the US. Is there anything similar in the UK? [more inside]
posted by Musashi Daryl
on Jul 17, 2013 -
My neighbor and I share a retaining wall which is going to need some repairs soon. It's become abundantly clear to me that I need to sit down with a lawyer, a bunch of documentation, and a list of questions just so that I know where things actually stand here in terms of obligations and what this shared ownership actually means as a practical matter. So, as far as AskMe goes, I'm hoping to get recommendations for lawyers in Minneapolis that people have worked with on property line issues like this.
posted by COBRA!
on Jul 15, 2013 -
I'm about to submit my first academic journal article for review. The article contains several images / figures and I need to obtain permission to reproduce these before the article goes to print. [more inside]
posted by rinsemedown
on Jul 11, 2013 -
I am an American moving to Edinburgh soon from the Netherlands, and I want to begin speaking with a solicitor about what steps I need to take to prepare to purchase a home within the next year (or even sooner if possible). I need someone who has experience working with foreigners. I want to work with someone who is knowledgeable and a straightforward communicator. A personal recommendation from someone with prior experience buying or selling in Scotland would be helpful. Any agencies or individuals that you had a good experience with?
posted by Bluestocking Southerner
on Jun 29, 2013 -
My folks probably need to sell our beloved vacation home of roughly forty years. We live in the US and the property is in rural Nova Scotia. We need help figuring out how to get it appraised, listed, sold. [more inside]
posted by anonymous
on Jun 10, 2013 -
Husband and I are seeking a rental home. We found a nice house and the landlord has invited us to apply. Last time we applied for rental the property manager had us do a credit/background check via an online service.
This new landlord gave us a paper form asking for SSN, DOB, our checking and savings account numbers, employment history, and other info. The landlord is an older person with a couple investment properties. I'm sure this is not a scam, but I am reluctant to hand all my ID and bank numbers to a stranger.
Advice? Anyone know a simple, reputable online background checking service that I can suggest to this landlord? We would pay the fee.
My goal is to make the landlord comfortable so we can lease the house. The Seattle rental market is very tight. This landlord has his pick of many worthy applicants. We have excellent credit, references, etc.
posted by valannc
on May 26, 2013 -
What kind of rights does the owner of a home have when they agree to rent out their home through a rental management company? [more inside]
posted by emelenjr
on May 20, 2013 -
Real estate filter: Is it considered in any way derogatory or impolite to refer to non-prime commercial office space as "Class B" or "Class C"? [more inside]
posted by thewalrus
on Mar 29, 2013 -
What are the legal implications if I start a blog documenting the poor service my property manager provides, and asking others to share their opinions of this firm? I can speak for the factual accuracy of my own experiences (I have their letters and invoices etc, as well as my responses), but what about others? [more inside]
posted by dougrayrankin
on Mar 21, 2013 -
I am advising on the creation of a web portal for the sales of homes. One of the concerns is that buyer and seller will find each other via the site but then carry out the purchase on their own, cutting the site out of a potential "intermediary" fee.
Does anybody have any ideas / experience on how this can be addressed?
posted by BigBrownBear
on Mar 3, 2013 -
I'm having a really hard time finding a reputable mortgage broker. The property is in Boston, MA, but I'm willing to work with someone in another state. The most important thing is that they're not slimy or condescending. Can you recommend someone in my area? Anyone to avoid?
posted by barnone
on Feb 26, 2013 -
My partner and I have saved a deposit of $50,000 to put down on a house. We're looking for a one bed flat around the Gastown area of Vancouver BC, which we may end up renting out while we move to the US for a couple of years for work, but I have no idea how to go about this. [more inside]
posted by everydayanewday
on Feb 25, 2013 -
About 30 years ago my dad had a large gun collection (about 100 total). They were stolen and only about 10 of them were ever recovered. He had a list of models and serial numbers that he sent to local law enforcement. I still have that list. is there any chance of recovering more of the guns? How would I go about that?
posted by DaddyNewt
on Jan 27, 2013 -
I live in a Midwestern college town, and we are homeowners fairly close to the university campus. A large chunk of land about a block from our house has been sold to a developer. The developer plans to turn it into student housing, provided they can get the required zoning changes. I'm looking for people who've had similar experiences dealing with local governments on zoning issues, and what I, along with my neighborhood organization, can do to cope in the months to come. [more inside]
posted by sararah
on Jan 18, 2013 -
I have recently inherited half of a property that has development potential and am looking for some advice on what to do next. Prior to this inheritance I have never owned a home or even managed to save a small deposit for a mortgage, so I have absolutely no experience of the property market.If all goes well, selling the property could set me and my fellow beneficiary up for life - we each hope to use our shares to buy our own homes mortgage-free! This is a once-in-a-lifetime opportunity for me and I'm anxious to get the best possible price for the sale! [more inside]
posted by anonymous
on Jan 17, 2013 -
We are planning on getting our little .34 of an acre property surveyed & the boundaries staked. We are in an older neighborhood with basic lots & homes. I plan to do my due diligence and find a good surveyor at a reasonable price. What should I be asking and what should I be weary of when I call around? Also, how exactly do I find who to call? Is there a registry? Are surveyors licensed? I have already checked with the county- there are no existing surveys for our property other than the original 1950 plat map. Obviously I have no clue what I'm doing, but want to sound like I have a at least a little insight when I start getting quotes. Tips & tricks appreciated.
posted by MayNicholas
on Jan 8, 2013 -
Water damage due to an defective appliance. Unit is a townhouse, property management company won't file claim, saying it's my responsibility. Do I have any recourse? [more inside]
posted by wongcorgi
on Oct 22, 2012 -
For sake of discussion, let's say that I am an expert on "widgets". Particularly, I review a lot of reports about widgets for my word-of-mouth consulting business. This is a side business - - by day I work in the public sector - - in the widget business. Approximately 6 years ago I purchased the domain "widget review.com" with the hope of using it as I neared retirement and transitioned to a full time consulting role with a full fledged website. Well... In the interim time, another expert in the widget field has had a consulting business and a website named "widget review.org" I know you are not my lawyer, but might I run into some sort of legal trouble when I bring my website online... even if I owned the dot com url first? To be clear, my competitor and I provide the exact same service. I am also operating under the assumption that he probably looked for the dotcom version of the url, but since I owned it, optioned to the dotorg version.
posted by teg4rvn
on Oct 9, 2012 -
How do I get started building a small house on my (potentially difficultly zoned) empty land on the south coast of NSW? [more inside]
posted by trialex
on Sep 23, 2012 -
My flat has been on the market forever, and nothing has worked out. Advice and encouragement requested. [more inside]
posted by Ziggy500
on Sep 11, 2012 -
Through a friend I have been offered the opportunity to work at a "mom and pop" 60 bed motel that has a fitness center, pool, and serves meals. It averages decent ratings from guests. I'm up for the challenge but I'm no spring chicken. I lost a good paying position in the recession in 208 and subsequently had to drop out of a Ph.D program just before comps- and it looks like I won't be finishing that degree any time soon, because I currently work in a call center and can't even afford a car. [more inside]
posted by Piscean
on Sep 9, 2012 -
Do you have any experience of investing in an NRAS (National Rent Assistance Scheme) house in Australia? Or the Australian property market in general? [more inside]
posted by A Very Muddled Alpaca
on Aug 21, 2012 -
My neighbor built her fence on my property. Many many years ago. Is it too late to do anything about it? [more inside]
posted by shipbreaker
on Aug 19, 2012 -
Is my mortgage broker drawing out the process on purpose? Is he getting paid now or is it a commission type business? [more inside]
posted by Kazimirovna
on Jul 27, 2012 -
Is it possible to purchase a home with an FHA loan, rehabilitate it, and then rent it out? Also - what's it like to make an independent entry into the rental home market? [more inside]
posted by speedgraphic
on Jul 23, 2012 -
I sent a video outlining an idea I came up with for a DB and series of apps to a contact I made at a big org. I received a terse reply that appeared to be claiming the idea as theirs. What is the best way to respond? [more inside]
posted by brynnwood
on Jul 10, 2012 -
Contractor damaged my dryer while working on my house and now refuses to pay to repair it. What kind of leg, if any, do I have to stand on? [more inside]
posted by hollisimo
on Jul 5, 2012 -
How do one handle buying property jointly before getting marrried? (One partner has assets and the other one has income) [more inside]
posted by anonymous
on Jul 5, 2012 -
What's the most dispassionate way to determine what a house is worth? Uncle owns a house and may sell it to us at a favorable rate, but we'd like to figure out a fair price to set overall, so that Uncle isn't shafted but we don't overpay, either. [more inside]
posted by xo
on Jun 18, 2012 -
Where to find a reasonably priced studio flat or room in London?
I've been looking for accommodation in London for quite some time now, but so far I've been unsuccessful (or.. unlucky) with searching in all the "usual" places (Gumtree.com, Findaproperty, flatland.co.uk etc.)
In the meantime, I need to move within a couple of weeks, and can't seem to find anything in East Central London (close to City University) that is not super expensive and/or managed by a (what i prefer to call) "greedy agent"... very frustrating :/
posted by Vivban
on Jun 14, 2012 -
How do shared ownership schemes work when buying a property? Are they a good idea or not? I am based in London, UK. [more inside]
posted by anonymous
on Jun 6, 2012 -
Looking for an apartment in Portland, OR, and I wondered if any MeFites know what property management companies to trust and/or avoid. [more inside]
posted by Mister Fabulous
on Jun 4, 2012 -
Please point me to honest, helpful resources for first time home buyers. I would like to purchase a property in the US with cash and then rent it out. Can you please point me to resources that can help me learn the best way to do this while managing some of the risk? [more inside]
posted by anonymous
on May 30, 2012 -