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Obamacare when switching jobs?

I'm moving to Texas for a new job in a few weeks. I have a health insurance question. [more inside]
posted by griseus on Jul 29, 2014 - 7 answers

Should I have switched to Medicaid or will I just receive more credits?

My income has changed but I don't want to switch to Medicaid. Will I just receive health tax credits on next year's tax return? [more inside]
posted by 1001 questions on Jul 15, 2014 - 9 answers

Baby on it's way/health insurance problem

My pregnant wife and I are leaving our job at the end of the summer (not our choice) with no new job lined up. We will need to get our own health insurance when we leave the job. We don't really live anywhere now, and we aren't sure where we will have the baby yet, maybe NH, or NY, or RI, or ME, or the VI. Is there an insurance plan that offers us coverage in multiple places? PPO, HMO, walk me through this. This is our first time buying insurance. [more inside]
posted by karst on Jul 9, 2014 - 6 answers

How do I insure a newborn on short notice?

We just found out the baby we're having any day now is probably not eligible for medical care at birth on her mother's insurance plan. Help! [more inside]
posted by The Winsome Parker Lewis on May 22, 2014 - 17 answers

Is it irrational to buy health insurance when eligible for Medi-Cal?

Because my livelihood currently derives from the regular receiving of a remittance from my family, I'm without taxable income and thus eligible under the Affordable Health Care Act for California's state-funded health insurance Medi-Cal. At the same time, I'm in a position to purchase low-grade private health insurance without terrible hardship. Medi-Cal seemed to make sense because it is basically free health care, and I signed up. Mefites have also written positively about it. However, looking now at the stripe of participating providers and hospitals, and, especially, looking at the extremely negative yelp.com reviews that have been posted of these providers and hospitals, I have become scared. [more inside]
posted by bertran on Apr 15, 2014 - 20 answers

Do I need to sign up for ACA for a few weeks to avoid penalty?

ACA penalty question. There is a 99% likelihood that I am about to be hired by a company that will provide me health coverage beginning on April 7th. I have not been given a formal offer, but I have been given verbal assurance, and I have every reason to believe I will receive an offer next week. The ACA deadline is March 31st. Do I need to sign up for ACA to cover the week between March 31 and April 7 in order to avoid paying a penalty? [more inside]
posted by scarylarry on Mar 28, 2014 - 5 answers

Where have all the patients gone...

I work at my local County Hospital and for the last two weeks we've had a very low census. I hear rumors that the local Giant HMO and local For Profit Hospital Chain are packed right now. I also know one Local For Profit but Independent and Unaffiliated Hospital is at risk of closing right now because of extremely low census. So for folks who actually work in hospitals (and clinics?) are you seeing a change in number of patients since Obamacare started? [more inside]
posted by latkes on Mar 3, 2014 - 6 answers

NYC Medicaid Provider Guidance

I can't choose my choice if I don't know what I'm choosing. Can any Mefites provide pros, cons, doctor or nurse names, locale convenience, or any other information or opinions on various healthcare providers in NYC? I was recently awarded New York State of Health full coverage (i.e. Medicaid) due to unemployment. Now I've got to choose a plan, but I have no idea which plan to choose. [more inside]
posted by anonymous on Feb 22, 2014 - 9 answers

ACA insurance in New York. Gold Health Republic PrimarySelect plan?

We need to pick ACA insurance in NYC and after some research are most likely going with the Gold Health Republic PrimarySelect plan (which uses MagnaCare's network.) Is there a very good reason to not go with Health Republic or PrimarySelect, considering what the other NY options are? We're not eligible for PrimarySelect EPO or else we would have gone with that. thanks so much.
posted by Blisterlips on Feb 11, 2014 - 1 answer

Can I have MedicAid as my second insurance?

Hi all! Thank you for your time. I enrolled in a private insurance plan through a different state because my state (Oregon) messed up my medicaid enrollment and are still struggling to enroll me. I have two questions: 1. Can I have medicaid as a second insurance or primary insurance and also be on a private one? (I qualify for medicaid) 2. Is there anything I can do to speed up Cover Oregon's enrollment of me? My doctor suggested emailing the news, and I did that, but with no luck. Thanks!
posted by Kombucha3452 on Jan 25, 2014 - 5 answers

Help my sibling and I care for our mother.

It has recently come to our attention that our mother is hiding—what seem to be very serious—health issues from us. We want to help her, but we're unsure how to proceed. I am seeking advice on two fronts: (1) help us navigate the current healthcare bureaucracy, and (2) help us care for someone who is probably going to try to refuse our help. All of the details inside. [more inside]
posted by anonymous on Jan 25, 2014 - 16 answers

Health insurance options for entrepreneurs?

Where can I find affordable health insurance? I'm on COBRA since striking it out on my own, but currently have not started making revenue, and am worried about options once that runs out. My current high deductible plan from UHC costs ~$213/mo ($2700 deductible) and includes EyeMed vision and dental (additional $35). I know I won't find anything this good post-COBRA but hoping there's something close? I know that since ACA has started that individuals can buy insurance off exchanges (I am in NYC, so will be more expensive, I know..). Will definitely be checking that out. Freelancer's Medical has come up in my searches. I don't think that entrepreneurs (who are not freelancers getting 1099s) qualify for Freelancer's, but checking with them. Not sure we qualify for HealthyNY for small business (individual option has been terminated post-ACA), since we are an LLC but I am the only full-time partner (the rest have day jobs). Are there other options I'm not aware of? Thanks for any help!
posted by vlotty on Jan 14, 2014 - 5 answers

I'm traveling the US, what health care plan is best (PPO, HMO)?

Hello! After getting laid-off from a job and having a job to look forward to in June, I have decided to spend the next 6 months traveling, WWOOF-ing around the US and overseas, living off of my savings and picking up odd jobs. In terms of health care, and the marketplace, what health insurance plans cover multiple states for things other than emergencies (i.e. mental health, a foot fracture, etc)? Would a PPO do that or an HMO? I've spent a ton of time talking to the Maryland Health Exchange people, and after being told something different by each person I spoke to, I wanted to ask you all. Thank you kindly!
posted by Kombucha3452 on Dec 17, 2013 - 5 answers

NY Health Exchange Plan: Oscar, Health Republic, Metroplus. Help please?

I would love the knowledge and insights of Mefites on this decision and on my top three contenders for insurance companies and their networks: Oscar, Health Republic, and Metroplus. [more inside]
posted by Salamandrous on Dec 10, 2013 - 6 answers

Medi-Cal in San Francisco - how does it work?

How will Medi-Cal (Medicaid) work in San Francisco in 2014? Can you choose your doctor? [more inside]
posted by kristi on Nov 13, 2013 - 3 answers

What happens to ACA-acquired insurance if the ACA gets repealed?

Without getting into the politics or likelihood of it all, I was wondering what happens to insurance policies acquired through the ACA if the ACA somehow gets repealed? Are those people (who might have pre-existing conditions, etc) going to be left without insurance? [more inside]
posted by theplatypus on Nov 5, 2013 - 5 answers

Obamacare Penalties: Why?

What is the logic behind the financial penalties that individuals in the U.S. could face if they don't purchase health insurance?
posted by Monkey0nCrack on Oct 30, 2013 - 21 answers

Should I maintain a separation of Health and State?

I will need new health insurance as my insurance company is dropping individual policyholders in my state ahead of the new Affordable Care Act. I do not qualify for any subsidies under the new law and have no reason to think that will change. A friend suggested that I avoid buying insurance through our state exchange and buy straight from an insurance company to keep the IRS and government out of my health business. Is this a valid argument?
posted by cecic on Oct 25, 2013 - 19 answers

Can a small employer choose who is eligible for group health insurance?

Under the new Affordable Health Care Act (Obamacare), can a small employer (under 25 FTE) choose who is eligible for a group plan based on merit or as an incentive? Basically, not have a set guideline as to who is eligible and who isn't?
posted by Snackpants on Oct 21, 2013 - 14 answers

Health insurance while changing jobs?

Would I be penalized for not having health insurance in the US for three months while changing jobs? [more inside]
posted by lewedswiver on Oct 15, 2013 - 15 answers

Individual health insurance when moving states

I am recently unemployed (as of Sept 1st) and will be moving from Texas at California in late October. Please help me figure out what I need to do for health insurance. [more inside]
posted by Durin's Bane on Sep 23, 2013 - 8 answers

Is any pro-Obamacare action going on in DC?

I imagine a lot of people are angry about what the House is trying to do in de-funding Obamacare. This combined with other recent actions seem likely to lead to some kind of protest, but I can't find information about any event like this. [more inside]
posted by anonymous on Sep 21, 2013 - 11 answers

Is it a bad idea to submit my psychiatrist visits to my insurance?

I'm seeing a psychiatrist. I'm paying for it up front through my HSA and not submitting it to my insurance company. I switched to a new practice recently and because it's more expensive, I wonder if I should submit these claims to my insurer. Should I be? [more inside]
posted by anonymous on Aug 6, 2013 - 8 answers

Affordable Care Act: wait, what?

Does anyone know how the Affordable Care Act will affect Healthy San Francisco/SF Path participants when it begins?
posted by blnkfrnk on Jul 19, 2013 - 3 answers

Affordable Health Care Exchanges - are we eligible?

I'm looking for good resources for information about the upcoming exchanges, especially concerning eligibility restrictions, specifically in Colorado. [more inside]
posted by girih knot on Jul 11, 2013 - 7 answers

Questions in preparation for early retirement

I am thinking of retiring early, relatively soon. Probably within five years, maybe much sooner. I want to make sure that I correctly understand various things, so I have several questions related to taxation, Obamacare, health savings accounts, IRAs, and SEPP. [more inside]
posted by Sock McPuppet, Jr. on Jul 1, 2013 - 5 answers

Question re Obamacare & upcoming Calif Health Ins Exchange

Is my income too low to qualify for Obamacare health insurance subsidies? [more inside]
posted by buggzzee23 on Jun 14, 2013 - 9 answers

How much does Medicare pay for a room - just the room, overnight?

[USA filter] Even with the new disclosures I can't figure out how much Medicare pays for just a hospital or nursing home room - 24 hours. Just the room charge. [more inside]
posted by cda on May 13, 2013 - 6 answers

Is the new insurance company pulling a fast one?

US-InsuranceFilter: How do I know if an insurance plan is grandfathered under the new ACA "coverage of young adults" policies? The insurance company is acting like it is, but won't answer direct questions about being grandfathered. [more inside]
posted by Nonsteroidal Anti-Inflammatory Drug on Nov 29, 2012 - 8 answers

health insurance options for transgender people in louisiana?

A transgender friend of mine was denied health insurance in Louisiana because of the 'underwriting risk' of her condition: "gender identity disorder". What are her options here? [more inside]
posted by yeoz on Nov 20, 2012 - 17 answers

Why not let the feds manage your health insurance exchange?

What are the practical advantages of a state setting up its own health insurance exchange, versus letting the federal government create/manage the exchange for the state? [more inside]
posted by pokermonk on Nov 12, 2012 - 2 answers

Roll the dice, fold, or wait....

I am interested in a business opportunity which entails signing on as a provider of telemedicine. Snowflakes inside. [more inside]
posted by luciddream928 on Nov 9, 2012 - 3 answers

What can Obamacare do for me?

I'm about two weeks away from the birth of my first child. I am emphatic about breastfeeding, but more importantly pumping breast milk for when I have to go back to work. Help me figure out the Affordable Health Care Act (crassly called Obamacare) and how I can get my hands on the necessary supplies and support that I'll need very, very soon. [more inside]
posted by ThaBombShelterSmith on Sep 10, 2012 - 20 answers

If Romney wins, can he kill PPACA?

Can someone explain to me how November's Presidential Election in the USA would impact the Patient Protection and Affordable Care Act? [more inside]
posted by royalsong on Jun 29, 2012 - 17 answers

Did They Screw Up the Affordable Care Act?

Why does the Affordable Care Act (aka Obamacare) lack a severability clause? [more inside]
posted by jonp72 on Mar 29, 2012 - 15 answers

under 25 health insurance options

I am under 25 and have no health insurance. My mom was recently laid off so she has no insurance either. What are my options? [more inside]
posted by bluelight on Jan 30, 2012 - 23 answers

Healthcare Refrom, Good For Home Health?

I am looking for articles and (to a lesser extent) professional/academic works that argue or present the idea that healthcare reform will be good for the home health care industry. [more inside]
posted by anonymous on Sep 28, 2011 - 2 answers

Switch health insurance now or later?

When would be the best time to switch health insurers - now or in 2014? [more inside]
posted by anonymous on Mar 10, 2011 - 4 answers

Health insurance is expiring and I haven't really done my homework

I'm a 23 y/o male, living back and forth in PA and NJ. I'm looking to buy my own health insurance of some persuasion, and I need lots of advice. I have no known health issues, and I've been slightly underemployed as of late. Thanks! [more inside]
posted by null14 on Oct 17, 2010 - 6 answers

When to get a new plan under Obamacare?

Should I switch health insurance providers now, or wait, given Obamacare? [more inside]
posted by philosophistry on Mar 30, 2010 - 7 answers

Doctor, Doctor Gimme the News!

Explain the US healthcare system to me (an Australian) in easy-to-understand language. [more inside]
posted by micklaw on Mar 23, 2010 - 29 answers

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