I lost 25+ years' worth of financial achievement, essentially overnight. What do I do now?
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posted by anonymous
on Jun 5, 2013 -
13 answers
My bipolar father will go on crazy consumer debt fueled sprees of spending / gambling. What can we do on a severely limited budget to ensure he doesn't end up homeless or otherwise in major trouble?
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posted by anonymous
on May 28, 2013 -
10 answers
So I got engaged and bought a house with my fiancee. We lived together for a couple of years but it did not go well and she moved out. So I'd like to keep the house but do that I'll need to get her off the mortgage and off the deed.
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posted by anonymous
on May 22, 2013 -
23 answers
My husband and I have been together for 9 years, married for the last 3. We met when I was 19, and him 21. Recently I have been feeling like I might want out. I still love him, but I am not sure that he is going to change in ways which I would prefer him to.
Should I tell him I want to separate or wait to see if things get better?
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posted by anonymous
on May 19, 2013 -
35 answers
I find this
comparison really confusing. I'm starting the job in August.
I'm an early 30s married woman who would like to become pregnant in the next year. The contract only lasts through the end of 2014. I do want to continue on working there, but I have no idea if additional grant money will become available at that time. Which plan would you choose? Or, failing that, which are the important factors to consider?
posted by anonymous
on May 8, 2013 -
4 answers
I went on a long, long break form my creative career cause I was feeling burnt out due to some failures and now I can't seem to get back into it, possibly because I no longer have a financial incentive to do so. How can I fix this? Warning: Long, super privileged person problems.
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posted by anonymous
on May 7, 2013 -
18 answers
Two people -- both in 40ish-- are talking about the possibility of moving in together. We are in a loving and serious long-term relationship. There has been an initial talk about how we might handle finances and we came to conclusion that there are many ways we could handle them. I read a few posts about how couples handle finances, but am looking for some more viewpoints/options for us to consider and discuss. Details inside.
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posted by anonymous
on May 6, 2013 -
11 answers
I grew up in a lower-middle-class family. Through a combination of hard work, opportunity and luck, I find myself in my 30's with a very decent net worth. It's enough to allow me to feel very secure about retirement, job/career changes, health issues, supporting family, etc. and this security is probably the most important aspect of money to me. For me, money means security, safety, freedom. I maintain a very middle-class lifestyle, continue to work full-time and save at a reasonable rate.
I've started to realize how much this factors into my thinking about long term relationships, especially marriage (and its attendant family joining) and financial co-mingling, and am looking for some perspectives on positive ways of managing these kinds of issues.
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posted by anonymous
on Apr 27, 2013 -
21 answers
So, I'm with this guy, and we hope to spend the rest of our lives together. I'm a Millennial saver* and he's a Gen X spender. He has a middle class income (around 40k), and I make half of that. When it comes to our arguments, it may also be of relevance that he's a human and I'm more of a Vulcan. How do we reconcile our opposing viewpoints about finances, trust, and gadgets?
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posted by anonymous
on Apr 11, 2013 -
60 answers
I recently inherited enough money that will allow me to not work again. I still want to do things - volunteer, help others, keep busy, etc. How do I explain this to others and answer questions that people ask?
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posted by anonymous
on Apr 10, 2013 -
54 answers
I am a "mature" student, studying at a university part time while working full time. I just learned that I qualify for a Stafford loan of about $7400. I don't need the loan to pay for classes because of my work income, but it occurred to me that I could take the loan, use it to pay off credit card debt I carry at a rate of interest more than 5 points higher than the Stafford loan rate, and then pay the Stafford loan off early. Essentially, debt consolidation using this federal loan. My questions: is this kosher? Is it wise? What I might not be thinknig about.
posted by anonymous
on Mar 28, 2013 -
13 answers
I am freaking out right now because I just got two letters from collections agencies. I should have paid the bills. I know that. I just … didn’t. And I know I’m terrible with money and want to change that, but when I think about money and the giant hole of student debt that I’m in I feel like, what’s the fucking point, and I become overwhelmed with hopelessness and I shut down.
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posted by anonymous
on Mar 18, 2013 -
15 answers
Being a moron, I forgot to turn in my timesheet this week. The way pay works at my company this means I might not get paid for 2 more weeks :/ How can I survive with all that budgeted money missing? What would you do?
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posted by anonymous
on Mar 6, 2013 -
25 answers
My former employer mailed me my last paycheck almost a month after firing me, and after enduring an awkward hearing that included being scolded by her in front of a hearing officer, I ended up winning. How do I collect my money? I live in California.
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posted by anonymous
on Mar 6, 2013 -
1 answer
Hello, I am a divorced single-mother and US Army National Guard veteran. I am currently living in a bad situation and need to move away from it.
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posted by anonymous
on Feb 12, 2013 -
20 answers
How can I tactfully let my bridesmaids know I'm happy to help them pick up the tab? I'm getting married this summer, and have asked seven close friends to be bridesmaids. They're all wonderful, good friends, and they all like each other and me and everything is harmonious, except that there is a SERIOUSLY WIDE income disparity among them (everything from full-time student working part-time at a coffee shop to a stay-at-home wife of a zillionaire). I am definitely on the higher side of the spectrum, but it is very important to me that I be mindful of my friends' bank balances.
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posted by anonymous
on Feb 11, 2013 -
24 answers
Can someone talk me out of raiding my 401K to pay off an exorbitant level of credit card debt?
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posted by anonymous
on Dec 27, 2012 -
41 answers
I am looking for resources-- websites, organizations, books-- on personal and business finance for sex-workers. Topics of interest include paying taxes, dealing with untaxed past income, transporting and storing cash, general and accounting. California or Florida, if that matters. Anon email: endora@hush.com
posted by anonymous
on Dec 19, 2012 -
2 answers
I have a pretty successful career but still feel like a fraud. I would like to change that, NOW.
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posted by anonymous
on Dec 11, 2012 -
11 answers
My girlfriend is consistently late in paying her month's share of the utilities, and sometimes she doesn't pay it at all. Everything is in my name and I'm worried my credit score is taking a tumble. Please help.
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posted by anonymous
on Nov 12, 2012 -
23 answers
Starting from scratch at 45 years old, what's the best strategy for saving money & planning for old age?
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posted by anonymous
on Nov 10, 2012 -
11 answers
Newly married, and trying to figure out emergency savings vs. retirement vs. paying off debt vs. saving for a family. Please help me prioritize.
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posted by anonymous
on Nov 7, 2012 -
22 answers
Freelance/small business filter: How to handle clients that you are ambivalent about working with?
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posted by anonymous
on Nov 6, 2012 -
5 answers
I have a growing chunk of money in my checking account. I've paid off my student loans and don't have credit card debt. What's the most responsible way to manage this money? Does a potential major move affect the analysis?
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posted by anonymous
on Nov 2, 2012 -
17 answers
My history with money, coupled with recent life challenges, is affecting my marriage. I am stressed and angry; my partner is (probably) depressed and overwhelmed. How can we grow together, not apart?
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posted by anonymous
on Oct 29, 2012 -
13 answers
Although I'm a highly educated woman in my late thirties, when it comes to money I'm basically a fourth grader. Tell me how you managed to be a financial grown up.
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posted by anonymous
on Oct 17, 2012 -
22 answers
This is embarrassing: I'm 25. I don't know the first thing about credit cards and building credit. I do not have a credit card, and therefore, no credit. Where do I even start?
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posted by anonymous
on Oct 12, 2012 -
38 answers
I was recently contacted by a recruiter and in the last month have been through several interviews, the last taking place today. Now, the recruiter's called to ask if I am ready to take the next step and has asked about my salary expectations. What?
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posted by anonymous
on Oct 3, 2012 -
15 answers
My 'rents want to support me. I don't really feel like I need their support anymore. Am I being silly by not considering their offer of money?
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posted by anonymous
on Sep 20, 2012 -
39 answers
I never had disposable income, so I'm realizing I have a weird relationship with money and things. Now that I'm making enough to feel rich (without actually being rich?), what stuff would make my life way better? What do normal people spend money on? I can get over this on my own, right?
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posted by anonymous
on Sep 10, 2012 -
76 answers
Traveling to Europe with friends. They want to combine plane fares and split the ticket costs evenly. Problem: this means I'll be paying $300 more than what my round-trip ticket would cost if I bought it separately. Should I agree to it?
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posted by anonymous
on Aug 30, 2012 -
74 answers
I have a job. It's a pretty good job and I've been around here for a while. Some recent changes (some at work, some in life) and some things that haven't panned out like I envisioned have me looking around. But in my brief survey of the landscape, I think I may be stuck here because the salary ranges in my area for the skills I have are around 30% lower than the ~$85k I make in my current situation, which would simply not work for my budget. What fields or opportunities might I be overlooking?
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posted by anonymous
on Aug 22, 2012 -
4 answers
You live in NYC, and you want to have a party to celebrate your very simple City Hall marriage ceremony. But it's complicated. (money issues and feeling guilty inside!)
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posted by anonymous
on Aug 9, 2012 -
17 answers
One of my significant other's friend runs a business that takes "cash under the table" and brags about his nice new toys, and teases us about what suckers we are that we have to pay taxes. This infuriates me. What do I do?
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posted by anonymous
on Aug 9, 2012 -
76 answers
I'm about to come into a large sum of money (in the $300-$500k range). I've never had a large sum of money. Looking for advice on what to do next.
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posted by anonymous
on Jul 30, 2012 -
32 answers
mid-20s, moving to NYC jobless but with some prospects to realistically find an entry-level job in the $40,000 range. have $20,000 saved. what kind of rent should i realistically plan to pay? am looking at a $1150/mo (per person) in Fort Green. can i do better?
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posted by anonymous
on Jul 28, 2012 -
20 answers
I'm a young person with no debt and a pile of money to invest. The catch: I'm not real confident about the long-term health of the US economy.
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posted by anonymous
on Jul 24, 2012 -
25 answers
21 year old with what seems like a spending addiction and terrible financial habits. Please help me figure out how to spend my money properly. I don't want to live like this anymore, struggling from paycheck to paycheck.
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posted by anonymous
on Jul 19, 2012 -
31 answers
How do i collect from (soon to be former) tenants in Texas who do not dispute that or how much they owe?
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posted by anonymous
on Jul 5, 2012 -
5 answers
