Since getting a high-paying job, I've discovered that paying for convenience or wants instead of needs actually makes me feel bad. I'd like to get around that. [more inside]
Hello all. I am a low-income mid-30s Canadian living alone, no dependents. Advice from bank staff and popular internet blogs confuse me and don't make sense in my world (e.g. ensure an 8-10% return - but how do I do that without jeopardizing my future if I retire in a decade the investment does poorly). I feel some investments I made were silly but am not sure if I am paranoid. Please suggest good directions to explore. I will give specifics about my situation below, with my specific question in the last paragraph. [more inside]
I'm about to make more money than I ever have before. Help me figuring out saving and investing. [more inside]
What are some quick, legal, and ethical ways to make extra money over the next few months? Relevant details inside. [more inside]
Looking for somewhere online that sells cheap wine by the box. Anyone recommend a good website? [more inside]
Hi, My ten year old daughter wants to start getting an allowance this summer when school is out. My husband and I thought about it and we thought 10 dollars a week would be good. But we are trying to decide the pros and cons of attaching the allowance to chores. [more inside]
I graduated college last year. I know I should be at least thinking about saving and 401ks and things like that but I moved countries, started grad school and I don't know where I'll be living in three years let alone thirty. How do I do financial planning? [more inside]
I have a newly good income, a very tiny (yes, I mean very tiny) beginning of a savings account, shitty credit, a little (in the hundreds) debt and I want to buy a house. What should I do? [more inside]
Where can expats save/invest money in Canada? The bank's interest rate is so low. Please tell me there is a better way to invest my money! [more inside]
I've recently acquired a small sum of money and I'd like to put it somewhere where I can't touch it, except in emergencies. It's not a massive amount, but its more than I usually have on hand and I'd rather not squander it. If I just leave it in my bank account I know I'll end up using it up. Where can I put it so that its aavailable in emergencies but is still hard to access? If it gains interest that would also be good. I'm in Australia.
Are they good for using as a nest egg of sorts (e.g. money to live on when I'm in between freelance gigs) or for saving up for something specific (a vacation, Invisalign braces, etc.)? [more inside]
What are your best tips for saving money in ways that don't impact your quality of life and don't require much effort? I'm talking about things like: cut the dryer sheets in half, get twice as much out of a single box, impact on quality of laundry = 0, effort = nearly 0.
I've noticed that mineral oil marketed to those who will use the oil on butcher blocks is much more expensive than food grade mineral oil that is marketed to those who will use the oil as a laxative. I buy the cheaper version, thank you very much. Are there other items out there where one can save a buck or two by purchasing the more cheaply marketed version of an item?
Starting from scratch at 45 years old, what's the best strategy for saving money & planning for old age? [more inside]
Socialising on the cheap. How does one do it? [more inside]
Are there any online banks that allow recurring automatic transfers to another bank? [more inside]
Hey Mefites! Please help me become more financially responsible. I don't think I live particularly extravagantly but I don't even know how to start budgeting. I live pretty much paycheck to paycheck. I feel really bad about this, and could do with some ideas about how to build up a money-tracking and budgeting plan from scratch. [more inside]
I got a large bonus this year which will probably never be repeated. After taxes, it was 26K. I don't have any immediate needs (no medical issues, etc), and I know next to nothing about investing. Given this economy, what should I do with it? Stocks? Bonds? Saving account? IRA? [more inside]
Please help me curb shopping impulses and addiction. Please share with me ideas on how to resist impulses to buy. [more inside]
What's the best Roth IRA to invest in? Does Fidelity waive the $2500 deposit if you sign up for monthly withdrawals? [more inside]
Say you're in your mid-twenties and suddenly have around 50k you want to start investing/saving. How would you go about doing it? [more inside]
Looking for software or an app that will allow me to track expenses via SMS, but that will also allow me to track how much money is left in my account. [more inside]
What is the best way to get a second generation iPad when it comes out in exchange for my current one? The most cost effective way would be the best.
My salary just doubled. How can I make the most of it? [more inside]
I'm trying to save money on monthly bills. I recently read that "40% of all electricity used to power home electronics is consumed while the products are turned off." Is this accurate? If so, what devices or ideas are there to conveniently "unplug" things (whose plugs often have 3 prongs). Related tips for stopping money leaks like this are welcome. [more inside]
What's the best way to save money for the express purpose of later giving it to someone else? [more inside]
I rule at saving money, and suck at the alternative. Please help this frugal girl learn to spend her hard-earned cash without experiencing fits of anxiety. [more inside]
What would you do with an extra $600 a month? [more inside]
I'm starting my first day as a college frosh tomorrow. I want to take full advantage of everything the college experience has to offer-- like student discounts! But repeated Googling has failed me; I can't seem to find a directory of local business or events that offer student discounts! I live in Arlington, TX. Can the hive-mind point me towards any comprehensive directories for student discounts in the area?
My first credit card..looking for cash-back (and other sweet deals) [more inside]
My 7 year old son has developed a passion for money. He enjoys collecting unusual coins and bills, spotting bargains at the grocery, playing 'store' and (yikes) making bets for cash. His favorite character is Mr. Crabs. Finance is not my specialty *snort* so any suggestions for age appropriate sites/activities that revolve around the wise use of filthy lucre will be appreciated. [more inside]
Am I saving myself money by turning my propane heater to "Low" when I'm not using hot water? [more inside]
With some products, the off-brand is as good as any other brand, sometimes even coming off the same production lines in the same factories. With other products, there is a quality difference between brands. How about for replacement HEPA filters for a Kenmore air cleaner? (And, as a bonus, should I believe the warning against washing and reusing the charcoal pre-filters?) [more inside]
iPhone 3G without 3G Plan? [more inside]
What's the safest possible thing that I can do with my money? [more inside]
When is the best time to buy a vacation package to get the best deal? [more inside]
How can I maximize my savings for a trip I'm planning for 2009? [more inside]
I'm planning to diversify my retirement account in the next 5-7 years. I need some advice on the best way to do this. [more inside]
I am looking to buy a house in the next 2 years or so. Should I (a) suspend payments to my 401(k) and build up my after-tax cash reserves, or (b) keep making my regular contributions, and borrow against the balance when the time is right? [more inside]
Travelling to San Diego for the first time and need a place to stay that is relatively in expensive and near the Hotel Circle area.
I am traveling from VA to San Diego for the first time in August. I have never been further west than Leawood, KS. The purpose of my trip is to attend a continuing education event being held at the Town and Country Resort, which is located at 500 Hotel Circle North (San Diego, CA 92108). [more inside]
How much should a teenager save? And how and why? (Plus complications) [more inside]
What are some of the little things that you did that ended up saving you a lot of money in the long run? [more inside]