56 posts tagged with Money and loans.
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Talked to Financial Counselor. He told me to stop paying my loans. Wha??

My debt situation is in the $117,000 range. I'm 25. I make $2,000 a month. I missed payments for the first time last month. Called a financial counselor for possible help. He told me to stop paying my student loan bills. Is that really a good idea? This sounds awful... Also - Any financial advice would be MEGA helpful. [more inside]
posted by Deeleybopper on Aug 2, 2016 - 23 answers

Home Appraisals. Tell me how horrible they are or aren't.

I am buying a condo / loft in the Atlanta area. I am in the first 1/3 of my due diligence period, and I have questions about appraisals. [more inside]
posted by Medieval Maven on Apr 1, 2016 - 12 answers

How to dispose of semi-large pile of money

We're about to come into a somewhat large sum of money. We've never really had money before, and we're not sure how to manage it. We've got a variety of debt, and a strong desire for a house. What to prioritize? [more inside]
posted by anonymous on Oct 31, 2015 - 41 answers

How to get a loan in this scenario?

We own a lot in a rapidly gentrifying neighborhood. Its value has tripled since we bought it; at this point we could sell it for $100k if we wanted to. We don't want to sell it. We want to build a 500 square foot house on it. We already paid for the permits, saved up the money, and now it's looking like we might fall $10k-$20k short on the total cost to build. Neither of us is employed. Given our extended explanation, how do we make this happen? [more inside]
posted by anonymous on Oct 26, 2015 - 9 answers

Less money, mo' problems?

In the bigger picture, which masters program will I benefit from most? [more inside]
posted by mild deer on Jun 11, 2015 - 16 answers

Is the budget red or black?

I've got the job. Now I have to navigate the paycheck/loans/benefits/retirement... Where do I start? [more inside]
posted by Chaussette Fantoche on Mar 28, 2015 - 10 answers

Help us weigh financial priorities.

My family's income has just increased, and we're having trouble choosing between financial priorities. Advice? [more inside]
posted by anonymous on Apr 9, 2014 - 17 answers

How do I help someone Overseas build credit in the US?

How do I build someone's credit while they are overseas and not a US citizen? I am getting married to someone who is Japanese (in about 5 months) and lives in Japan right now. Because I know we will one day want to buy a house, I want to start building her credit as soon as possible because I know that it is easier to get a loan with two people signing instead of one. [more inside]
posted by locussst on Mar 4, 2014 - 10 answers

How to loan money between friends.

A friend of mine would like to loan me £5000. I would like to accept his offer and do so with a fair arrangement to repay. Help? [more inside]
posted by Callicvol on Sep 5, 2013 - 17 answers

Semester bill part II

I went to academic advisement around the time when I made this post. [more inside]
posted by antgly on Aug 26, 2013 - 16 answers

Help with finances during intensive college program

I've been accepted to the program of my dreams, but I'm not allowed to hold a job while in attendance, and my EFC is higher than my family can afford, so my school-determined need is too low for me to even support myself with loans. Are there any options I'm missing? [more inside]
posted by orchidgenes on Aug 4, 2013 - 17 answers

I desperately need $300.

I think I've reached the end of my rope, credit-wise. [more inside]
posted by anonymous on Mar 27, 2013 - 38 answers

Can I be responsible for my parent's debt?

My dad is horrible with money. He has lots of debt and for some reason, banks continue to give him loans. He never makes payments and he's always in the red. I've tried my best to keep him from getting credit cards and taking out loans but he's an adult and if the banks keep doing it, there's nothing I can do to stop them. My mother says that I'm going to be responsible for his debt but I have never co-signed anything with him or gone to the banks with him. Is it possible for me to still be responsible? Are there any steps I can take to make sure I won't be responsible? [more inside]
posted by cyml on Feb 6, 2013 - 27 answers

Sanity check: loans and renting vs buying

So I'm looking to move from SF to Seattle (in part to save money) - can I get a loan and buy a place? Would that make sense? [more inside]
posted by alaijmw on Jan 7, 2013 - 13 answers

PS don't go to law school

Are financial advisers usually expert in student loans? I need an expert but I don't know how to find one. [more inside]
posted by prefpara on Nov 14, 2012 - 7 answers

I don't know why she gave him $20,000

How do you get back a lot of money from someone you loaned money to if they claim they're broke? [more inside]
posted by Clotilde on Nov 14, 2012 - 16 answers

What's my loan payoff strategy?

I need some help with student loans. I took loans out in 2008 and 2009. Two subsidized and two unsubsidized. Now I'm on half-time school deferment and I'd like to take advantage of this! [more inside]
posted by your mom's a sock puppet on Aug 27, 2012 - 4 answers

How to deal with friend who owes me money coming back into my life

I lent money to my friend, didn't get it back. I learned my lesson and wrote it off. Now she's back in my life. What do I do? [more inside]
posted by anonymous on Jun 7, 2012 - 49 answers

I'm a student, I swear! Why won't you believe me!?

Grad school filter: How do I get my loans back into deferment as a masters-->PhD student? [more inside]
posted by petiteviolette on May 30, 2012 - 11 answers

Which is better, being debt free, or having large investments?

Should I try to pay off grad school loans this year (~50k@6.55%) or should I invest ? [more inside]
posted by brenton on May 17, 2012 - 34 answers

Assistantships for professional master's degrees

How unusual is it to choose a professional Master's program without having an assistantship secured for the fall? [more inside]
posted by anonymous on Apr 9, 2012 - 5 answers

How does anyone afford dental work?

I need $10,000-$15,000 of dental procedures and I don't have that kind of money. [more inside]
posted by anonymous on Jan 19, 2012 - 40 answers

Education on Loan

If I quit my graduate program, which is largely being paid for in full by my university and the state, will I suddenly owe money? [more inside]
posted by These Birds of a Feather on Oct 28, 2011 - 5 answers

Emerging from my Personal Great Recession

The last eighteen months have been brutal for me and my small company. The company became over-reliant on a single client who then stiffed us for a lot of money. To avoid layoffs, I burned down the company’s reserves, then the company’s credit, then my own savings, and then my own credit. Promised payments never arrived, layoffs ensued anyway, productivity collapsed as staff panicked and I began living a crazy-frugal lifestyle. Meanwhile I worked hard to reboot the firm and project to friends, family and competitors that everything was under control: stress city. Now, today, comes the payment I negotiated. It’s enough to pay off the company’s debts, return me to the payroll and reimburse myself for enough of the money I loaned the firm to pay off my credit cards. But it’s really weird, Metafilter: practical and behaviorial economics questions within. [more inside]
posted by anonymous on Oct 14, 2011 - 14 answers


Help me make sense of this silly financial problem. It's very basic, and I'm a complete moron with money. [more inside]
posted by anonymous on Jul 18, 2011 - 13 answers

Not sure how I'm going to get to school, please help.

I need to find student loans in order to go back to college in September, but my parents have terrible credit and I can't find an alternative cosigner. I don't know what to do. [more inside]
posted by JimBennett on Jul 11, 2011 - 10 answers

I'm not very good at barely getting by

How can I get a car that runs when I have no money? [more inside]
posted by threeturtles on Jul 8, 2011 - 19 answers

Should I pay off all of my loans before I try to buy a house?

I need some house buying help, and advice about whether to pay off my loans now or save more for the down payment. [more inside]
posted by anonymous on Feb 26, 2011 - 16 answers

Raise the (Fiscal) Roof

How much will requesting a credit limit increase hurt me? [more inside]
posted by spamguy on Feb 18, 2011 - 27 answers

I made an error in bank's favor.

I accidentally paid Sallie Mae FOUR months’ worth of federal student loans, which totals an amount I can’t possibly afford. I asked my bank to place a stop order on the electronic payments but there’s a possibility the transactions may still go through, before the stop order is processed (3 business days). What can I do to recover my money now, or in the event that the transactions indeed go through? [more inside]
posted by anonymous on Jan 24, 2011 - 7 answers

Pick One: $2400 saved over 12 months, or $2400 cash gift up front?

MoneyFilter: I have been paying back a loan and will continue paying back for several more years. A birthday gift in this context, has two options: (a) to permit me to cease making payments for one year ($200/mo) and resume payments 1 year from now and each month of this year being marked as paid (a savings of $200/month for 12 months), or (b) be given the equivalent $2400 cash up front. [more inside]
posted by Quarter Pincher on Nov 9, 2010 - 18 answers

Med School & Financial Literacy

I'm developing a comprehensive financial literacy program for medical school students. What are some key issues I should focus on and what are some effective ways to distribute information? [more inside]
posted by chara on Jun 27, 2010 - 9 answers

Lawyers, Love, and Money

A good friend of mine was recently engaged to be married... the fiance bailed shortly before the wedding day. However, some time previous to this she had taken out a home equity loan that was used to pay off his debts. He has so far continued to make the payments on the loan: what are her legal options for the future? [more inside]
posted by anonymous on Apr 11, 2010 - 6 answers

how do you calculate student loan risk?

Potential student loan calculus: how much is too much at what age? [more inside]
posted by sureshot on Feb 16, 2010 - 10 answers

Help me figure out what to do about my student loans.

Unemployed, no other debt, currently making interest-only payments on school loans - what can I do to make this feel less looming over my life? [more inside]
posted by monkeyagent on Dec 29, 2009 - 14 answers

Should I study abroad or just take a vacation?

Should I study abroad or just take a vacation? [more inside]
posted by tweedle on Dec 23, 2009 - 23 answers

She works hard for the money...

A friend of mine wants to open a business, and is looking for information on business loans or grants specifically for women. [more inside]
posted by firei on Oct 10, 2009 - 3 answers

Going back to school: how do I make it happen financially?

I'm trying to go back to school. I have bad credit, some unpaid debt, and cannot afford any classes without help... Help! [more inside]
posted by itsacover on Jul 10, 2009 - 9 answers

AskMeFi, what's AmOREtaZeeAtion?

Upon examining my student loan payments, it appears that my "interest amt last payment" numbers sometimes increase, even when I pay the same amount (more than I need to pay) on the same day of the month. What!? [more inside]
posted by hellogoodbye on May 1, 2009 - 10 answers

How to get money to improve home

What are my options for borrowing money for home improvement? [more inside]
posted by anonymous on Apr 20, 2009 - 8 answers

What lender should I pick for my student loans?

Which lender should I use for my government student loans? [more inside]
posted by amalgamator on Apr 16, 2009 - 9 answers

Please help me reclaim my car.

How do I get my car back? It's still in my ex'es name. I've been giving her $$ for insurance and have been making the payments on it since 2003. I live across the country now and she ignores all my requests to do anything about transferring the title/policy, etc. [more inside]
posted by otis24 on Feb 20, 2009 - 7 answers

Are there any student loan repayment help agencies?

Are there any credit counseling or 3rd party agencies that work with student loan repayments? [more inside]
posted by smashingstars on Sep 17, 2008 - 16 answers

Starving Artist seeks funding

How do I pay for grad school? [more inside]
posted by whimsicalnymph on Mar 13, 2008 - 28 answers

Is AllWorldPrivateFunding.com legit?

Has anyone used All World Private Funding to get a loan? And if so, what was your experience?
posted by waytogo! on Oct 27, 2007 - 2 answers

Which student loan is best?

I'll be borrowing $22,200 to pay for school. All other things being equal, which loan is best? All three options have a 10-year term. Loan #1: 5.55% fixed rate; 1% principal rebate after 12 months; a second 1% principal rebate after 24 months Loan #2: 5.55% fixed rate; zero payments for the last 6 months Loan #3: 6.55% fixed rate; a 3.3% principal rebate after 33 months [more inside]
posted by kakes on Jun 25, 2007 - 7 answers

Apply for a loan to help my credit?

I am in my 20's, have no debt and have no need for a loan; should I get one anyways to help my credit? [more inside]
posted by MrBCID on Jun 23, 2007 - 18 answers

Finding a way out of a tangled web of financial aid

I've reached the end of the road for graduate school loans. [more inside]
posted by dead_ on Jun 5, 2007 - 7 answers

How to sell an upside down car?

I owe more than my car is worth. My monthly auto-expenses are too great. I would be better off with a truck. Advice? [more inside]
posted by farmersckn on Nov 15, 2006 - 23 answers

Are there student loans for continuing education programs?

Are there student loans for continuing education programs? [more inside]
posted by scazza on Apr 13, 2006 - 7 answers

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