This is embarrassing: I'm 25. I don't know the first thing about credit cards and building credit. I do not have a credit card, and therefore, no credit. Where do I even start?
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posted by anonymous
on Oct 12, 2012 -
38 answers
Should I use the Mastercard sent from my pre-tax health spending account company? The literature says it simply draws down on my account, but I'm suspicious that there's a catch.
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posted by OmieWise
on Jan 16, 2012 -
15 answers
Is it possible to get any sort of loan or credit in Australia as a non-permanent resident?
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posted by divabat
on Mar 12, 2011 -
3 answers
Help me find a credit card for emergencies, even though I'm too young for a real credit history and a little squigged out by the ethics of credit card companies.
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posted by l33tpolicywonk
on Mar 5, 2011 -
12 answers
When I was a dumb 16-year-old, I got a credit card from one of the largest issuers in the US. On the application, I was 100% truthful, except that I added 3 years to my DOB so that I would be over 18. I paid the card off in full, and closed it. I've also filed disputes with credit bureaus to correct my DOB. Are there any other ramifications I'm not considering?
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posted by anonymous
on Dec 4, 2010 -
7 answers
How do you choose a credit card? I've been using a Visa through my credit union for the last 8 years, but it has a $1000 limit and I've been thinking I should have another card anyways. I have good credit, I pay my balance off completely every month, and I don't usually put a lot of money on it. So I started looking - there are literally thousands, and every single one I look at seems like some kind of scam. I've read
this, but it seems so arbitrary - is there any systematic way to approach it, or do you just have to close your eyes and start pointing?
posted by devilsbrigade
on Nov 6, 2010 -
22 answers
There are a lot of goals that I am working towards, that are easily within my reach if I just stick to some simple routine tasks. However, I always wind up sabotaging myself by making excuses for or rationalizing getting off track, and ignoring the reminders and cues I have created for myself to stay on track. How can I knock it off so I can reach my goals?
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posted by dumbledore69
on Nov 30, 2009 -
14 answers
I'm in the Atlanta airport, penniless except for a memorized credit card number, expiration date and security code. Is there any way I can eat dinner?
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posted by umbú
on Jan 10, 2009 -
23 answers
Given the current economic climate, should I be padding my emergency fund or paying off my credit cards?
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posted by ourobouros
on Oct 2, 2008 -
17 answers
What bank and/or credit cards are best for implementing a 100% online, paperless, automated, personal finance system?
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posted by lsemel
on Sep 11, 2007 -
20 answers
SketchyDebtCollectionsFilter: Someone calling and demanding payment on a credit card that was paid off and cancelled in 2002. Fraud? Error? What can be done?
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posted by moss
on Jul 6, 2006 -
16 answers
I made a fairly subtanstial online purchase from a very large, well-known online vendor, with a credit card. Although the goods have long since arrived, my card has not been charged nor had a hold placed against it for any amount. A full billing cycle has passed since the purchase, and I'm wondering if they've just misplaced the bill. Should I contact their billing department, or just hope it never gets charged? And, if it doesn't get charged soon, how long should I wait until I can be reasonably sure it never will?
posted by anonymous
on Dec 25, 2004 -
26 answers
